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Best Health Insurance Agencies in Orlando

2024

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Providers

Last updated:

Website
6218 West Colonial Drive, Orlando, FL 32808
  • Individual Plans
  • Group Plans

Why choose this provider?

Established in 2005, Health Plan Markets is a health insurance brokerage that serves clients in Orlando and the surrounding areas. It offers a wide range of risk management solutions, including individual and family health insurance, Medicare Advantage, and Medicare Supplement. The Jacksonville-based also gives Medicare or Obamacare information kits to its clients. It is licensed to operate in 28 states and is staffed with insurance professionals who can speak English, Spanish, French, Italian, Cantonese, Creole, Mandarin, Portuguese, Vietnamese, and Tagalog.

License Verified:

License: L083463

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (27)
Facebook
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1350 Holden Avenue, Orlando, FL 32839
  • Life Insurance

Why choose this provider?

H&M Insurance and Tax Agency is an independent company serving families and individuals in the Orlando area. It offers health insurance services that include managed care and fee-for-service plans which cover the client's surgical, medical, and hospital expenses. The company also helps clients acquire other plans such as long-term care and disability insurance. Additionally, its insurance professionals create customized coverages for homes and cars. H&M Insurance and Tax Agency also provides immigration consulting and tax preparation services.

License Verified:

License: L090582

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
6960 Aloma Avenue, Winter Park, FL 32792
  • Individual Plans
  • Life Insurance

Why choose this provider?

AffordableONE Insurance offers clients its expertise in health insurance and Medicare planning for more than 15 years in Orlando and nearby areas. The agency is owned and managed by US Army veteran and broker Helen Kirkendall. They currently offer their services to individuals, businesses, Medicare clients, and much more. Current clients commend the services they received from AffordableONE Insurance, noting that agents made a comprehensive plan for their needs and explained every aspect of the service they will get.

License Verified:

License: L002972

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
7316 East Colonial Drive, Orlando, FL 32807
  • Individual Plans
  • Life Insurance

Why choose this provider?

Floridian Insurance Agency is a full-service agency that serves residents and businesses in Central Florida and the greater Orlando area. The independent agency offers a range of risk management solutions, including life and health insurance as well as disability and long-term care insurance options. It also provides coverage for automobiles, boats, and homes, as well as collector cars. Floridian Insurance Agency works with different insurance carriers to give clients a variety of programs that suit their needs.

License Verified:

License: L052640

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (81)
Facebook
5.0 / 5 (14)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
4700 Millenia Boulevard, Orlando, FL 32839
  • Individual Plans
  • Life Insurance

Why choose this provider?

WM Insurance Agency helps Orlando clients find and access the health insurance policies that suit their needs. Its network of insurance providers allows it to compare different policies, coverages, and premiums and procure a personalized insurance plan for its clients. The company's health insurance it offers a complete line of health policies, including private health insurance, supplemental health insurance, Medicare, and dental and vision insurance plans. Its agents conduct periodic reviews of their clients' medical plans and revise them to keep up with changing needs.

License Verified:

License: L105109

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.0 / 5 (5)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1310 West Colonial Drive, Orlando, FL 32804
  • Individual Plans

Why choose this provider?

Established in 2004, Sunsure Insurance offers health insurance products in the Orange City, Daytona Beach, and Orlando areas. Its insurance products cover individuals, families, and businesses. The health plans that the insurance agency offers include Medicare Advantage plans, short-term health insurance plans, and long-term care plans. The agency also checks the health-related concerns of its clients so that it can customize the insurance solutions suitable for their needs. Additionally, Sunsure Insurance has agents who can work with Spanish-speaking clients.

License Verified:

License: L083426

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
4.0 / 5 (8)
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2315 Curry Ford Road, Orlando, FL 32806
  • Life Insurance
  • Group Plans

Why choose this provider?

Hugh Cotton Insurance is an independent insurance agency that has been serving Orlando and its surrounding communities since 1948. The firm offers group health insurance for businesses, with coverage options for dental, disability, and long-term care. Its health insurance plans are available in two types, namely, managed care and fee-for-service insurance policies. These health insurance options cover surgical, hospital, and prescription drug charges. Founder Hugh Cotton Sr. established the agency after his retirement as an insurance company executive.

License Verified:

License: A055856

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.2 / 5 (12)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
498 South Lake Destiny Drive, Orlando, FL 32810
  • Life Insurance

Why choose this provider?

LRA Insurance is an independently owned and locally operated agency offering personal and business insurance products to the community of Orlando and the surrounding areas. The agency works with 78 insurance providers to create personalized health insurance coverage for its clients. Clients can choose from fee for service, managed care, and consumer-directed, a new type of healthcare plan. The consumer-directed plan allows clients to set up a health fund that will be used for medical expenses. LRA Insurance also offers specialty insurance programs.

License Verified:

License: A160165

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (141)
Google
4.0 / 5 (75)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
750 South Orange Blossom Trail, Orlando, FL 32805
  • Individual Plans
  • Life Insurance

Why choose this provider?

Worldwide Insurance Agency is a company that caters to clients in need of filing claims, understanding insurance, and processing payments. Serving Orlando and the surrounding areas, it offers a variety of insurance products such as business, health, vehicles, life, and property. Its health insurance comes in many types, including Health Maintenance Organizations, Exclusive Provider Organizations, High Deductible Health Plans, Point-of-Service plans, Preferred Provider Organizations, and catastrophic health insurance plans. The company aims to help clients regardless of the size and complexity of their insurance needs.

License Verified:

License: L095980

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
121 South Orange Avenue, Orlando, FL 32801
  • Individual Plans
  • Life Insurance

Why choose this provider?

Established in 2011, NR Insurance Inc. is an independent firm delivering services to clients in Orlando. By working with several insurance companies and carriers, it provides an array of policy options like health insurance, dental insurance, and vision insurance. The agency also has personal emergency coverage for critical illness as well as final expenses. Other available products include term and permanent life insurance. NR Insurance Inc.’s agents have over 20 years of professional experience in the industry.

License Verified:

License: L074743

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Website
3975 South Orange Blossom Trail, Orlando, FL 32839
  • Individual Plans
  • Life Insurance

Why choose this provider?

Senevil Insurance Agency, LLC, comprises a team of insurance specialists that provides personalized insurance solutions for customers in Orlando. The team helps clients understand the different health insurance options available. In addition, it can discuss other important details about the client's health insurance coverage. Its health plans protect families from financial losses from hospital stays, prescriptions, and other medical-related costs. The agency also offers individuals and businesses various personal line insurance, including auto, home, and commercial.

License Verified:

License: L099674

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Will your health insurance in Orlando cover your elective surgery?

    No. Most health insurance policies in Orlando do not cover elective surgeries. These surgeries are based on your doctor's recommendation, are considered non-emergency, and are pre-planned, such as corrective operations for congenital birth defects, knee joint arthroscopy, and replacement. Furthermore, your health insurance policy does not cover cosmetic surgery.

  • Could an individual who has ceased employment maintain coverage under their health insurance in Orlando?

    According to COBRA, a federal law, you may continue to have health insurance coverage in Orlando even after a work termination. You and your dependents can continue to enjoy healthcare coverage, including vision and dental services, up until 18 months after the termination. However, you may need to inquire with the insurance provider for supplemental insurance coverage.

  • Can you decline your employer's healthcare insurance coverage on Orlando?

    Yes. You may decline your employer's health insurance coverage in Orlando. There are several valid reasons why an employee may decline a company-sponsored insurance policy, such as limited network or healthcare providers, spouses having better healthcare insurance coverage, or just looking to continue an old policy from a previous job. You need to sign an insurance waiver form from your employer to complete the process.

  • Can you use your health insurance in Orlando to cover the cost of your cataract surgery?

    Yes. Most health insurance policies in Orlando cover cataract surgery, especially if it has been determined by a doctor to be medically necessary. However, other needs, such as eyeglasses and contact lenses, are not covered by Medicare. You should also review your health insurance policy deductible when you inquire about cataract surgery.

  • Will your health insurance in Orlando include your preferred doctor for consultation and treatment?

    No. Your healthcare insurance in Orlando does not automatically include your preferred doctor. Your preferred physician may not be included in the network of healthcare professionals maintained by some insurance providers. Thus, if you receive treatment from an out-of-network doctor, it may result in an out-of-pocket expense.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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