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2024

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Best Local Car Insurance Agencies in Miramar

Our Recommended Top 10

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Miramar Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

89

Reviewed

57

Curated

10

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
3350 Southwest 148th Avenue, Miramar, FL 33027
  • Motorcyle & ATV
  • Multiple Carriers
  • Home & Auto Insurance

Why choose this provider?

Osniel Lemes is a car insurance agent who serves clients in Miramar. Lemes works with UniVista Insurance, a family-owned insurance agency that has been operating for more than 10 years. Lemes offers insurance for boats, vehicles, trucks, and motorcycles with various coverages depending on the unique needs of each client. Some of its coverage options include property damage and personal injury protection. UniVista Insurance has partnered with companies like the Mercury Insurance Group and Bristol West.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (828)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1921 Northwest 150th Avenue, Pembroke Pines, FL 33028
  • Bundling Option

Why choose this provider?

Founded in 1999, C & C Insurance has been offering auto insurance services and products to Miramar and the nearby areas. It was established to operate as a multi-line insurance agency that works with several insurance carriers to provide individuals, families, and businesses with customized insurance plans. These insurance plans protect the clients from legal and financial liabilities that are associated with an accident. C & C Insurance provides immediate services in getting ID cards, binders, and certificates through its fully automated system.

License Verified:

License: L007261

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.5
Google
4.0 / 5 (11)
Yelp
1.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
12501 Northwest 7th Avenue, North Miami, FL 33168
  • Boat Insurance
  • Multiple Carriers

Why choose this provider?

Cover All Insurance answers the various insurance needs of the people of Miramar and the surrounding areas. Offering car insurance, the company works with eight financially sound and reputable auto insurance carriers nationwide, including Progressive, Infinity, and Foremost, to source a selection of quotes for drivers of different backgrounds to choose from based on their personal needs, priorities, and expectations. In addition to standard auto insurance, Cover All Insurance also offers commercial auto insurance for businesses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (9)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9041 Pembroke Road, Pembroke Pines, FL 33025
  • Multiple Carriers
  • Motorcyle & ATV
  • Home & Auto Insurance
  • Bundling
  • Home Insurance
  • Boat Insurance

Why choose this provider?

Progresso Insurance has been serving individuals, car owners, and businesses in Miramar and neighboring areas since 2009. The agency specializes in writing personal automobile insurance policies that cover property damage, bodily injury liability, personal injury protection, medical payments, collision, and uninsured and underinsured motorists. It represents numerous insurance carriers, such as Foremost, Gainsco Auto Insurance, Infinity, and National General Insurance. It also provides boat, commercial, health, and life insurance coverage. Progresso Insurance has expanded throughout the years and stays committed to professionally servicing the needs of its clients.

License Verified:

License: L073652

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
18300 NW 62nd Avenue, Ste 330, Miami, FL 33015

Why choose this provider?

Tonya Baker-Turner has been a part of State Farm for more than 25 years, which provides insurance services to clients in Miramar and the nearby areas. She serves in the community where she was born and raised. She helps her clients with their car insurance plans and other personal and business insurance. Turner is a member of Miami Dade Chamber of Commerce and National Association of Insurance Risk Advisors, Alpha Kappa Alpha Sorority Incorporated. She is also a Habitat for Humanity volunteer.

License Verified:

License: L003858

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (63)
Facebook
4.6 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3600 South State Road 7, West Park, FL 33023
  • Home & Auto Insurance

Why choose this provider?

Joseph Insurance Group (JIG), which is located in Miramar, provides risk management solutions for individuals and businesses in Hollywood and nearby areas. Its team of independent agents customizes different kinds of protection plans, including auto insurance. They furnish policies for high-risk drivers and those with DUI records. The insurance professionals have long-term partnerships with multiple providers like MetLife and Gainsco, allowing them to review a wide range of coverage options for clients. Joseph Insurance Group (JIG) started operating in 2007.

License Verified:

License: P100753

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (25)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6420 Pembroke Road, Miramar, FL 33023
  • Multiple Carriers
  • Home & Auto Insurance

Why choose this provider?

Kong and Associates is an auto insurance agency serving customers in Miramar. Other service areas include Miami-Dade, Hallandale, Hollywood, and Pembroke Pines. For 40 years, It has been protecting car accident victims from financial loss by finding the auto insurance policy that suits their needs. Aside from personal auto insurance, the independent agents at this firm are also proficient in small business insurance, with coverages for property, commercial vehicle, and general liability. Kong and Associates also provides life insurance, motorcycle insurance, and RV insurance.

License Verified:

License: L087458

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3350 Southwest 148th Avenue, Miramar, FL 33027
  • Home & Auto Insurance
  • Home Insurance

Why choose this provider?

Michael Crespo is an independent local car insurance agent from GreatFlorida Insurance in Miramar. He assists clients in protecting themselves and their families from the economic impact of collisions, theft, and damage to their vehicles. He also offers auto insurance that will help cover vehicle repair and related medical costs for clients. GreatFlorida Insurance has 30 years of experience in providing customized service to its customers. It has established relationships with local and national insurance companies in Florida, including National General Insurance.

License Verified:

License: W334293

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
14453 Miramar Parkway, Miramar, FL 33027
  • RV & Motorhome
  • Boats

Why choose this provider?

Brightway Insurance is a Miramar-based insurance agency that provides property, vehicle, and other insurance needs in its locality. The independent insurance agency offers auto, motorcycle, RV, and boat insurance under its vehicle category. Its property category, meanwhile, offers home, flood, condo, and renters' insurance. Brightway Insurance is owned and operated by Jay Kaiser, who was born in Rio but educated in Massachusetts. He has 16 years of experience in the insurance business. The agency works to provide excellent customer service to help clients with their needs.

License Verified:

License: L101208

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.7 / 5 (23)
Yelp
3.5 / 5 (8)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
8868 Miramar Parkway, Hollywood, FL 33025
  • Boats
  • Motorcyle & ATV
  • Home & Auto Insurance

Why choose this provider?

AA Insurance World Services is an insurance provider that has been serving individuals, families, and businesses in Miramar since 1997. As an independent insurance firm, it represents numerous insurance carriers in a wide variety of markets. Backed by experience, its professional agents can help drivers of different backgrounds acquire car insurance policies that will fit their needs, preferences, and priorities. In addition to standard auto, AA Insurance World Services also insures other vehicles, such as boats and motorcycles.

License Verified:

License: A003239

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is covered by Miramar automobile insurance policies' property damage liability coverage?

    If you damage someone else's property or are found to be liable for an accident, the property damage liability portion of your auto insurance policy in Miramar will pay for it. It includes things like automobiles, mailboxes, fences, and business storefronts. Additionally, it protects any public property that was damaged in a collision, such as lamp posts or road signs.

  • Do you need to add your child to your Miramar auto insurance policy?

    You must include your child in your Miramar auto insurance policy if they have a driver's license, reside in your home, and use a vehicle that belongs to your address. This will be true no matter what your child's age is. You can exclude your kid from your auto insurance if they have their driver's license but don't intend to drive anytime soon.

  • What elements should you compare while obtaining car insurance rates in Miramar?

    When contrasting car insurance rates in Miramar, you should look at the following factors:

    • The insurance options that suit your needs.
    • The highest policy limit applicable to each coverage you wished to purchase.
    • The deductible choice that the insurer provides.
    • The policy discounts to determine your potential savings on auto insurance.
  • Can you receive a car insurance refund in Miramar?

    If your policy is canceled and you have already paid your premium, your Miramar car insurance company can give you a refund. However, you need a valid reason to qualify for a car insurance refund, such as moving, removing coverage or a vehicle, decreasing policy limits, selling your car, and switching insurance providers.

  • When selling a vehicle in Miramar, when should your auto insurance be cancelled?

    When you've given the new owner the keys, finished the bill of sale, and already submitted a Notice of Release of Liability to the DMV, you can cancel your auto insurance in Miramar. Keep in mind that early insurance cancellation could result in costly fines or a license suspension.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.