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Best Health Insurance Agencies in Miami Gardens

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G.E.F.S logo

G.E.F.S

5881 NW 151 Street Suite 125, Miami Lakes, FL 33014
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  • Life Insurance

GEFS Insurance and Tax Services serves clients in Miami Gardens and the surrounding communities. An independent insurance brokerage firm, GEFS helps customers acquire health insurance plans, including coverages for individuals and groups. Its professionals also advise people regarding life insurance policies, long-term care benefits, and retirement plans. When GEFS was founded in 1997, it focused primarily on the needs of government employees, such as law enforcement officers, firefighters, and teachers, eventually opening its doors to the general public in 2005.

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Gardens Insurance Inc logo

Gardens Insurance Inc

1818 NW 183rd Street, Miami Gardens, FL 33056
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  • Life Insurance
  • Health Insurance

Garden Insurance Inc. provides its services to individuals and families in the Miami Gardens metro. It accommodates clients who want to acquire health insurance plans. The company's health insurance coverages protect policyholders from financial losses caused by medical expenses. It also offers other personal lines of insurance, such as life, homeowners', auto, boat, and RV policies. Garden Insurance has been delivering financial investment solutions for more than 10 years. It has team members who are fluent in Spanish.

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HighLine Insurance Inc logo

HighLine Insurance Inc

5901 Northwest 183rd Street Suite 101, Miami, FL 33015
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  • Individual Plans
  • Group Plans

HighLine Insurance, Inc., offers a comprehensive suite of insurance solutions for individuals and families throughout the Miami Gardens area. Its service offerings include health insurance plans. The company assists clients in selecting the level of coverage for their needs. Its personal insurance products also include life, personal auto, boat and RV, and general and professional liability insurance. Homeowners', renters', and commercial property insurance plans are also offered. A locally owned and family-operated company, HighLine Insurance represents multiple insurance carriers as an independent agency.

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Rodrigo Planter logo

Rodrigo Planter

2018 Northeast 164th Street, North Miami Beach, FL 33162
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  • Life Insurance

Rodrigo Planter is a State Farm insurance agent who provides health insurance plans to individuals and businesses in Miami Gardens and the surrounding areas. His health insurance products include Medicare Supplement, individual medical coverage, and supplemental health. In addition, he offers other insurance coverage, such as home, auto, business, pet, and life plans. The agent also assists clients in handling banking, mutual funds, and annuities. Planter leads a team that caters to clients who speak English, Spanish, and Portuguese.

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Skylake Insurance logo

Skylake Insurance

1810 NE Miami Gardens Dr, Miami, FL 33179
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  • Health Insurance

Skylake Insurance carries a wide range of insurance products and services. Serving the Miami Gardens metro, the independent agency helps individuals and families obtain customized health insurance plans suited to their needs. Its agents also offer other personal policies for homes and automobiles. In addition, they serve business owners who want to acquire general liability and workers' compensation coverages. Skylake Insurance has been in business for over 25 years. It maintains an affiliation with the Florida Association of Insurance Agents.

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Frequently Asked Questions

Q: Is there a tax credit for having health insurance?

A: The Advance Premium Tax Credit is a federal tax rebate designed to lower the cost of health insurance plans purchased through the Marketplace. Eligibility is based on income and household size. Consumers can decide how much of their tax credit to put toward their premiums.

Q: Do employers have to offer health insurance?

A: The Affordable Care Act requires companies with at least 50 full-time employees to make essential health benefits available to 95% of their workforce. Companies that choose not to offer such benefits may have to pay a penalty.

Q: Do you have to pay a health insurance deductible upfront?

A: In most cases, out-of-pocket expenses for approved services count toward your deductible. However, it's increasingly common for hospitals to request all or part of the deductible upfront when scheduling major services, such as CT scans and surgeries.

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