Is there a tax credit for having health insurance?

The Advance Premium Tax Credit is a federal tax rebate designed to lower the cost of health insurance plans purchased through the Marketplace. Eligibility is based on income and household size. Consumers can decide how much of their tax credit to put toward their premiums.

Do employers have to offer health insurance?

The Affordable Care Act requires companies with at least 50 full-time employees to make essential health benefits available to 95% of their workforce. Companies that choose not to offer such benefits may have to pay a penalty.

Do you have to pay a health insurance deductible upfront?

In most cases, out-of-pocket expenses for approved services count toward your deductible. However, it's increasingly common for hospitals to request all or part of the deductible upfront when scheduling major services, such as CT scans and surgeries.

5 Best Miami Beach Health Insurance Agencies

Butler Buckley & Deets

6161 Blue Lagoon Drive, Miami, FL 33126

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Life Insurance

Butler Buckley & Deets is an independent insurance agency that serves clients in Miami Beach. It offers group health insurance plans from several providers, such as American Bankers Insurance Company and Bridgefield Employers. The agency also covers other types of insurance products for homeowners, recreational vehicles, and general liability. Butler Buckley & Deets was established in 1910 as Newman & MacVeigh Insurance Agency. It has been serving the metro for 100 years, and is under the leadership of current president Raymond W. Butler III.

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Customers Rule

1951 Northwest 7th Avenue, Miami, FL 33136

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Life Insurance
Health Insurance

Customers Rule is an independent firm providing insurance products and business consultancy services in Miami Beach and surrounding communities. It works with over 300 carriers and has access to various products including group health insurance with dental, disability, vision, and life plans. The firm also offers liability insurance products and business coverages. Consultancy services include risk, construction, and project management. Customers Rule has more than five decades of combined experience. It has assisted clients from the construction, real estate, technology, and financial sectors.

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Emergent Insurance Agency

279 Northwest 58th Street, Miami, FL 33127

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Health Insurance

Emergent Insurance Agency is an independent company serving the Miami Beach metro. It caters to families, individuals, business owners, and independent contractors seeking assistance in acquiring health insurance plans. The company works with various carriers to provide personalized health insurance coverages suited to the clients' unique needs. Some of the insurance carriers include Prime Star, Aetna, and Molina Health Care. Founder and CEO Darline Candio is a member of the National Association of Health Underwriters and America's Health Insurance Plans.

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Life & Health Underwriter Inc.

3227 Southwest 29th Street, Miami, FL 33133

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Life Insurance
Health Insurance

Life & Health Underwriter Inc. is an insurance agency headquartered in Miami Beach. The office offers tri-term medical insurance that covers eligible expenses for policyholders with pre-existing conditions 12 months after enrollment. It also has preventive care coverage that includes wellness checks for every member of the family. Additionally, it can cover doctor's visits and prescriptions. Moreover, Life & Health Underwriter Inc. provides short-term health plans that have supplemental accident benefits, premium flexibility, and nationwide network access.

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Pardo Insurance Group

170 Southeast 14th Street, Miami, FL 33131

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Life Insurance

Pardo Insurance Group provides insurance products and services to families, individuals, and businesses in the Miami Beach metro and the surrounding communities. It assists clients in acquiring health insurance plans that may include Medicare, cancer, critical illness, dental, and vision coverages. In addition, the company's insurance specialists offer other plans such as income protection, long-term care, retirement, legacy, and family protection insurance. Pardo Insurance Group provides personalized services as it understands that clients have different insurance needs.

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Best Health Insurance Agencies in Miami Beach

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Health Insurance Agencies FAQs

Butler Buckley & Deets

Customers Rule

Emergent Insurance Agency

Life & Health Underwriter Inc.

Pardo Insurance Group

Frequently Asked Questions

Q: Is there a tax credit for having health insurance?

Q: Do employers have to offer health insurance?

Q: Do you have to pay a health insurance deductible upfront?

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