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Best Local Car Insurance Agencies in Miami Beach

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A&T Insurance Brokerage logo
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License Verified:

License: R036007

Florida Division Of Insurance Agent And Agency Services

A&T Insurance Brokerage

800 71st Street, Miami Beach, FL 33141
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  • Multiple Carriers

Business Description

A Miami Beach-based insurance agency, A&T Insurance Brokerage provides auto insurance plans to its clients in the metro. These can include liability, collision, accident, rental payment, uninsured and underinsured motorist, and full coverages. With 12 years of experience, A&T Insurance Brokerage has insurance agents that can cater to clients that speak Spanish, German, and French. The company also provides other products, such as homeowners', condo, business, health, disability, and life insurance policies.

License Verified:

License: R036007

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
AllStar Insurance Services logo
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License Verified:

License: L054357

Florida Division Of Insurance Agent And Agency Services

AllStar Insurance Services

1666 John F Kennedy Causeway, North Bay Village, FL 33141
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  • Multiple Carriers

Business Description

AllStar Insurance is a professional insurance agency that works with residential and commercial clients in Miami Beach and nearby areas. The company offers a wide array of insurance and risk management products such as personal and commercial automobile insurance, homeowner and property insurance, general liability coverage as well as flood insurance. AllStar's expertise in insurance and risk undertaking allows it to provide each client with a suitable insurance package tailored to suit various requirements.

License Verified:

License: L054357

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (17)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Assure-Us logo
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License Verified:

License: L019776

Florida Division Of Insurance Agent And Agency Services

Assure-Us

1880 Northeast 163rd Street, North Miami Beach, FL 33162
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  • Multiple Carriers

Business Description

Assure-Us is an insurance agency established in 2001 in Miami Beach. It delivers auto insurance solutions that grant policyholders liability coverage from collisions, property damage, violations, and injury, and collision coverage in cases of accidents. The firm has an online database that presents comparisons of quotes from different multiple insurance carriers to help clients choose which plans are most suitable for their needs and budgets. Assure-Us also provides policies for antique cars, motorcycles, boats, watercraft, and RVs.

License Verified:

License: L019776

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.6 / 5 (75)
Yelp
4.0 / 5 (5)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Dolphin Insurance - Miami logo
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License Verified:

License: L057824Full

Florida Division Of Insurance Agent And Agency Services

Dolphin Insurance - Miami

1775 Southwest 8th Street, Miami, FL 33135
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  • Multiple Carriers
  • Motorcyle & ATV
  • Boats
  • RV & Motorhome

Business Description

Dolphin Insurance - Miami is a family-owned independent insurance firm that has been serving Miami Beach and all of South Florida for more than 25 years. Representing numerous carriers, its professional agents are adept at monitoring the ever-changing marketplace to simplify the selection process for the client. Motorists in need of assistance with securing car insurance may avail themselves of the services of Dolphin Insurance - Miami. The company will then source several options for protection in the event of an auto accident.

License Verified:

License: L057824Full

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
E & L Insurance Services, Inc. logo
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License Verified:

License: R006769

Florida Division Of Insurance Agent And Agency Services

E & L Insurance Services, Inc.

1241 Southwest 27th Avenue, Miami, FL 33135
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  • Motorcyle & ATV

Business Description

E & L Insurance Services Inc. provides vehicle insurance solutions to residents of the Miami Beach metro and nearby areas. The independent insurance agency has a large customer base in Miami and is committed to connecting businesses, families, and other members of the community to each other through its products. Its premier auto insurance products provide the state minimum required for liabilities as well as coverage for medical payments, uninsured motorists, and roadside assistance.

License Verified:

License: R006769

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (26)
Yelp
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Florida Assurers logo
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License Verified:

License: L051411

Florida Division Of Insurance Agent And Agency Services

Florida Assurers

777 Arthur Godfrey Road, Miami Beach, FL 33140
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  • Motorcyle & ATV

Business Description

Florida Assurers is an independent insurance agency located in Miami Beach that provides insurance solutions to clients in the metro and nearby areas. The company has over 50 years of experience in the insurance industry and has extensive experience writing auto insurance policies to clients to protect them from unexpected financial losses caused by traffic accidents. Florida Assurers also provides coverage for other forms of vehicles such as classic cars, aircraft, and watercraft.

License Verified:

License: L051411

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (80)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Romina Saaied logo
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License Verified:

License: W464115

Florida Division Of Insurance Agent And Agency Services

Romina Saaied

429 Lenox Avenue, Miami Beach, FL 33139
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  • Multiple Carriers

Business Description

We Insure Group is owned by Romina Saaied, who serves individuals and businesses in Miami Beach. Saaied provides a wide range of protection plans, including auto insurance. She offers various coverage options for car owners such as bodily injury liability. In the event that the policyholder injures others, this insurance type helps pay for the expenses involved. Saaied has nearly four decades of experience in the field of sales. The multi-lingual agent speaks English, Portuguese, Italian, and Spanish.

License Verified:

License: W464115

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Sol Insurance Agency - Flagler logo
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License Verified:

License: R018344

Florida Division Of Insurance Agent And Agency Services

Sol Insurance Agency - Flagler

1370 West Flagler Street, Miami, FL 33135
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  • Bundling Option

Business Description

Sol Insurance Agency has been handling the insurance needs of car owners, homes, families, and businesses in Miami Beach and the surrounding areas since 1995. The local independent insurance agency offers vehicle insurance for personal cars, motorcycles, recreational vehicles, trailers, boats, and commercial vehicles. It represents more than 50 national, regional, and statewide insurance carriers, to make sure clients get the best auto insurance products for their unique needs. Sol Insurance Agency maintains two office locations in Miami, one in Flagler, and the other in Bird Road.

License Verified:

License: R018344

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (158)
Yelp
4.5 / 5 (7)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
South Beach Insurance Agency logo
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License Verified:

License: R004787

Florida Division Of Insurance Agent And Agency Services

South Beach Insurance Agency

710 West 51st Street, Miami Beach, FL 33140
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  • Bundling Option

Business Description

South Beach Insurance agency is a full-service and independent agency that offers auto, property and casualties insurance services to individuals and commercial clients in Miami Beach and the nearby areas. Property and casualties For over 25 years, the company has been working with several insurance carriers to provide clients with the coverages that are suited for them. Moreover, the whole South Beach Insurance team strives to meet the changing needs of policy buyers through high-quality customer service. The agency fax number is 305-356-5796.

License Verified:

License: R004787

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.5 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Toscano Insurance Group logo
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License Verified:

License: L090095

Florida Division Of Insurance Agent And Agency Services

Toscano Insurance Group

1111 Lincoln Road, Miami Beach, FL 33139
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  • Multiple Carriers

Business Description

Toscano Insurance Group is an independent insurance agency with an office in Miami Beach. Its insurance agents service clients proactively with their in-depth knowledge of car insurance products and provide the right insurance plan that best fits the client's circumstance. They offer auto insurance policies with full coverage that include compensation for damage to vehicles caused by theft, fire, and other incidents not covered by collision coverage. The plan also covers medical bills for the policyholder and their passengers after an accident.

License Verified:

License: L090095

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (48)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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