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Best Homeowners Insurance Agencies in Melbourne

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2350 Minton Road, West Melbourne, FL 32904
West Melbourne, FL 32904
  • Renter's Insurance
  • Flood
  • Condos

Atlantic Coast Insurance is a full-service insurance agency in Melbourne that handles homeowners and property damage policies. The business partners with over 25 different carriers to help customers compare rates and choose cost-effective plans, and it provides a quote calculator on its website. Coverage offerings for homeowners policies include high value items, additional living expenses, personal liability protection, and property damage protection due to fires and severe weather. Additionally, the company's agents assist with separate add-on policies for damages not covered with standard homeowner plans.

2350 Minton Road, West Melbourne, FL 32904
West Melbourne, FL 32904

Website(980) 409-2198

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4 / 5 ( Best)

Total Reviews:

42 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1701 South Harbor City Boulevard, Melbourne, FL 32901
Melbourne, FL 32901
  • Multiple Policy Types

1 Source Insurance Agency, Inc. is a family-owned, independent insurance broker that protects thousands of policyholders in Melbourne and neighboring communities. Standard homeowners' insurance is one of the main products that the agency offers. This policy protects homeowners from losses caused by fire, lightning, hail, explosions, and theft. It covers replacement cost, additional living expenses, and personal liability. 1 Source Insurance Agency has been serving Brevard County and Florida since 1999.

1701 South Harbor City Boulevard, Melbourne, FL 32901
Melbourne, FL 32901

Website(321) 722-3888

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

19 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2320 Dairy Road, Melbourne, FL 32904
Melbourne, FL 32904
  • Multiple Policy Types

Brian West - State Farm Insurance Agent is a full-service insurance agency in Melbourne that handles homeowners insurance policies. Agent Brian West and his team assist relocating homebuyers and current homeowners with obtaining plans that cover matters such as fire damage, storm damage, and loss due to theft and break-ins, and Mr. West is fully licensed. In addition to homeowners insurance, the team handles life insurance, small business insurance, and auto insurance policies.

2320 Dairy Road, Melbourne, FL 32904
Melbourne, FL 32904

Website(855) 733-7333

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

163 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1451 East Irlo Bronson Memorial Highway, St. Cloud, FL 34771
St. Cloud, FL 34771
  • Multiple Policy Types

Brightway Insurance offers homeowners insurance plans to customers in Melbourne and surrounding cities. The business is locally owned and operated, and it only sells through local agents to ensure they can be reached at all times. It provides policies for single-family homeowners, apartment building owners, and condominium owners that cover damages due to fires, theft, and natural disasters, and it offers separate policies for water damage due to flooding and storms.

1451 East Irlo Bronson Memorial Highway, St. Cloud, FL 34771
St. Cloud, FL 34771

Website(888) 254-5014

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.5 / 5 ( Best)

Total Reviews:

6 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A

Friendliness: A+

Helpfulness: A+

Detail: A+

4450 West Eau Gallie Boulevard, Melbourne, FL 32934
Melbourne, FL 32934
  • Flood
  • Multiple Policy Types

COBIA Insurance is a Melbourne insurance agency that provides homeowners insurance and umbrella policies. In business since 2013, the company is locally owned and operated, and its agents have a 95-percent client renewal rate. COBIA insurance partners with a network of carriers to help clients compare rates and choose the best policies to meet specific homeowner and budgetary needs. Additionally, the company offers the My Protection Plus portal for customers to obtain quotes and policy information online.

4450 West Eau Gallie Boulevard, Melbourne, FL 32934
Melbourne, FL 32934

Website(321) 914-0808

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

5 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

470 South Wickham Road, West Melbourne, FL 32904
West Melbourne, FL 32904
  • Multiple Carriers
  • Flood
  • Condos
  • Renter's Insurance
  • Multiple Policy Types

Florida Insurance Concepts, LLC, is an insurance firm that services the Melbourne metro area and nearby localities. The company assists individuals and families in selecting the right homeowners' insurance policy among different insurance carriers. Its brokers provide several coverage options for the home structure and personal belongings. They also handle vacant homes and high-value residences. Other offerings include auto, marine, and commercial insurance plans. The company also serves clients in Port St. Lucie and Vero Beach.

470 South Wickham Road, West Melbourne, FL 32904
West Melbourne, FL 32904

Website(833) 280-1708

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.5 / 5 ( Best)

Total Reviews:

8 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

5005 North Wickham Road, Melbourne, FL 32940
Melbourne, FL 32940
Instagram
  • Multiple Policy Types

Hoffman & Associates Insurance Company is a family-owned and family-operated business serving Melbourne. As an independent insurance broker, it offers various coverage options in homeowners' insurance. This type of insurance typically covers the home structure and the occupant's belongings from damages caused by fire or theft. Policyholders may also increase their protection by adding hurricane and flood insurance. Hoffman & Associates Insurance Company, a full-service firm, has been insuring Florida homes and properties since 1964.

5005 North Wickham Road, Melbourne, FL 32940
Melbourne, FL 32940

InstagramWebsite(321) 751-2511

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

57 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1865 North Wickham Road, Melbourne, FL 32935
Melbourne, FL 32935
  • Multiple Policy Types

Insurance World of Eau Gallie is a family-owned and operated business based in Melbourne that has been providing auto and home insurance solutions since 1990. With access to multiple insurance companies, it gives a variety of coverage options to clients who are looking to protect their homes, condos, rental properties, and other assets. The professionals at this agency can customize the homeowners insurance policy to fit the lifestyle. The coverage commonly includes dwellings and contents.

1865 North Wickham Road, Melbourne, FL 32935
Melbourne, FL 32935

Website(321) 242-7283

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.4 / 5 ( Best)

Total Reviews:

16 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A

Detail: --

474 N Harbor City Blvd, Melbourne, FL 32935
Melbourne, FL 32935
  • Multiple Policy Types

Kim Osman Insurance Group is an insurance agency in Melbourne that offers a wide array of personal and business insurance and products. The staff aims to give individualized attention to each client and help them find the right home insurance coverage. They can provide guidance throughout the process, from comparing coverage options and purchasing home insurance to filing a property loss claim. Kim Osman Insurance Group has already helped hundreds of customers with their home, auto, business, and life insurance needs.

474 N Harbor City Blvd, Melbourne, FL 32935
Melbourne, FL 32935

Website(321) 242-2311

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

144 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3040 North Wickham Road, Melbourne, FL 32935
Melbourne, FL 32935
  • Multiple Policy Types

Prime Insurance Solutions is an independent insurance agency serving the Melbourne area. It helps provide homeowners with suitable insurance policy options, whether they are looking to insure their houses, vacation homes, secondary residences, or high-value homes. Depending on the client's needs, these homeowners' insurance policies can cover several areas including repairs, personal belongings, liabilities, medical expenses, and living expenses. Clients may also opt to add other features such as flood protection, earthquake protection, or jewely insurance.

3040 North Wickham Road, Melbourne, FL 32935
Melbourne, FL 32935

Website(877) 259-7920

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2090 Meadowlane Ave, Melbourne, FL 32904
Melbourne, FL 32904
  • Multiple Policy Types

Snow Insurance Services is an independent insurance company providing auto, home, pet, and commercial insurance to Melbourne residents and communities. The business assists in finding the protection plan best suited for households and families. Homeowners' insurance specialists guide clients throughout the insurance application and settlement. Coverages for home insurance include personal possessions, liabilities, living expenses following a disaster, and structural property damages. The agency helps individuals protect their homes, condos, new homes, apartments, and vacant homes.

2090 Meadowlane Ave, Melbourne, FL 32904
Melbourne, FL 32904

Website(321) 725-2584

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

15 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2815 West New Haven Avenue, West Melbourne, FL 32904
West Melbourne, FL 32904
Instagram
  • Multiple Policy Types

Steve Hooper is an agent under GreatFlorida Insurance that works to assist Melbourne area homeowners in securing financial protection for their residences and personal possessions. Hooper's services focus on obtaining insurance coverage for dwellings and personal properties that are vulnerable to incidents such as fire, theft, windstorms, and hail. Hooper also provides assistance in determining policies for personal liabilities, detached structures, temporary living arrangements, and medical expenses. Hooper has been working with GreatFlorida Insurance since 2018.

2815 West New Haven Avenue, West Melbourne, FL 32904
West Melbourne, FL 32904

InstagramWebsite(888) 478-7801

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

84 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3760 West Eau Gallie Boulevard, Melbourne, FL 32934
Melbourne, FL 32934
  • Multiple Policy Types

The Insurance Center of Central Florida, Inc., carries personal and business insurance lines in Melbourne. Established in 1991, this firm assists homeowners in mitigating financial damages through comprehensive home insurance solutions. Its insurance specialists seek to understand homeowners' financial situations, help assess potential risks, and provide comparative home insurance quotes. Policyholders obtain coverage packages that include compensation for structural repairs, replacement values, liability claims, and temporary living expenses in case of natural disasters or covered losses.

3760 West Eau Gallie Boulevard, Melbourne, FL 32934
Melbourne, FL 32934

Website(888) 363-4706

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

35 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1430 Palm Bay Road Northeast, Palm Bay, FL 32905
Palm Bay, FL 32905
Instagram
  • Multiple Policy Types

Wren Insurance Agency has over four decades in serving the insurance needs of clients in the Palm Bay and Melbourne areas. This independent insurance agency works with different insurance companies to provide a variety of insurance products, including homeowners' insurance. Its homeowners' insurance policy covers damages on the properties of its clients due to unexpected disasters. The insurance coverages may include dwelling or property coverage, personal property insurance, personal liability coverage, additional living expenses, and scheduled personal property coverage.

1430 Palm Bay Road Northeast, Palm Bay, FL 32905
Palm Bay, FL 32905

InstagramWebsite(800) 747-0343

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

219 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How much homeowners\' insurance should someone carry?
A: How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.
Q: What should a homeowners\' insurance include/cover?
A: A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.
Q: How frequent should one change auto or homeowners\' insurance to another provider?  
A: If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

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