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Best Financial Advisors in Largo

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SmartAdvisor by SmartAsset logo
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SmartAdvisor by SmartAsset

Largo, FL
  • Estate Planning
  • Financial Planning
  • Investment Management
  • Retirement Planning

Business Description

SmartAsset's free, five-minute tool makes it easy to find qualified financial advisors in your area. The exclusive tool uses a quick survey to help SmartAsset's exclusive algorithm match you with up to three advisors based on your specific financial needs. Each advisor is a fiduciary, legally bound to work in your best interest, and rigorously vetted by SmartAsset. You can speak with each for free, sometimes within a matter of minutes, and choose whom you want to work with. Hundreds of thousands of smart investors and retirees have already used SmartAsset's simple, no-cost service to find the right financial advisors for them.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Yelp
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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Price: Free consultation

AVID Planning logo
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AVID Planning

360 Central Ave, Suite 1410, St. Petersburg, FL 33701
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  • Financial Planning

Business Description

AVID Planning manages the financial risk of people around the Largo metro. It provides financial planning and wealth management solutions through a Think, Plan, Live process. In the Think phase, it helps clients identify their priorities and lay the foundation for their goals. They are then assisted in taking action during the Plan Phase. The Live Phase, meanwhile, deals with planning for the future. Founded in 2013, the company is composed of Certified Financial Planners.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Belleair Wealth Management logo
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Belleair Wealth Management

2811 West Bay Drive, Belleair Bluffs, FL 33770
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  • Estate Planning

Business Description

Belleair Wealth Management offers financial advisory services to residents and business owners in Largo. The independent registered investment advisory firm provides clients with personalized money advice designed to assist in maximizing their wealth. Its team of advisors helps manage the assets and portfolios of its clientele by investing in financial products, such as stocks, bonds, and mutual funds. The firm's managing director, Randy Pattison, is a Certified Trust and Fiduciary Advisor with years of experience running financial advisory firms.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
Chambers Financial Group logo
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Chambers Financial Group

285 Clearwater Largo Rd N, Largo, FL 33770
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  • Estate Planning
  • Certified Financial Planner (CFP)
  • Retirement Planning
  • Financial Planning

Business Description

Chambers Financial Group serves clients in the Largo metro seeking guidance on managing their finances. The financial group guides clients on making financial plans that are aligned with their goals. Retirement savings, college planning, financial plan creation, and estate planning are some of the services that are available to clients. Each financial plan is closely monitored to ensure clients' continued growth. Curtis W. Chambers has been assisting clients with making financial decisions and plans for over 20 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Cornerstone Wealth Advisors logo
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Cornerstone Wealth Advisors

4625 Little Road, Trinity, FL 34655
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  • Estate Planning
  • Retirement Planning

Business Description

Cornerstone Wealth Advisors is a financial advisory firm that helps individuals in the Largo metro achieve their financial goals. Its advisors, who have over 72 years of combined experience, provide retirement planning, insurance, and investment services. Committed to securing their clients' financial wellbeing, the team educates its clients with financial concepts and products. Chuck Walker, the company's owner, is a Certified Financial Planner and an Accredited Investment Fiduciary. He also holds a membership to the National Advisory Council for Advisor Group.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Dean J. Rosko and Associates logo
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Dean J. Rosko and Associates

2189 Cleveland Street Unit 257, Clearwater, FL 33765
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  • Estate Planning
  • Tax Planning
  • Retirement Planning
  • Investment Management
  • Financial Planning

Business Description

Dean J. Rosko and Associates assists the residents of Largo in navigating their finances. Its owner, Dean Rosko, works with individuals and business owners in crafting a sound, long-term financial strategy. Rosko offers financial planning services, including equity compensation analysis and goal planning. He also helps clients preserve their hard-earned assets through investment strategies like mutual funds and publicly traded stocks. Rosko has over 43 years of experience. He is a Chartered Financial Consultant and Chartered Life Underwriter.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Dolphin Financial Group logo
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Dolphin Financial Group

2430 Estancia Blvd. Suite 206, Clearwater, FL 33761
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  • Tax Planning
  • Finance Planning
  • Financial Planning

Business Description

Dolphin Financial Group is an independent firm that provides wealth management and insurance services to clients in Largo. It helps clients coordinate and plan financial situations, as well as design and implement retirement plans. It offers a wide range of financial services, including insurance planning, income planning, investment management, and legacy planning. The company also assists with Social Security maximization options. Dolphin Financial Group is owned by Daniel Wendol, who has over 15 years of industry expertise.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Jim Roble logo
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Jim Roble

2401 West Bay Dr, Largo, FL 33770
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  • Certified Financial Planner (CFP)
  • Finance Planning

Business Description

Jim Roble is a financial advisor who works at Raymond James. He caters to individuals, families, and businesses in the Largo metro and the surrounding areas. He offers assistance with financial planning, net worth establishment and review, cash flow management, and performance optimization. He also provides investment solutions, portfolio management, and retirement planning. Roble has over 33 years of experience in the financial services industry. He holds an MBA degree and the Certified Financial Planner designation.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
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Detail
––
MFP Financial Services, Inc. logo
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MFP Financial Services, Inc.

335 Ninth Ave. S., Safety Harbor, FL 34695
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  • Certified Financial Planner (CFP)
  • Retirement Planning

Business Description

MFP Financial Services, Inc. is a family-owned firm that helps Largo clients overcome financial issues and find good investment opportunities. The company mostly serves individuals who are nearing their retirement and young couples who are starting a family. Chris Mavrakos, the CEO of this organization and also known as "The Financial Captain," has over 30 years of experience in asset management. He is later on joined in his firm by his two daughters, Jordan and Taylor.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Premier Planning Partners logo
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Premier Planning Partners

801 West Bay Drive Suite 517, Largo, FL 33770
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  • Financial Planning

Business Description

Premier Planning Partners is a firm that provides financial strategies to clients in Largo. Its financial planning process starts with a holistic audit of the clients' assets and objectives. It is followed by recommendations for estate, investment, retirement, and business plans and includes guidance in implementation and annual reviews. Marc D'Elia, a financial planner from this firm, has been in the industry for more than 15 years. He was featured in the Proactive Advisor Magazine in 2020.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
ProVise Management Group logo
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ProVise Management Group

611 Druid Rd East, Suite 105, Clearwater, FL 33756
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  • Retirement Planning
  • Finance Planning
  • Wealth Management

Business Description

ProVise Management Group has been serving individuals, families, and organizations in and around Largo for over three decades. Its financial advisors evaluate its clients’ current financial situation to develop a strategy to reach their immediate and long-term goals. The team also handles estate and trust planning, asset protection, and wealth management. The company invests in the community by supporting volunteer projects and charitable giving efforts. It has worked with Salvation Army, the American Cancer Society, and the Alzheimer’s Association.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.5 / 5 (8)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Successful Portfolios logo
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Successful Portfolios

611 Druid Road East, Suite 407, Clearwater, FL 33756
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  • Financial Planning

Business Description

Successful Portfolios is an independent company that offers financial-related services in the Largo metro. It offers financial planning solutions, which include data gathering, goal setting, plan development and implementation, current course analysis, and plan monitoring and updating. The business also helps individuals and families achieve their financial goals through its investment management services. Its team brings over 60 years of combined industry experience. Founder and president Parker Evans founded the firm in 2010. He is a Chartered Financial Analyst and a Chartered Market Technician.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Unbehagen logo
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Unbehagen

31 West Tarpon Avenue, Tarpon Springs, FL 34689
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  • Tax Preparation
  • Financial Planning

Business Description

Unbehagen is a tax, accounting, insurance, investment, and financial advisory firm serving clients in Largo. Founded in 1992, it aims to help individuals and small businesses make valuable long-term financial and operational decisions to grow their wealth and profit. The company also handles payroll processing services for entrepreneurs and microenterprises. Unbehagen has its insurance policy branch, an affiliate of Wallace Welch & Willingham (W3). The partnership brings small businesses the benefits of an independent insurance agency.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (43)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Vernick Financial logo
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Vernick Financial

9303 Seminole Blvd., Seminole, FL 33772
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  • Certified Financial Planner (CFP)
  • Retirement Planning
  • Financial Planning

Business Description

Vernick Financial serves individuals, families, and businesses in the Largo metro. Established in 1995, it provides a broad range of financial planning services, including retirement, tax, estate planning, investment, and risk management. The company also provides corporate retirement plans for businesses and helps trustees develop asset management plans. Founder Mark Vernick is a Certified Financial Planner and Accredited Investment Fiduciary. He is also licensed to offer Florida's health, life, and annuity insurance products.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

There are many titles for financial professionals, so it's challenging to track what each one means. A financial advisor is probably the term you've heard most often. Financial advisor is a broad term for a professional who helps individuals or companies manage their finances, including investment choices. There are over 100 certifications that financial advisors can obtain.

  • Financial planners, wealth managers, and investment advisors are all financial advisors with different focus areas.
  • A financial planner helps an individual or a company make a plan to achieve long-term financial goals.
  • A wealth manager helps individuals maintain their wealth through various disciplines and services, such as taxes, estate planning, and investment advice.
  • An investment advisor offers investment advice and recommendations to individuals or organizations.
There’s a misconception that you have to be extremely wealthy to use a financial advisor. In reality, they can be beneficial for people from any income level. Keep reading to find answers to the most commonly asked questions about financial advisors, so you know which type can fit your specific needs.

Are financial advisors worth it?

Whether or not a financial advisor is worth it depends on your personal situation. If your finances are fairly straightforward, then you may be better off handling it on your own. But if you have substantial assets or a complex investment portfolio, then hiring someone to handle it for you can be well worth the cost.

What does a financial advisor do?

Financial advisors can have many types of specialties. Generally, a financial advisor advises on or helps to execute a financial plan. Some examples include assisting people with getting out of debt, building out an investment portfolio, and handling taxes.

How much money do I need to work with a financial advisor?

There’s no specific income level you need in order to work with a financial advisor, but there may be a minimum investment amount for certain types of services. Some financial advisors won’t manage your money unless you have $100,000 or more to invest, but this isn’t the case with financial coaches or robo-advisors.

What does a financial coach do?

Financial coaches focus on improving your financial literacy and money management skills. For example, they can help you figure out how to pay down your student loans or decide how much money to put away for retirement. They usually charge by the hour and don’t offer asset management services or investment advice.

When should I use a financial advisor vs. doing it myself?

Smart money management can give you freedom and comfort. Being responsible with your money makes it possible to meet goals and pay for major expenses. A financial advisor is trained and can offer you expertise that would otherwise take years to learn. They know how to save you money and make it go further.

How do I know if my financial advisor is trustworthy?

Because financial advisors aren’t licensed or regulated, it’s up to the client to make that determination for themselves. However, if your advisor is a fiduciary, that means they’re legally bound to act in your best interest. Some types of advisors, including Certified Financial Professionals (CFPs), are held to fiduciary standards.

What\'s the difference between a financial advisor and a financial planner?

The term financial advisor is a broad phrase that encapsulates many specialties, including financial planner. It's similar to how doctor applies to different physicians, while a cardiologist is a specialty doctor. A financial planner helps their client plan to achieve long-term financial goals, such as saving for a house or retirement.

Are financial advisor fees tax deductible?

Until 2018, financial advisor fees were tax deductible as a miscellaneous expense. However, the Tax Cuts and Jobs Act elimited that deduction until at least 2025.

What is a financial consultant?

A financial consultant and a financial advisor are essentially the same. In recent years, financial consultant has become a less popular term, with financial advisor being much more common. Sometimes, the financial professional may opt for the term consultant when offering services to a business rather than an individual.

What is a robo-advisor?

A robo-advisor is essentially an algorithm that manages your investment portfolio for you. Because their services are automated, you’ll pay less than you would for a human advisor — often between 0.25% and 0.50%. They don’t require large initial investments either, making them a popular choice for entry-level investors. However, you won’t get the same level of advice that you would get from a personal financial advisor.

What makes someone a fiduciary?

Fiduciary is a legal term for a person who has a legal or ethical responsibility to act in your best interests. For example, a trustee and a beneficiary. A financial advisor may have a fiduciary obligation to make financial choices that are best for you, even if it means they earn less in commissions or fees.

How often should I meet with my financial advisor?

After your initial meeting, you may only need to check in with your financial advisor on a quarterly or annual basis. Ask them in advance how often you can expect to hear from them, and whether they offer in-person, phone, or virtual meetings.

Should your financial advisor be a fiduciary?

It’s important to understand that only some — not all — financial advisors have a fiduciary obligation to their clients. Always ask your financial advisor if they’re bound by fiduciary duty. If not, it’s possible that they’ll push products or services that earn them the highest commission, not necessarily what’s best for you. Opt for a financial advisor bound by fiduciary duty whenever possible.

Can my financial planner help with taxes?

Financial advisors aren’t necessarily accountants or tax preparers, so don’t expect them to prepare your taxes for you. However, they may be able to provide tax-related advice to help you optimize your returns and deductions. If you need an advisor who can file your taxes, look for one who is also a CPA (Certified Public Accountant).

Do I need a financial advisor?

Ask yourself if a financial advisor can fill a need or solve a problem you can’t easily handle on your own. They can be helpful in a wide variety of ways, such as building budgets or financial plans, finding ways to save money on taxes, creating an investment portfolio, or offering investment advice.

How do financial advisors get paid?

Clients pay to work with a financial advisor whether it’s through fees, commissions, or salaries. If they’re paid by client fees or commissions, their salary is tied to how much business they bring in. The harder they work, the more they make. In comparison, a salaried employee is guaranteed their wage no matter how many clients they have.

What experience should I look for in a financial advisor?

 If you have specific goals or a unique financial situation, look for a financial advisor with expertise in that area. For example, some financial advisors specialize in working with millennials or focus on socially responsible investing.

How much does a financial advisor cost?

A financial advisor’s costs depend on their fee structure. Some advisors charge a fee — either hourly or a percentage of the client assets under management. Another common option is to charge a commission on the products sold or investments made.

Should I hire a financial advisor before buying a house?

While not always necessary, a financial advisor could help you decide how large of a mortgage to apply for, how much money to put down, and how to balance the purchase with other savings and investment goals.

How many financial advisors are there in the U.S.?

According to the U.S. Bureau of Labor Statistics, it’s estimated that there are 218,050 financial advisors. California is the state with the highest employment of financial advisors across the nation.

Do banks offer financial advisors?

Yes, many banks have financial advisors on staff. Your bank may also offer incentives to work with their financial advisors, such as lower fees or free accounts. However, it's important to note that many of the bank's financial advisors don't have a fiduciary obligation and might prioritize the bank's products above all else. There is a cost when working with your bank's financial advisor.

Should I hire a wealth manager?

A wealth manager can help offer complex financial planning services, including tax guidance, estate planning, and legal assistance. While you don't have to be a high-income earner to benefit from a financial advisor, a wealth manager is typically for those that have a high net worth. However, many people build wealth and need a wealth manager later on in life.

Is wealth management worth it?

Wealth management is typically worth it for those who need help with multiple endeavors or comprehensive financial situations, such as charitable contributions or investment portfolio management, or want to protect their assets. A wealth manager can also offer you guidance if you’ve been neglecting your finances or making poor judgements.

How can you tell if a financial advisor is bad?

Your relationship with your financial advisor is a very personal one, as you’re trusting them with your wealth and future. Some general signs that your financial advisor is bad include:

  • They can’t answer your financial questions
  • You have worked with them for a while but haven’t seen a financial improvement
  • They don’t provide you with progress reports
  • They don’t check in with you

What do you need to be a financial advisor?

As mentioned, there are over 100 types of certifications for financial advisors. The training or experience you need will depend on which specialty you want to pursue. Generally, financial advisors need to have:

  • A Bachelor’s degree
  • A General Securities Representative license (Series 7 license)
  • A Certified Financial Planner (CFP) certification isn’t mandatory but is often preferred

Where do financial advisors work?

Where a financial advisor works will depend on what type of financial advisor they are. Financial advisors can work at a variety of places, including:

  • Securities and commodity brokers
  • A bank
  • A credit union
  • Independently
  • Insurance companies
  • Financial investment firms
  • Small investment advisory firms

How much do financial advisors make?

In 2019, the national average salary for a financial advisor was $87,850. However, it’s important to note the average salary varies from state to state and the different focus areas — an investment advisor may make a lot more than a financial planner. Lastly, salary can depend on how the individual is getting paid. Financial advisors can be paid by client fees, commissions, or salaries.

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