Expertise.com

2024

Last updated:

Best Life Insurance Companies in Jacksonville

Our Recommended Top 20

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Jacksonville Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

35794Reviewed

21484Curated

20Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1822 University Boulevard South, Jacksonville, FL 32216
WebsiteLicense: L063792

Expertise.com Rating

Review Sources

Google
5.0 (8)
Facebook
5.0 (8)
Yelp
5.0 (1)

Why choose this provider?

Florida First Insurance Group provides financial security to individuals, families, and businesses all over the Jacksonville metro. It offers flexible life insurance plans including term life, whole life, and universal life insurance policies. The company was established in 1954 and has since undergone changes. In 2009, it opened its first independent agency and started offering products through partnerships with a variety of carriers. Its team also comprises local professionals who assist clients through the application process.

  • Life Insurance

Saint Johns, FL 32259

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Florida Insurance One Agency provides health insurance options for clients in Jacksonville and throughout its surrounding areas. This independent agency works with top providers across the country to help its clients access the policies that work best for them. Carriers include Oxford Life Insurance Company, United American, and National Life Group. In addition to basic health insurance policies, Florida Insurance One Agency offers Medicare Advantage and supplemental Medicare insurance options.

822 A1A N Ste 310, Ponte Vedra, FL 32082

Expertise.com Rating

Review Sources

Facebook
5.0 (12)

Why choose this provider?

Locke Insurance Group is an independent insurance agency that provides personal and commercial insurance products to its clients throughout the Jacksonville metropolitan area. This locally owned and operated business specializes in a variety of coverage options, including term and whole life insurance. Locke Insurance Company works with more than 20 insurance providers, including Nationwide, Progressive, and Liberty Mutual, to provide its clients with policies that suit their individual needs. Other coverage options include auto and homeowners' insurance.

110 Cumberland Park Drive, St. Augustine, FL 32095

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Review Sources

Google
4.9 (108)
Facebook
5.0 (10)

Why choose this provider?

Palm Valley Insurance, Inc. is an insurance agency that services Jacksonville and nearby areas. The agency focuses on providing a range of insurance policies that match every individual need. These policies include homeowners, automobile, life, flood, business, and umbrella insurance. The agency also offers renters, motorcycle, boat, and watercraft insurance coverage. Palm Valley Insurance's agents share years of experience in the insurance industry and are committed to prioritizing the satisfaction of clients.

9580 Applecross Rd Ste 110, Jacksonville, FL 32222

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

TR Simmons Insurance Agency is a full-service agency that serves commercial and personal clients throughout the Jacksonville metropolitan area. Founded in 2004, this company offers a variety of products, including life and health insurance policies through top carriers that help policyholders protect themselves and their loved ones against the financial implications of unexpected events. In addition to life and health insurance, TR Simmons Insurance Agency also offers business, auto, and homeowners insurance.

1301 Riverplace Blvd Ste 800-145, Jacksonville, FL 32207

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Review Sources

Google
5.0 (24)
Yelp
5.0 (5)

Why choose this provider?

Marc Manor Insurance Solutions is an independent insurance broker in Jacksonville serving clients with Medicare and healthcare insurance solutions. They offer a wide range of Medicare, healthcare, and supplemental insurance products from many different insurance carriers. All consultations are free and their health insurance services encompass a wide range of needs. This agency has a lot of experience with Medicare policies, in particular, Medicare advantage plans, Medicare supplement insurance plans, and Medicare part D prescription plans. This company also helps clients with dental and vision coverage along with other ancillary coverage like cancer, accident, and hospital indemnity.

  • Medicare Advantage
  • Medicare Supplement
  • Dental and Vision

2384 Sadler Rd, Fernandina Beach, FL 32034

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Review Sources

Google
4.7 (12)
Facebook
5.0 (1)

Why choose this provider?

Amelia Insurance Agency serves clients in Jacksonville and throughout its surrounding areas. This independent agency offers a variety of insurance policy options, including life and health coverage. Its team is available 24 hours a day to issue quotes and provide insurance advice to clients. Carriers include Bankers Insurance Group, Citizens Insurance, and Cabrillo. Claim forms for each provider can be accessed on the company's website. Other available insurance types include auto and business.

4745 Sutton Park Ct Ste 303, Jacksonville, FL 32224

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Review Sources

Yelp
4.5 (22)

Why choose this provider?

Retirement Resources Inc. was founded in 1997. This Jacksonville-based insurance company is focused on helping its clients prepare for their futures by providing life insurance plans, long-term care insurance products, and Medicare health insurance plans. In addition to insurance coverage, the company offers investment and financial advisory services, as well as estate planning services. Retirement Resources Inc.'s agents are licensed to sell policies in several states, including Florida, California, and South Carolina.

10095 Beach Boulevard, Jacksonville, FL 32246
WebsiteLicense: L100564

Expertise.com Rating

Review Sources

Google
4.0 (9)

Why choose this provider?

Founded in 1969, North FLA Agency is a locally owned and locally operated agency that provides personalized insurance protection for individuals, families, and business owners in Jacksonville. The agency offers life insurance that delivers temporary and permanent financial protection. Its life insurance options are disability insurance, long-term care insurance, and mortgage protection insurance. North FLA Agency's insurance agents have more than 100 years of combined experience and are committed to providing excellent services. They use up-to-date systems in developing the right life insurance policy.

  • Life Insurance

7807 Baymeadows Road East, Jacksonville, FL 32256
WebsiteLicense: A076046

Expertise.com Rating

Review Sources

Google
4.0 (34)
Facebook
4.0 (10)

Why choose this provider?

Jacksonville-based The Della Porta Group is a full-service insurance company that has been in business since 1968. Its team of professional agents works closely with insurance carrier partners and clients to find the right insurance based on their needs. It provides insurance for life, health, long-term care, and disability. Its insurance for automobiles and homeowners covers property, liability, and medical costs. Businesses can also benefit from The Della Porta Group's insurance coverage for general liability, commercial auto, and workers' compensation.

  • Life Insurance
  • Health Insurance

1515 County Road 210 W Ste 103, Saint Johns, FL 32259

Expertise.com Rating

Review Sources

Facebook
5.0 (8)

Why choose this provider?

Brightway Insurance is a locally owned and operated insurance agency that serves clients in the Jacksonville area. This company specializes in personal insurance, including life and health policies that are tailored to meet the needs of its clients and their beneficiaries. In addition to these coverage options, it offers products such as auto, homeowners, and business policies, as well as umbrella insurance policies that include multiple coverage options. Brightway Insurance's service department provides ongoing assistance with claims and policy changes.

3020 Hartley Rd Ste 300, Jacksonville, FL 32257

Expertise.com Rating

Review Sources

Yelp
3.5 (3)

Why choose this provider?

We Insure is an insurance agency that serves clients in the Jacksonville metropolitan area. The company offers life insurance policies that are designed to help policyholders' loved ones cover debts, bills, and funeral costs after they've passed away. In addition to life insurance, it also has options available for home and auto insurance. We Insure has won several awards since its inception, including an Inc. 5000 award for America's Fastest-Growing Private Companies.

7855 Argyle Forest Blvd Ste 903, Jacksonville, FL 32244

Expertise.com Rating

Review Sources

Google
4.5 (24)
Facebook
4.9 (20)

Why choose this provider?

Insurance agency Darr Schackow Insurance serves Jacksonville and surrounding communities by providing a variety of life and health coverage options. Working with carriers such as Nationwide, Progressive, and Liberty Mutual Insurance, the company offers personal life and annuity insurance policies, as well as employee benefits packages that include health and life insurance. In addition to these types of coverage, clients can shop with agents for auto, homeowners, and business insurance policies.

6251 Philips Hwy Ste 9, Jacksonville, FL 32216

Expertise.com Rating

Review Sources

Facebook
5.0 (20)
Yelp
5.0 (2)

Why choose this provider?

Founded in 1970, Thomas & Associates is a life insurance company in Jacksonville. This agency's team of certified agents offers a variety of coverage options that include health and life insurance, property insurance, and Medicare. Additionally, it works directly with employers to create and administer employee benefits packages. These packages can include group vision, dental, health, and life insurance, as well as additional options such as long-term care and supplemental retirement benefits.

13241 Bartram Park Boulevard, Jacksonville, FL 32258
WebsiteLicense: E168694

Expertise.com Rating

Review Sources

Google
4.0 (418)
Facebook
4.0 (81)
Yelp
5.0 (7)

Why choose this provider?

Jacksonville-based insurance agent Kim Lego has been serving families and individuals since 2006. She opened her own life insurance agency under State Farm. Her team provides insurance options for auto, homeowners, renters, health, and life. Lego also provides clients information and options on umbrella policies for personal articles, collections, and high-value items. She also offers insurance options for recreational vehicles and motorcycles. Lego and her team also assists clients who are relocating to Jacksonville and surrounding areas to get their current policieis in place.

  • Life Insurance
  • Health Insurance

12058 San Jose Boulevard, Jacksonville, FL 32223
WebsiteLicense: L002292

Expertise.com Rating

Review Sources

Google
4.9 (1301)
Yelp
2.3 (3)

Why choose this provider?

Located in Jacksonville, Augustyniak Insurance Group, Inc., is an independent insurance agency that has been in the business since 2005. It offers different types of life insurance policies, such as term, whole, and universal. These products can cover college tuition, debts, funeral expenses, and estate taxes. Moreover, the company provides auto, condo, flood, motorcycle, and umbrella insurance products. Owner Susan Augustyniak has worked in corporate insurance prior to opening her own firm alongside her husband, Mike Augustyniak, a former NFL player.

  • Life Insurance

1245 Cassat Ave, Jacksonville, FL 32205

Expertise.com Rating

Review Sources

Facebook
5.0 (2)

Why choose this provider?

Bob Brooks Insurance at Cassat is a life insurance company in Jacksonville helping clients all over the metro area to buy policies. Its plans are typically geared towards individuals and offer additional policy options including death benefits, premiums, and time-based stipulations. This company provides health insurance services too, and it evaluates each client's health status and financial capabilities to find plans offering them the most coverage for the most appropriate prices possible.

2361 Blanding Blvd, Middleburg, FL 32068

Expertise.com Rating

Why choose this provider?

Founded in 1968, Roberts Insurance works with residents of the Jacksonville area to help them find health and life insurance policies. Working with companies such as American Integrity Insurance Group, Fidelity National Title Group, and Florida Family Insurance, it aims to help its customers shop from a wide selection of policies to ensure they find a policy that suits their budget and individual needs. Roberts Insurance also offers auto and homeowners' insurance.

2529 University Blvd West, Jacksonville, FL 32217
WebsiteLicense: D079657

Expertise.com Rating

Review Sources

Google
4.7 (30)
Facebook
5.0 (11)
Yelp
4.3 (4)

Why choose this provider?

Insurance Wagon is an independent local insurance agency that serves individuals, families, and business owners from Jacksonville and the surrounding areas. Founded in 2008, It provides different types of life insurance plans, including term life, whole life, and universal life insurance. It also offers long-term care insurance, disability insurance, and fixed annuities. Other types of insurance available include home, renters', auto, and umbrella. Insurance Wagon represents more than 50 different insurance carriers.

  • Life Insurance
  • Health Insurance

7563 Philips Hwy Ste 101, Jacksonville, FL 32256

Expertise.com Rating

Review Sources

Yelp
5.0 (4)

Why choose this provider?

Serving clients in the Jacksonville area, Palm Insurance offers a variety of personal insurance products, including life and home coverage. The company, which was founded in 2011, works with providers such as Nationwide and Progressive to ensure its clients obtain the best coverage to suit their needs at the most reasonable rates. Other insurance products provided by Palm Insurance include auto and boat insurance as well as business insurance for small and midsize businesses.

FAQs

  • Can you get more than one life insurance policy in Jacksonville?

    No laws in Florida and throughout the country restrict consumers from obtaining more than one life insurance policy. Consumers in Jacksonville can use different types of life insurance to meet various financial needs and goals. These needs can be income for surviving family members and payment for funeral or death expenses.

  • Should a lawyer be hired if an insured person in Jacksonville has been accused of material misrepresentation?

    A lawyer can help protect the rights of the insured when a claim of material misrepresentation has been raised by the insurance company in Jacksonville. Such claims allege that the insured knowingly omitted, concealed, or falsified certain information during the application process, which significantly changed the characteristics of the policy. These claims can be used as a defense by some insurers to deny or delay the payout of the benefits. With a lawyer on their side, beneficiaries can understand their rights under the law to make better decisions.

  • How can you verify the license of an insurance company, agent, or broker in Jacksonville?

    Use online the licensee search tool provided by the Florida Department of Financial Services. The Florida Office of Insurance Regulation also has an online database that you can use to check if any insurance company, agent, or broker in Jacksonville has current disciplinary actions. To report any possible licensing violations, call the Insurance Consumer Helpline at 1-877-MY-FL-CFO (1-877-693-5236).

  • Can your medical file be the possible reason for the application denial of a life insurance policy in Jacksonville?

    It is possible. Your medical files, such as hospitalization reports, lab tests, and medical exams, are recorded by the Medical Information Bureau (MIB). When you apply for a life insurance policy in Jacksonville, your information on the MIIB database is used as part of the evaluation process. Check if your information on the MIB is correct by requesting a copy of your file, and you can do so by calling (866) 692-6901.

  • Since the application, how many weeks does it take for a policy to be approved and enforced in Jacksonville?

    Usually, it takes four to six weeks on average to receive approval from the time you submit your application in Jacksonville. This much time is called the underwriting process, during which the insurance company will assess your health and background to determine how much you will pay for the premiums. There are simplified insurance policies that take shorter underwriting time, and some of these include no-medical-exam life insurance and accelerated underwriting life insurance.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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