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Best Credit Repair Companies in Jacksonville

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Jacksonville, FLJacksonville, FL

Credit Saint is a credit repair company in Jacksonville that offers comprehensive programs that are tailored to meet specific needs. Its professionals educate the clients on the process of repairing the credit and offer different levels of packages that fit their situation. They start by monitoring the client's credit and analyzing the credit history to determine the items that are damaging it. Credit Saint also analyzes the positive credit to help clients strategize and restore credit.

Jacksonville, FLJacksonville, FL

Website(817) 381-4974

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

4092 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

8665 Baypine Road Suite 100, ​Jacksonville, FL 32256
​Jacksonville, FL 32256
  • Credit Audit

AM Credit Repair helps clients in the Jacksonville metro reach their credit goals and achieve lower interest rates. It offers credit repair services to remove items such as foreclosures, identity theft, charge-offs, evictions, student loans, and bankruptcy. Its services include consultations and recommendations, coordination with credit bureaus and creditors, and real-time tracking of credit reports and scores. Through the company's personalized solutions, founder Aaron Streater endeavors to assist clients in building their lives after credit problems.

8665 Baypine Road Suite 100, ​Jacksonville, FL 32256
​Jacksonville, FL 32256

Website(904) 586-0923

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

33 (Best)

Score Consistency:

Consistent (Best)

13014 N Dale Mabry Hwy Ste 211, Tampa, FL 33618
Tampa, FL 33618

Consolidation Resource LLC is a credit repair and counseling service provider that serves the greater Jacksonville area. It helps clients repair their credit to access funds for essential purchases, such as homes and cars, as well as assisting them in planning for the future with retirement savings. The firm handles defaulted loans, court judgments, bankruptcy, medical bills, and other financial situations that negatively impact clients' credit scores and render them ineligible for mortgages and significant loans. Through one-on-one sessions with its consumer credit counselors, clients benefit from customized workable solutions that improve their credit scores. Consolidation Resource helps clients with debt management plans, educating them about financial management techniques to help maintain their credit score.

13014 N Dale Mabry Hwy Ste 211, Tampa, FL 33618
Tampa, FL 33618

Website(904) 361-5916

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234 Oceanway Ave, Jacksonville, FL 32218
Jacksonville, FL 32218

Credit Justice Services is a credit report verification and repair agency that provides fast credit repair services for clients in Jacksonville. Its consultants use state-of-the-art software to ensure sufficient credit cleanup from clients' reports, and they develop a network of solutions for consumers experiencing unwarranted credit problems. The firm helps individuals address late payments, collections, charge-offs, bankruptcies, judgments, and liens marked on their credit reports. The company also assists with repossessions, foreclosures, identity fraud, and incorrect personal information. Credit Justice Services establishes long-term relationships with clients by implementing legal methods to improve their credit scores. During the repair process, clients can access their files in real time.

234 Oceanway Ave, Jacksonville, FL 32218
Jacksonville, FL 32218

Website(904) 757-9060

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.4 / 5 ( Best)

Total Reviews:

7 (Good)

Score Consistency:

Consistent (Best)

7643 Gate Parkway Ste 104-682, Jacksonville, FL 32256
Jacksonville, FL 32256
  • Credit Dispute

Dispute Queen LLC provides credit repair solutions to the residents of Jacksonville and nearby areas. Its goal is to help people achieve financial freedom through credit repair, education, and financial literacy. It works with credit bureaus to challenge the negative report items that may impact credit scores. It also gives real-time status updates on credit reports and scores. The team offers assistance through each step of the credit repair process and prepares all necessary documents required by credit agencies.

7643 Gate Parkway Ste 104-682, Jacksonville, FL 32256
Jacksonville, FL 32256

Website(877) 708-7480

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

24 (Better)

Score Consistency:

Consistent (Best)

40 E Adams St Ste 120, Jacksonville, FL 32202
Jacksonville, FL 32202

Founded in 1955, Family Foundations provides credit repair services in Jacksonville to help boost the financial potential of both individuals and families. Initially, the organization served low-income families and couples going through divorces. Over the years, however, it transformed to offer mental health counseling and financial wellness services, including credit counseling. Its certified financial counselors provide clients with merged credit reports, review their credit scores and payment histories, and make recommendations on how to reestablish credit. The staff also disputes inaccurate credit report entries and works with clients to help them achieve financial goals. A member agency of the National Foundation for Credit Counseling, Family Foundations offers bankruptcy counseling.

40 E Adams St Ste 120, Jacksonville, FL 32202
Jacksonville, FL 32202

Website(888) 444-0046

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

6 (Good)

Score Consistency:

Consistent (Best)

8445 Concord Blvd W, Jacksonville, FL 32208
Jacksonville, FL 32208
  • Credit Audit

Fresh Start Credit Repair USA, Inc. is a credit repair company that operates in the Jacksonville metro. The group utilizes extensive tracking and credit analysis to clear out the negative aspects of customers' credit reports, allowing them to boost and maintain their credit scores and maximize their financial goals. Fresh Start Credit Repair USA's case analysts also draft custom dispute letters and present various dispute options to clients, allowing them to go for the right options that will address their exact credit repair needs.

8445 Concord Blvd W, Jacksonville, FL 32208
Jacksonville, FL 32208

Website(833) 373-7472

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

4 (Good)

Score Consistency:

Consistent (Best)

101 Century 21 Dr, Jacksonville, FL 32216
Jacksonville, FL 32216

Greenpath Debt Solutions is a national nonprofit company based in Jacksonville that promotes financial wellness by developing plans to help clients live financially healthy lives. The agency offers credit counseling and addresses issues such as overwhelming debt, bankruptcy, foreclosure, and credit challenges. Its financial counselors work with individuals to eliminate their credit card debt through personalized credit restoration services. The firm employs money management tools and debt counseling sessions, which can be conducted over the phone or in person, to improve clients' credit scores. Greenpath Debt Solutions partners with the Homeownership Preservation Foundation. It is also a member of the National Foundation for Credit Counseling.

101 Century 21 Dr, Jacksonville, FL 32216
Jacksonville, FL 32216

Website(904) 497-4327

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Jacksonville, FLJacksonville, FL
  • Credit Dispute

Jacksonville Credit Repair Pros is a firm that assists individuals looking to finance purchases, buy residential properties, and qualify for loans. Its credit repair service involves reviewing clients' credit reports from TransUnion, Experian, and Equifax and challenging negative items such as charge-offs, tax liens, and bankruptcy. The credit repair professionals also handle the sending of letters to creditors. Additionally, its team makes requests to validate credit data. They also educate clients on items that negatively impact credit scores.

Jacksonville, FLJacksonville, FL

Website(904) 637-8125

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

10 (Better)

Score Consistency:

Consistent (Best)

1740 Abel Ln,, Jacksonville, FL 32254
Jacksonville, FL 32254
  • Credit Monitoring
  • Credit Audit

Jacksonville Credit Repair Services is a company serving individuals in the metro and nearby areas. It has been offering credit repair services to clients for the past nine years, involving repossessions, tax liens, late payments, charge-offs, and bankruptcies. The company also provides debt settlement services, credit reporting and monitoring services, real estate credit repair, and increasing the credit limit of clients. Jacksonville Credit Repair Services strives to help rebuild and manage credit scores that can affect present loan applications and future employment opportunities.

1740 Abel Ln,, Jacksonville, FL 32254
Jacksonville, FL 32254

Website(904) 325-7248

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2120 Corporate Square Blvd, Jacksonville, FL 32216
Jacksonville, FL 32216

Jacksonville Housing-Credit is a credit repair company in Jacksonville that provides residents with a comprehensive approach to improving their credit ratings. It assists with credit restoration and counseling, foreclosure prevention, predatory lending, budgeting, and savings plans. Clients benefit from post-purchase counseling, mortgage readiness evaluations, and senior housing counseling and education, among other consumer-related issues. The staff educates the businesses and the community regarding finances and buying power. President Harold J. Riley is a certified credit counselor with over 19 years of experience in the areas of financial literacy and mortgage default counseling. Jacksonville Housing-Credit is a member of the National Association of Housing Counselors and Agencies.

2120 Corporate Square Blvd, Jacksonville, FL 32216
Jacksonville, FL 32216

Website(904) 551-9628

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2350 Park St, Jacksonville, FL 32204
Jacksonville, FL 32204

Founded in 2003, the Law Offices of Keith D. Collier credit repair agency in Jacksonville serves homes and businesses with credit restoration services. The firm's experienced lawyers help clients gain control of their financial situations by handling creditor harassment, tax levies, wage garnishments, foreclosure, auto repossession, and garnishment lawsuits. They assist with consumer and corporate bankruptcy, home loan modifications, debt settlement, and related legal services regarding debt. The firm helps clients file for bankruptcy in cases when debt negation fails. Through debt protection, the Law Offices of Keith D. Collier saves homes and sets businesses on a successful path to financial recovery.

2350 Park St, Jacksonville, FL 32204
Jacksonville, FL 32204

Website(904) 981-8100

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

4 (Best)

Average Review Score:

3.9 / 5 ( Good)

Total Reviews:

70 (Best)

Score Consistency:

Variable (Good)

6501 Arlington Expy B105 Ste 5006, Jacksonville, FL 32211
Jacksonville, FL 32211
Instagram
  • Credit Monitoring

Optimal Credit Repair Solutions serves clients in Jacksonville. It rebuilds, restores, and raises a person's credit score through different packages of solutions for individual and married customers. All plans include unlimited disputes of errors in the credit report, monthly reports, and digital financial planner. Its agents analyze reports and profiles of customers to spot items that could be challenged. It partners with MyScoreIQ the leader in credit monitoring which helps their clients stay on top of their FICO® Scores to help them reach their credit goals by allowing them to view the scores lenders use when financing. The company has been in business for over four years.

6501 Arlington Expy B105 Ste 5006, Jacksonville, FL 32211
Jacksonville, FL 32211

InstagramWebsite(800) 988-1961

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

15 (Better)

Score Consistency:

Consistent (Best)

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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