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Best Renter's Insurance Companies in Hialeah

2024

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Providers

Last updated:

Website
1375 Northwest 36th Street, Miami, FL 33142
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Checkmark Insurance is a family-owned and family-operated brokerage with offices in Hialeah, Miami, and Brownsville. It offers a wide range of products, covering renters' insurance which provides personal property and liability protection, whether clients are renting out apartments or whole homes. The agents have access to policies from providers like Progressive, Infinity, and Mercury, giving them more options to select suitable coverages for clients. Checkmark Insurance has been providing risk management solutions for over 30 years.

License Verified:

License: L082434

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2576 West 84th Street, Hialeah, FL 33016
  • Multiple Policy Types

Why choose this provider?

Jay Martinez is a local State Farm insurance agent serving the Hialeah community. He offers renters' insurance for different types of properties like apartments, condominiums, and rental homes. The personal articles policy also provides personal property coverage worldwide which protects valuables such as computers, TVs, bicycles, furniture, and clothing. Martinez and his team also handle life, business, and homeowners' insurance. Banking and annuities products are also available. The office accommodates English-speaking and Spanish-speaking clients.

License Verified:

License: L108172

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1462 East 4th Avenue, Hialeah, FL 33010
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Blanco Insurance is an independent insurance agency serving Hialeah and the neighboring areas. It collaborates with various insurance providers to give a wide range of personal and commercial insurance selections. A renters' insurance policy is one of the options available that aim to protect the policyholders and their valuable possessions. Home, auto, boat, and business insurance are some of the company's other insurance offerings. Its president, Maria Vila-Almolda, also has a Professional in Insurance Account Management designation.

License Verified:

License: L093784

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (25)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
2189 West 60th Street, Hialeah, FL 33016
  • Multiple Policy Types

Why choose this provider?

Flamingo Insurance Agency, Inc., is a Hialeah-based company that has been providing renters' insurance policies for the metro since 1989. It is led by insurance agent Angel Sardiña and aims to assist both individuals and families in choosing the right personal or commercial insurance package. In addition to renters' insurance, it handles automobile, homeowners', condominium, flood, and boat insurance plans. The company also offers general liability, commercial automobile, professional liability, commercial property, group health, and workers' compensation insurance products.

License Verified:

License: R001223

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (13)
Yelp
3.5 / 5 (3)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Is wind or flood damage included in your Hialeah renters' insurance?

    No. While wind and flood can possibly damage the apartment or condo you are living in, the building owner should be the one to worry about such damages. Your renters' insurance in Hialeah covers the contents of your place that are stolen by thieves or destroyed by fire or vandalism. Minor injuries of your guests in your home are also covered by renters' insurance through its liability coverage.

  • What are the factors that affect the cost of renters' insurance in Hialeah?

    The coverage amount of the renters' insurance policy is one of the most important factors that greatly impact the cost that policyholders need to pay. Additionally, the rates of renters' insurance are impacted by the location of the tenants, as insurance providers in Hialeah consider whether they reside in a community with elevated crime levels or not. Other factors that insurance companies consider include deductibles, the actual cash value or replacement cash value, and liability coverage limits.

  • Is it required for a tenant to carry renters' insurance in Hialeah?

    No. Tenants are not legally required by the Hialeah government to have renters' insurance on hand when they decide to rent an apartment or condo. However, there are landlords who ask renters to have proper insurance coverage to protect themselves and their belongings from property damages, personal injury, and theft.

  • Is it ideal for you to share renters' insurance with your roommate in Hialeah?

    It is not advisable to split renters' insurance with your roommate in Hialeah, as it may not result in long-term savings. If your roommate files a claim on the shared policy, it could impact your insurance record for up to seven years, potentially causing a 20% increase in future premiums. If you still choose to share insurance, assess your roommate and document everyone's belongings through video inventory to determine the necessary coverage.

  • How much is the average cost of renters' insurance in Hialeah, and how does it fare compared to other cities in Florida?

    The typical cost of renters' insurance in Hialeah is approximately $225 annually or $19 monthly. This falls below the average yearly rates in Homestead and Miami, which are $230 and $231, respectively. However, Hialeah's rate is higher compared to several other Florida cities, including Boca Raton, Tampa, and West Palm Beach, with average annual costs of $200, $163, and $200 for renters' insurance.

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