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Best Homeowners Insurance Agencies in Hialeah

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All Security Insurance Agency logo
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All Security Insurance Agency

373 North Royal Poinciana Boulevard, Miami Springs, FL 33166
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  • Multiple Policy Types

Business Description

All Security Insurance Agency offers property protection resources in Hialeah and the surrounding neighborhoods. The company is a homeowners insurance agency with insurance options covering the client's home and the nearby structures within the client's property. The separate structures included in the insurance are greenhouses, garages, and workshops. All Security Insurance Agency has options that cover damages caused by floods and wind storms. The company also has high-value insurances. It has been servicing homeowners since 1992.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Allstar Insurance logo
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Allstar Insurance

9600 Northwest 25th Street, Doral, FL 33172
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  • Multiple Policy Types

Business Description

Founded in 2005, AllStar Insurance is a division of All USA Underwriters. This agency is based in the Hialeah area and provides its clients with an array of personal insurance products, including, home, auto, and life insurance. Its team is available 24 hours a day to provide claims assistance and is equipped to continue operating even after a large catastrophic event occurs. Carriers it works with include Progressive, CNA, and Citizens Insurance.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Amco Insurance logo
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Amco Insurance

208 Northeast 8th Street, Homestead, FL 33030
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  • Multiple Policy Types

Business Description

Amco Insurance offers homeowners insurance policies for clients in the Hialeah area. This agency works alongside a broad range of carriers, including Foremost Insurance Group, Dairyland, and Progressive. It provides home insurance policies that help clients protect their assets and finances after disaster strikes. In addition to homeowners, this company also insures drivers, business owners, and a variety of other individuals. Amco Insurance agents are available around-the-clock to provide assistance with the claims process.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Best Class Insurance logo
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Best Class Insurance

190 East 49th St, Hialeah, FL 33013
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  • Multiple Carriers
  • Multiple Policy Types

Business Description

Established in 1993, Best Class Insurance is a family-owned business that caters to clients in Hialeah and the surrounding metros. It offers a wide selection of products, such as homeowners, auto, motorcycle, general liability, and BOP insurance. These policies aim to protect the client, their families, and valuable assets. The company works with numerous insurance carriers, including National General, Progressive, Infinity, Mercury, and Windhaven. It serves as a member of the South Florida Hispanic Chamber of Commerce.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (50)
Facebook
4.5 / 5 (24)
Yelp
1.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Checkmark Insurance logo
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Checkmark Insurance

1480 West 68th Street, Hialeah, FL 33014
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  • Renter's Insurance
  • Multiple Policy Types

Business Description

Checkmark Insurance is a family-owned and operated independent agency that offers policies for homeowners and renters in Hialeah. Founded in 1987, it provides quotes from multiple home insurance carriers that may cover not only replacement costs to personal property but also liabilities. This agency also counsels clients on the manner their coverage is written according to their insurer, informing them that a named-perils policy covers specifically cited losses and that an all-risk basis policy covers all losses unless specifically excluded.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Choice One Insurance logo
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Choice One Insurance

18400 Southwest 97th Avenue, Cutler Bay, FL 33189
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  • Fire
  • Multiple Policy Types

Business Description

Choice One Insurance offers home and auto insurance policies for clients in the Hialeah metro area. Serving the city since 1946, its team of licensed agents is dedicated to helping clients find the right coverage to cover the value of their homes and personal belongings in the event of loss or damage. This agency works with a broad range of notable carriers, including Universal Property and Casualty Insurance Company and Lloyd's.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Coastal Insurance Group logo
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Coastal Insurance Group

150 Westward Drive, Miami Springs, FL 33166
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  • Multiple Policy Types

Business Description

Coastal Insurance Group is an insurance agency serving the Hialeah community. The company, founded in 1979, provides home insurance to homeowners looking to protect their properties and valuables. Aside from home insurance, Coastal Insurance Group offers various types of personal and commercial insurance plans, including vehicle insurance, jewelry and fine art insurance, business insurance, global risk insurance, and workers' comp insurance. The agency has services such as emergency phone numbers, e-mail, call center services, and internet account access available 24/7.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (17)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Flamingo Insurance Agency, Inc. logo
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Flamingo Insurance Agency, Inc.

2189 W 60th St #202, Hialeah, FL 33016
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  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers
  • Flood
  • Condos

Business Description

Flamingo Insurance Agency provides coverage for clients living in Hialeah. The company offers policy plans for homeowners to prepare for repair expenses for natural disaster damage. It also covers tenants of rental properties and condominium owners. The company reimburses any belongings of the owners that are lost or damaged. It also pays for medical fees to cover any injuries and liabilities. Founded in 1989, the company works with national insurance carriers like Lloyd's of London and Progressive.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.2 / 5 (13)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Government Insurance Corp. logo
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License Verified:

License: L002635

Florida Division of Insurance Agent and Agency Services

Government Insurance Corp.

18501 Pines Blvd Suite 205, Pembroke Pines, FL 33029
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  • Multiple Carriers
  • Multiple Policy Types

Business Description

Government Insurance Corp. is an independent agency that serves clients in the Hialeah metro and its surrounding communities. The company provides its clients with personal and commercial lines on various insurance coverages. Its team of agents handles personal insurance types such as home, auto, life, boat, motorcycle, and RV. The agency also offers insurance services that cover commercial properties, business liabilities, business owners, workers' compensation, and commercial autos. Government Insurance Corp. also provides clients with umbrella insurance solutions.

License Verified:

License: L002635

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Liberty Bell Insurance logo
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License Verified:

License: R003637

Florida Division of Insurance Agent and Agency Services

Liberty Bell Insurance

1217 W 44th Pl, Hialeah, FL 33012
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Business Description

Liberty Bell Insurance is an independent agency serving individuals, families, and businesses in Hialeah. It offers homeowners' insurance policies that cover structural damage, personal belongings, and physical injury liabilities. The agency also provides insurance products for automobiles and businesses. With the aim of providing coverage options that suit clients' unique needs and financial situations, the agency partners with several insurance carriers that include Progressive, Mercury Insurance, and National General. Liberty Bell Insurance has been in the industry for 15 years.

License Verified:

License: R003637

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.0
Responsiveness
Friendliness
––
Helpfulness
Detail
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LP Insurance Associates, Inc. logo
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LP Insurance Associates, Inc.

801 West 48th Street, Hialeah, FL 33012
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  • Condos
  • Fire

Business Description

LP Insurance Associates Inc. works with notable carriers such as Florida Family Insurance and Progressive to provide local homeowners with comprehensive coverage. Serving families and individuals in the Hialeah area, its team is committed to making sure clients have the right amount of coverage to suit their needs at a price that works with their budget. LP Insurance Associates is a member of the Latin American Association of Insurance Agencies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Manny Miranda - State Farm Insurance Agent logo
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Manny Miranda - State Farm Insurance Agent

16896 S Dixie Highway, Miami, FL 33157
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  • Multiple Policy Types
  • Personal Property Insurance

Business Description

Manny Miranda State Farm Insurance Agent is located near Hialeah. Serving clients in the area since 1990, Mr. Miranda helps homeowners to obtain State Farm policies that protect their financial health after unexpected events destroy their property or result in a loss of their belongings. In addition to insurance for homeowners, this agency also offers auto, pet, health, life, and business coverage. Manny Miranda has qualified for top State Farm honors, including the Chairman Circle and President's Club.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mendez M Insurance Agency logo
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Mendez M Insurance Agency

17425 Southwest 97th Avenue, Palmetto Bay, FL 33157
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  • Flood

Business Description

Mendez M Insurance Agency has been providing insurance policies for homeowners in the Hialeah area for more than 60 years. This agency works with a broad range of carriers to provide comprehensive and affordable coverage for its clients. In addition to homeowners insurance, it also offers policies to cover drivers and business owners. Assistance is provided with policy changes and throughout the claims process. Carriers this agency works with include Nationwide and Liberty Mutual Insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.5 / 5 (57)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Pandora Insurance logo
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Pandora Insurance

3520 West 18th Avenue, Hialeah, FL 33012
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  • Renter's Insurance
  • Multiple Policy Types
  • Flood
  • Condos

Business Description

Pandora Insurance is an independent insurance agency that has been providing financial solutions to residents and business owners in Hialeah since 2012. The company assists individuals and families to secure a homeowners policy akin to their needs. The policy covers structural damages and repairs, personal property losses, and owner's liability against accidents that occurred in the home. Other insurance offerings include condo and renters insurance, vehicle, business and commercial, as well as life and health policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (12)
Google
4.3 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Quoteasy Insurance logo
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Quoteasy Insurance

12030 SW 129th Ct Suite 107, Miami, FL 33186
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Quoteasy Insurance is based in the Hialeah area. This company specializes in a variety of insurance coverage types, including home insurance, condo insurance, and renters insurance. Its team has more than 38 years of experience in the industry and strives to help its clients obtain the best coverage at the lowest possible rates. It works with top providers, including Heritage Insurance and Foremost Insurance Group. Claims can be filed online or directly with an agent.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (30)
Facebook
4.4 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
US1 Insurance logo
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US1 Insurance

12739 Southwest 42nd Street, Miami, FL 33175
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Founded more than 20 years ago, US1 Insurance provides a variety of personal and commercial insurance options, as well as financial services, for clients in the Hialeah area. Its homeowners' insurance policies are provided by top carriers, including Ocean Harbor Casualty Insurance Company, Progressive, and Foremost Insurance Group. The agents at this company take time to provide thorough consultations to new clients, determining how much coverage they need for their homes and shopping around for the best rates on their behalf.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Back to Providers

Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

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