Best Pet Insurance Companies in Gainesville

FAQs

• What does the waiting period indicated on your new pet insurance policy in Gainesville mean?

  It takes time for new pet insurance policies to go into effect. The waiting period is typically 14 to 15 days after enrollment. This implies that the insurer won't be paying any claims during this time. It is important to note that waiting periods differ depending on the type of coverage and the insurer. For accident and wellness coverages, some Gainesville insurers have shorter or no waiting periods. Other insurance companies require longer waiting periods before accepting claims for specific conditions, such as hip dysplasia.

• How does your pet insurance company pay your veterinary bills in Gainesville?

  Some pet insurance companies will pay your veterinarian directly, but reimbursement is the most common method. You must pay the entire vet bill up front and then submit a claim for reimbursement to your Gainesville insurer. The payment will then be sent to you, not the veterinarian, by the pet insurance company. The percentage of your vet expenses that will be reimbursed is determined by the terms of your policy.

• Will your pet insurance company in Gainesville reimburse your pet’s microchipping?

  Pet microchipping can cost between $25 and $60. Pet insurance companies in Gainesville, such as ASPCA and Spot, already include microchipping coverage as part of their standard accident and illness plans. Meanwhile, some insurers, such as Lemonade, Embrace, and Pets Best, will only pay for microchipping if your pet is enrolled in a separate wellness or preventative plan from the accident and illness plan.

• Can you get a pet insurance policy anytime in Gainesville?

  Yes, you can enroll your pet in an insurance policy in Gainesville at any time. Pets as young as 7-8 weeks old are eligible for insurance. Some insurers restrict new pet enrollments to animals over the age of 14. This does not imply that pets that are already insured will lose coverage when they reach the age of 14. The insured pet will have lifetime coverage as long as the policy is active.

• Does having pet insurance limit your choices of veterinarians in Gainesville?

  No, unlike human health insurance, pet insurance has no network restrictions. You can visit any Gainesville veterinarian you want because you pay the vet costs up front and the insurer reimburses you. The veterinarian or veterinary hospital only needs to be licensed in the country. Some insurers will also reimburse vet bills in Canada.