Expertise.com

2024

Last updated:

Best Health Insurance Agencies in Gainesville

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Gainesville Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

2163Reviewed

1300Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
9145 Southwest 49th Place, Gainesville, FL 32608
  • Individual Plans

Why choose this provider?

Hummingbird Insurance is a Gainesville-based independent agency that provides personalized health insurance plans. It specializes in ACA, Medicare, and short-term medical health insurance. In addition, it offers dental, vision, and disability insurance options. The agents from this firm assist individuals, families, and businesses in finding appropriate carriers for their respective situations. Its founder, Geoffrey Ferland, handles health, life, disability, and retirement planning. Hummingbird Insurance is affiliated with the National Association of Health Underwriters.

License Verified:

License: W229237

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (41)
Google
4.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2830 Northwest 41 Street, Gainesville, FL 32606
  • Individual Plans
  • Group Plans
  • Life Insurance

Why choose this provider?

Hartfield Insurance Group, Inc., is a local health insurance agency serving individuals and families in Gainesville and the surrounding areas. Founder Larry Hartfield, who is a martial arts instructor for 30 plus years, leads a team of insurance agents in providing financial defense in times of critical illness, disability, and long-term care. Hartfield's group works with several health insurance brokers that can offer their clients multiple quotes. Hartfield Insurance Group, Inc., also offers life, home, and auto insurance products.

License Verified:

License: L061075

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (9)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3600 Northwest 43rd Street, Gainesville, FL 32606
  • Individual Plans
  • Life Insurance

Why choose this provider?

Heritage Wealth Management, LLC, is a financial service provider that serves individuals and businesses in Gainesville. It offers various healthcare, Medicare, long-term care, and disability income insurance plans that cover healthcare costs. The firm also provides additional services, such as retirement planning, estate conservation, and investment management. Wealth manager Sophie Lancaster established the firm to help individuals meet their financial goals. She and her husband are active in their local ministry where they serve as youth leaders.

License Verified:

License: L073119

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5700 Southwest 34th Street, Gainesville, FL 32608
  • Individual Plans

Why choose this provider?

P & L Financial Services, Inc., is an insurance company located in Gainesville. Specializing in senior benefits, this agency deals with various types of insurance services and products, which include Medicare health insurance plans and Medicare Supplement plans. It provides policies from around 60 insurance carriers with Medicare plan offerings. Furthermore, it handles chronic and long-term care planning services. The brokerage represents over 200 insurance companies to provide an extensive range of insurance solutions for its clients.

License Verified:

License: L093511

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
5.0 / 5 (9)
Facebook
4.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
747 Southwest 2nd Avenue, Gainesville, FL 32601
  • Individual Plans
  • Life Insurance

Why choose this provider?

Insight Insurance Group offers health and life insurance products in Gainesville. The company not only caters to individuals but also to small groups and businesses. Led by Chris Floyd, its team of agents believes that people can achieve a healthy future by financially protecting themselves. They assist business owners in strengthening their staff retention through one-on-one consultations to develop employee health insurance plans. Insight Insurance Group also has products that cater specifically to senior citizens.

License Verified:

License: L104256

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2783 Southwest 87th Drive, Gainesville, FL 32608
  • Individual Plans

Why choose this provider?

Bo Greene Insurance has been assisting the community of Gainesville and the surrounding area with their insurance needs since 2002. This family-owned and family-operated insurance agency specializes in providing personal insurance, including health insurance. It works with several insurance companies, which allows it to find the right or personalized health insurance plan for its customers. Aside from its health insurance products, the agency also helps customers identify their insurance needs regarding home, auto, boat, motorcycle, and flood policies.

License Verified:

License: R007383

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
905 NW 56th Terrace Suite A, Gainesville, FL 32605
  • Life Insurance

Why choose this provider?

Ellett Insurance is an independent agency serving individuals, families, and business owners in Gainesville. The firm addresses healthcare needs with group health insurance plans and disability insurance policies. Moreover, the family-owned business offers different insurance types, such as pet health and life insurance, long-term care, annuities, and IRAs. Its other services include homeowners', auto, and business insurance packages that cover commercial general liability insurance and workers’ compensation. Lastly, Ellett Insurance has been operating since 1935.

License Verified:

License: R004028

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
––

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • If you terminate your employment in Gainesville, can you keep the health insurance benefits?

    There are some benefits that can be continued for you and your dependents in Gainesville if you are still enrolled in a health plan upon termination. Under the federal COBRA law, health, dental, and vision benefits may continue for 18 months or possibly longer depending on the case. If you have supplemental plans, check with the insurance company for continuation forms.

  • Can you enroll in a health insurance plan at any time in Gainesville?

    You can only enroll in a health insurance plan at specific periods of the year. For off-market policies, the open enrollment period is October 1 to December 15, and for subsidized ones at the federal online marketplace, it is November 1 to December 15. The period for Medicare-related plans is October 15 to December 7. If you have a qualifying life event in Gainesville, such as pregnancy and marriage, you can enroll in a health insurance plan at any time, depending on your situation.

  • What should you do if the insurer does not approve a procedure ordered by a doctor in Gainesville?

    You are entitled to appeal the decision if your insurer does not approve a procedure ordered by the doctor. Insurers should provide the denial reason and inform the policyholder how to contest the decision. There are two ways to file an appeal: internal and external review. You can also ask your doctor in Gainesville to give the necessary documentation justifying the importance of the procedure.

  • What are the advantages of getting short-term health insurance in Gainesville?

    Short-term health insurance is affordable. It is advantageous to healthy individuals in Gainesville who may only need coverage for emergency situations but not for regular visits to a healthcare provider or costly prescription medication. However, you may not be covered for pre-existing conditions and be ineligible for guaranteed-issue individual health plans.

  • How do you choose a health insurance agent in Gainesville?

    Choose a health insurance agent in Gainesville whom you are comfortable talking to and who can answer your questions satisfactorily. You should verify the agent's license by calling the Florida Insurance Consumer Helpline at 850-413-3089 or 1-877-MY-FLCFO. Another way would be to visit the Florida Department of Financial Services online and use the license verification portal.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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