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Best Credit Repair Companies in Gainesville

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2202 North Young Boulevard, Chiefland, FL 32626
Chiefland, FL 32626
  • Debt Consolidation

Credit Closure is a credit repair company that serves clients in Gainesville. It specializes in removing negative items from clients' credit reports, including bankruptcies, foreclosures, charge-offs, credit card debt, and student loans. In addition, the business provides customized dispute options that suit clients' needs, and it creates dispute letters addressed to credit reporting agencies. Clients can also avail themselves of the company's consulting and coaching services through personal meetings, webinars, telephone, emails, and video conferencing.

2202 North Young Boulevard, Chiefland, FL 32626
Chiefland, FL 32626

Website(866) 693-9690

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

5 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

7257 Northwest 4th Boulevard, Gainesville, FL 32607
Gainesville, FL 32607
  • Credit Dispute

Noraveni Credit Repair is an agency located in Gainesville that offers personalized credit restoration services. Its team of credit repair professionals is well-versed in different areas of finance, including lending, credit management, and mortgage. They evaluate the client's credit record and identify negative accounts to be corrected or removed. They then prepare dispute letters sent to the three credit bureaus to challenge the accuracy of items on the client's credit report. They also send 623 credit dispute letters to verify items with creditors.

7257 Northwest 4th Boulevard, Gainesville, FL 32607
Gainesville, FL 32607

Website(352) 306-7920

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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