Expertise.com
Get Listed

2024

Last updated:

Best Renter's Insurance Companies in Fort Lauderdale

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Fort Lauderdale Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

78Reviewed

51Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
3598 Prospect Road, Fort Lauderdale, FL 33309
  • Multiple Policy Types

Why choose this provider?

Clovered is an insurance agency and insurance information archive based in Fort Lauderdale. The business can help clients compare, contrast, and apply for renters', homeowners, condo, landlord, flood, and automobile insurance. In addition, it maintains several online educational resources that explain different insurance policies, their coverage, additional protection plans, and insurance claims and how to process them in simpler terms. Clovered has been featured in several publications such as MSN, Apartment Therapy, The Oregonian, and The Denver Post.

License Verified:

License: L104787

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (38)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2455 East Sunrise Boulevard, Fort Lauderdale, FL 33304
  • Multiple Policy Types

Why choose this provider?

E/G of Florida is an independent insurance agency with multiple branches throughout the state, including its main office in Fort Lauderdale. It provides renters' insurance plans from multiple regional and national carriers, such as Florida Peninsula and Progressive. The agency also handles 24/7 filing of claims or policy changes, including added coverages like theft reimbursement. In addition, it can recommend policies that cover flooding, medical injuries, and legal liabilities. E/G of Florida has been active for over 20 years and also provides risk management for its customers.

License Verified:

License: L022754

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (11)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
413 North Andrews Avenue, Fort Lauderdale, FL 33301
  • Multiple Policy Types

Why choose this provider?

The Landers Agency is an independent insurance company serving clients in Fort Lauderdale. The firm delivers renters' insurance plans that can provide adequate protection for tenants and their personal items. Its independent insurance agents shop for a variety of coverage options like personal property, loss of use, and liability among over 100 local providers. Owner and insurance agent Kandie Landers has been serving her local community since 2015. In 2016, she was named Rookie of the Year by Brightway Insurance.

License Verified:

License: W387068

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (52)
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
1122 West Commercial Boulevard, Fort Lauderdale, FL 33309
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Universal Direct is an insurance agency affiliated with the Universal Property & Casualty Insurance Company. Servicing Fort Lauderdale and surrounding communities, it offers a wide range of renters' insurance coverage options for tenants including personal property, loss of use, liability, and medical payments. Specialized options are also available, such as personal injury, water backup, animal liability, personal property replacement, and insurance on items of high value. Moreover, the agency provides condo and home insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (47)
Yelp
3.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
805 East Broward Boulevard, Fort Lauderdale, FL 33301
  • Multiple Policy Types

Why choose this provider?

Steven Brooks is an insurance agent affiliated with GreatFlorida Insurance. He caters to clients in Fort Lauderdale and the surrounding areas. He offers renters' insurance plans, which cover electronics and entertainment systems, furniture, jewelry and clothes, and kitchen appliances and supplies. Liability cases and relocation expenses are also covered. Moreover, Steven helps in acquiring other insurance products, such as auto, business, home, and umbrella. He shops various insurance carriers, including Chubb Limited, Kemper, and Safeco Insurance.

License Verified:

License: P152056

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (79)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5461 North Federal Highway, Fort Lauderdale, FL 33308
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

The Fairway Insurance Group is an independent agency that offers a full range of personal and business insurance solutions to its clients in Fort Lauderdale. The company offers renters' insurance which protects clients from threats and dangers that might occur in a rented unit, including fires, theft, and water harm. Being a locally-owned firm with over 17 years of industry experience, the company has a local perspective and experience in successfully managing risks that are unique to Florida, such as hurricanes.

License Verified:

License: L002624

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (5)
Google
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2450 East Commercial Boulevard, Fort Lauderdale, FL 33308
  • Multiple Policy Types

Why choose this provider?

Floridian Coastline Insurance is an independent agency that serves individuals and businesses in Fort Lauderdale. The family-owned and family-operated company provides various lines of protection, from renters', condominium, and flood to auto insurance. Its team also furnishes protection plans for businesses, covering long haul trucking, commercial auto, and workers' compensation policies. The agents have access to plans from numerous providers such as Liberty Mutual, Travelers, and American Platinum. Floridian Coastline Insurance has been protecting clients since 2005.

License Verified:

License: L060376

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (56)
Facebook
5.0 / 5 (3)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2755 East Oakland Park Boulevard, Fort Lauderdale, FL 33306
  • Multiple Policy Types

Why choose this provider?

Florida Statewide Insurance is an independent insurance agency that has been catering to individuals, families, and businesses in Fort Lauderdale since 2007. It offers renters' insurance plans, basic or termed, that cover damaged or stolen non-public properties. Renters living in apartments, condos, and bungalows can avail the packages. It serves both commercial and non-commercial clients. Other products the professionals offer include automobile, umbrella, flood, and homeowners' insurance, as well as workers' compensation. The agency aims to provide custom-designed insurance programs for its clients.

License Verified:

License: L055027

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.6 / 5 (10)
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1200 S Federal Hwy, Fort Lauderdale, FL 33316
  • Multiple Policy Types

Why choose this provider?

Tags and Titles is an independent insurance agency based in Fort Lauderdale. The full-service firm provides comprehensive renters' insurance that addresses the primary concerns of apartment dwellers and unit rental owners. The plan provides repair and replacement costs for all damages incurred following all types of natural and/or manmade disasters. The renters' insurance also provides personal property, liability, and other coverage options available in fire, theft, vandalism, and other unforeseen circumstances. The company also provides a variety of insurance solutions under personal and business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (80)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1800 Northeast 26th Street, Wilton Manors, FL 33339
  • Multiple Policy Types

Why choose this provider?

For over 20 years, Pallant Insurance has been providing customized renters' insurance and home coverage policies to the residents of Fort Lauderdale. The independent agency offers protection from damages or losses caused by unexpected events like fire, wind, hail, lightning, theft, or accidents. The local insurance agents at this company are also licensed real estate brokers who understand the concerns of renters and homeowners. Pallant Insurance also specializes in auto, personal flood, and business flood insurance.

License Verified:

License: L060399

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (116)
Yelp
4.5 / 5 (16)
Facebook
4.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2601 East Oakland Park Boulevard, Fort Lauderdale, FL 33306
  • Multiple Policy Types

Why choose this provider?

Dunham Insurance, an independent agency established in 1997, caters to renters in Fort Lauderdale and the nearby areas. It helps its customers secure a renters' insurance policy to avoid financial loss due to unexpected events beyond their control. It also provides auto, flood, wind, motorcycle, general liability, and homeowners' insurance. The team of professionals at this company keeps clients informed about every aspect of their coverage and works with insurance companies, such as Progressive and Travelers, to find a policy that matches their needs.

License Verified:

License: L094233

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (24)
Facebook
4.8 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1126 Southeast 3rd Avenue, Fort Lauderdale, FL 33316
  • Multiple Policy Types

Why choose this provider?

Robert Palmiotto is a second-generation State Farm insurance agent that lives and operates in Fort Lauderdale. He provides renters' insurance plans for tenants in the city, including those that speak Spanish and French. Robert can provide customized plans that include specific coverages to reimburse clients for theft, property damage, or medical liability. He can also process their claims online and update policy information, such as updated addresses or removed coverages. Robert's other insurance services include auto, home, life, and health insurance.

License Verified:

License: R002476

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Google
4.0 / 5 (26)
Yelp
1.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to top

FAQs

  • How can residents of Fort Lauderdale save on renters' insurance?

    Residents in Fort Lauderdale can save on renters' insurance costs by taking advantage of various discounts that insurers offer. These include discounts for seniors, people living in a gated community, and those with indoor sprinklers and central fire alarms in their homes. The roof shape and age of construction are also some of the factors insurers consider when offering discounts.

  • How does renters' insurance cost in Fort Lauderdale compare to the state average?

    Renters' insurance premiums in Fort Lauderdale are typically $15 more expensive per month than the state average, translating to an average monthly cost of $46 for certain coverage limits. Monthly premiums average $46 for an insurance policy with $100,000 in liability, $1,000 deductible, and $40,000 in property protection.

  • If a tenant in Fort Lauderdale doesn't have renters' insurance and their residence becomes uninhabitable, who shoulders the relocation costs?

    In Fort Lauderdale, if a renters' residence is rendered uninhabitable and they lack renters' insurance, the property owner may need to assist with some of the costs for the tenant to move. This scenario highlights the importance of tenants having insurance coverage to prepare for potential relocation expenses resulting from unforeseen circumstances.

  • What factors affect the cost of renters' insurance in Fort Lauderdale?

    In Fort Lauderdale, factors such as one's credit score, claims history, and specific location influence the renters' insurance premium. The nature of the residence — be it a condo, standalone home, or a place within a gated community, also impacts the cost. The more value placed on personal items, especially high-worth items like art or jewelry, the more one might pay in premiums or opt for a higher deductible for ample coverage.

  • Is renters' insurance necessary for Fort Lauderdale tenants with a minimal number of possessions?

    Fort Lauderdale tenants with few possessions might not see the necessity for renters' insurance, yet assessing the value of even minimal belongings can clarify the need for financial protection. While high-value items may require additional coverage, standard renters' insurance typically suffices for general personal belongings, covering replacements for items lost to fire or other specific dangers outlined in the policy.

Back to top

Related Articles

FeaturedHome-Remodel-Hero

Survey: COVID-19 Pandemic Leads to Surge in Demand for Renters Insurance

We surveyed 1,000 renters in the U.S. to see how the pandemic changed their thoughts about renters insurance, what they look ...

Find top Renter's Insurance Companies nearby

Search for Renter's Insurance Companies near you

Other top picks in your area