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Best Local Car Insurance Agencies in Fort Lauderdale

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E/G of Florida - Fort Lauderdale logo
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License Verified:

License: L022754

Florida Division Of Insurance Agent And Agency Services

E/G of Florida - Fort Lauderdale

2455 East Sunrise Boulevard, Fort Lauderdale, FL 33304
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  • Multiple Carriers

Business Description

E/G of Florida is a local insurance company providing auto insurance programs to drivers in Fort Lauderdale, Jupiter, Tampa, Naples, and Port Saint Lucie. The business has been handling auto insurance policies for over 20 years. Before shopping for protection plans, its agents determine the clients' budget, needs, and preferred carriers. Its team also assists clients in the claims process. The trio behind the business focuses its services on a client-first approach. They established the E/G of Florida in the late 1990s.

License Verified:

License: L022754

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.6 / 5 (11)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Estrella Insurance #139 logo
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License Verified:

License: R013427

Estrella Insurance #139

3920 W. Broward Blvd, Suite B-2, Plantation, FL 33312
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  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Business Description

Estrella Insurance #139 assists Fort Lauderdale clients in comparing auto insurance plans available in the market. The business has access to over 30 insurance carriers that can help clients protect their assets. Its agents offer property, liability, and medical coverages. They also help clients assess policies to avoid being held accountable by law or underinsured. Additionally, the service provider consists of team members who are fluent in Spanish. Other vehicle insurance products available include boat, RV, and motorcycle.

License Verified:

License: R013427

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.9 / 5 (134)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
FLINSCO.com logo
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License Verified:

License: L084066

Florida Division Of Insurance Agent And Agency Services

FLINSCO.com

2950 West Cypress Creek Road, Fort Lauderdale, FL 33309
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  • Multiple Carriers

Business Description

Representing 30 different insurance providers, FLINSCO.com serves Fort Lauderdale and the surrounding communities. Offering coverage for all aspects of auto insurance, clients can choose to include bodily injury liability and personal injury protection. Clients needing protection from accident-related dents from extreme weather and other non-collision damages may opt for the collision and comprehensive insurance plans. FLINSCO.com also serves businesses from various industries with worker's compensation, professional liability, and property insurance.

License Verified:

License: L084066

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.8 / 5 (820)
Facebook
5.0 / 5 (181)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Florida Statewide Insurance logo
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License Verified:

License: L055027

Florida Division Of Insurance Agent And Agency Services

Florida Statewide Insurance

2755 East Oakland Park Boulevard, Fort Lauderdale, FL 33306
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  • Multiple Carriers
  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Business Description

Florida Statewide Insurance is an independent agency operating in Fort Lauderdale. Specializing in property and casualty insurance, it offers a wide range of personal car insurance coverage options for different types of vehicles. Its commercial lines of insurance also cover fleet vehicles that are either owned or hired by a business. The agency also provides a variety of packages for exclusive client services, which protect vehicles and other assets. Its team of employees is always present to provide personalized care.

License Verified:

License: L055027

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Fort Lauderdale Insurance Agency logo
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Fort Lauderdale Insurance Agency

1327 Southeast 2nd Avenue, Fort Lauderdale, FL 33316
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  • Multiple Carriers

Business Description

Fort Lauderdale Insurance Agency is a car insurance agency located in Fort Lauderdale. It insures personal and commercial vehicles with a broad range of coverage including liability, medical payments, physical damage, and roadside assistance. The company offers insurance for golf carts, classic cars, and motorcycles. The agency also has a line of insurance policies for drivers of Uber and Lyft. Aside from auto insurance, the company also provides insurance for businesses, homes, contractors, and restaurants.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
John Galt Insurance logo
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License Verified:

License: L000493

Florida Division Of Insurance Agent And Agency Services

John Galt Insurance

3303 West Commercial Boulevard, Tamarac, FL 33309
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  • Multiple Carriers

Business Description

John Galt Insurance is an insurance provider serving Fort Lauderdale and other areas. It features liability coverage that protects the insured from expenses and possible lawsuits after a car accident caused physical injury to another person. The company also offers medical coverage for emergency medical treatments without waiting for investigations to determine who is at fault. It also protects clients from underinsured or uninsured parties and has comprehensive coverage for damages due to vandalism, theft, fire, or flood.

License Verified:

License: L000493

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (604)
Facebook
4.9 / 5 (80)
Yelp
2.5 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
JSE Insurance, Inc. logo
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License Verified:

License: L068095

Florida Division Of Insurance Agent And Agency Services

JSE Insurance, Inc.

232 W. Prospect Road, Fort Lauderdale, FL 33309
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  • Motorcyle & ATV

Business Description

JSE Insurance, Inc., is an independent insurance agency that serves Fort Lauderdale with various insurance solutions. The agency specializes in providing personal insurance like auto insurance. JSE agents know that auto insurance differs from one another and make it their goal to educate their clients about these differences to help them choose the right policy. They also offer insurance for motorcycles, homes, businesses, and general liability. JSE Insurance has other locations in Coral Springs, Hollywood, Pembroke Pines, Pompano Beach, and South Florida.

License Verified:

License: L068095

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.7 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Pettineo Insurance Agency Inc. logo
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Pettineo Insurance Agency Inc.

2430 East Commercial Boulevard, Fort Lauderdale, FL 33308
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  • Multiple Carriers

Business Description

Pettineo Insurance Agency Inc. is a Fort Lauderdale-based agency that has been offering insurance services for the past three decades. The agency's objective is to minimize clients' risk exposure with emphasis on quality coverage and competitive premiums. Its agents provide different types of automobile insurance for private passenger automobile coverage. The policy covers personal injury protection, bodily injury liability, and auto physical damage. Pettineo Insurance Agency Inc. also has insurance policies for other motorized land vehicles like pickups, trucks, vans, and motorcycles.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (77)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Fairway Insurance Group logo
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License Verified:

License: L002624

Florida Division Of Insurance Agent And Agency Services

The Fairway Insurance Group

5461 North Federal Highway, Fort Lauderdale, FL 33308
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  • Multiple Carriers
  • Boats

Business Description

The Fairway Insurance Group serves Fort Lauderdale and its surrounding areas. It offers auto insurance and other personal and commercial policies, including flood and self-storage insurance. Motorcycles, boats, and watercraft are covered by the agency's policies as well. It is an independent firm that carries products and services from multiple providers, such as Zurich, CHUBB, and Progressive. Its team, which has 23 years of combined industry experience, aims to bring local perspectives and provide protection and coverage that are tailored to every client's needs.

License Verified:

License: L002624

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (5)
Google
4.3 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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