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2024

Last updated:

Best Local Car Insurance Agencies in Fort Lauderdale

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Fort Lauderdale Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

111

Reviewed

69

Curated

8

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
3920 W. Broward Blvd, Suite B-2, Plantation, FL 33312
  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Estrella Insurance #139 assists Fort Lauderdale clients in comparing auto insurance plans available in the market. The business has access to over 30 insurance carriers that can help clients protect their assets. Its agents offer property, liability, and medical coverages. They also help clients assess policies to avoid being held accountable by law or underinsured. Additionally, the service provider consists of team members who are fluent in Spanish. Other vehicle insurance products available include boat, RV, and motorcycle.

License Verified:

License: R013427

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (134)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
232 W. Prospect Road, Fort Lauderdale, FL 33309
  • Motorcyle & ATV

Why choose this provider?

JSE Insurance, Inc., is an independent insurance agency that serves Fort Lauderdale with various insurance solutions. The agency specializes in providing personal insurance like auto insurance. JSE agents know that auto insurance differs from one another and make it their goal to educate their clients about these differences to help them choose the right policy. They also offer insurance for motorcycles, homes, businesses, and general liability. JSE Insurance has other locations in Coral Springs, Hollywood, Pembroke Pines, Pompano Beach, and South Florida.

License Verified:

License: L068095

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1327 Southeast 2nd Avenue, Fort Lauderdale, FL 33316
  • Multiple Carriers

Why choose this provider?

Fort Lauderdale Insurance Agency is a car insurance agency located in Fort Lauderdale. It insures personal and commercial vehicles with a broad range of coverage including liability, medical payments, physical damage, and roadside assistance. The company offers insurance for golf carts, classic cars, and motorcycles. The agency also has a line of insurance policies for drivers of Uber and Lyft. Aside from auto insurance, the company also provides insurance for businesses, homes, contractors, and restaurants.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2455 East Sunrise Boulevard, Fort Lauderdale, FL 33304
  • Multiple Carriers

Why choose this provider?

E/G of Florida is a local insurance company providing auto insurance programs to drivers in Fort Lauderdale, Jupiter, Tampa, Naples, and Port Saint Lucie. The business has been handling auto insurance policies for over 20 years. Before shopping for protection plans, its agents determine the clients' budget, needs, and preferred carriers. Its team also assists clients in the claims process. The trio behind the business focuses its services on a client-first approach. They established the E/G of Florida in the late 1990s.

License Verified:

License: L022754

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.6 / 5 (11)
Facebook
5.0 / 5 (10)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2755 East Oakland Park Boulevard, Fort Lauderdale, FL 33306
  • Multiple Carriers
  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Florida Statewide Insurance is an independent agency operating in Fort Lauderdale. Specializing in property and casualty insurance, it offers a wide range of personal car insurance coverage options for different types of vehicles. Its commercial lines of insurance also cover fleet vehicles that are either owned or hired by a business. The agency also provides a variety of packages for exclusive client services, which protect vehicles and other assets. Its team of employees is always present to provide personalized care.

License Verified:

License: L055027

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5461 North Federal Highway, Fort Lauderdale, FL 33308
  • Multiple Carriers
  • Boats

Why choose this provider?

The Fairway Insurance Group serves Fort Lauderdale and its surrounding areas. It offers auto insurance and other personal and commercial policies, including flood and self-storage insurance. Motorcycles, boats, and watercraft are covered by the agency's policies as well. It is an independent firm that carries products and services from multiple providers, such as Zurich, CHUBB, and Progressive. Its team, which has 23 years of combined industry experience, aims to bring local perspectives and provide protection and coverage that are tailored to every client's needs.

License Verified:

License: L002624

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (5)
Google
4.3 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2950 West Cypress Creek Road, Fort Lauderdale, FL 33309
  • Multiple Carriers

Why choose this provider?

Representing 30 different insurance providers, FLINSCO.com serves Fort Lauderdale and the surrounding communities. Offering coverage for all aspects of auto insurance, clients can choose to include bodily injury liability and personal injury protection. Clients needing protection from accident-related dents from extreme weather and other non-collision damages may opt for the collision and comprehensive insurance plans. FLINSCO.com also serves businesses from various industries with worker's compensation, professional liability, and property insurance.

License Verified:

License: L084066

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (820)
Facebook
5.0 / 5 (181)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3303 West Commercial Boulevard, Tamarac, FL 33309
  • Multiple Carriers

Why choose this provider?

John Galt Insurance is an insurance provider serving Fort Lauderdale and other areas. It features liability coverage that protects the insured from expenses and possible lawsuits after a car accident caused physical injury to another person. The company also offers medical coverage for emergency medical treatments without waiting for investigations to determine who is at fault. It also protects clients from underinsured or uninsured parties and has comprehensive coverage for damages due to vandalism, theft, fire, or flood.

License Verified:

License: L000493

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (604)
Facebook
4.9 / 5 (80)
Yelp
2.5 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What are the factors that affect the premium rates of car owners in Fort Lauderdale?

    Car insurance premiums in Fort Lauderdale are determined by factors such as repair costs, annual mileage, vehicle safety features, personal characteristics such as driving history and homeownership status, and, on occasion, credit scores. These variables are identified and weighted to determine premium insurance rates for Fort Lauderdale car owners.

  • How can you lower your car insurance premiums in Fort Lauderdale?

    It is important to learn effective strategies for lowering your premium rates on Fort Lauderdale car insurance. You can accomplish this by driving safely and keeping a clean record. Increasing deductibles, looking into alternative payment options, and bundling insurance policies with the same carrier can all help you save money. Additionally, inquiring about available discount programs and sticking with a single insurer can lower premiums, providing financial benefits.

  • What coverages are in car insurance policies in Fort Lauderdale?

    Car insurance in Fort Lauderdale extends beyond collision-related incidents. It protects against car theft and related damages, fire and explosion damage, and losses caused by inclement weather. Furthermore, coverage includes protection against damages caused by civil unrest or riots, as well as collisions with animals. This comprehensive policy addresses a wide range of non-collision-related risks, giving drivers valuable peace of mind.

  • What is rideshare coverage in car insurance policies available in Fort Lauderdale?

    Rideshare coverage in Fort Lauderdale car insurance policies extends personal auto insurance coverage to drivers who use transportation network company apps. This additional coverage maintains the same personal policy limits and deductibles as the primary policy, ensuring comprehensive coverage while working as a rideshare driver. It typically raises premiums by 15 to 20%, depending on individual policy selections.

  • How much are deductible amounts in Fort Lauderdale for car insurance policies?

    The typical deductible included in Fort Lauderdale, Florida, car insurance policies ranges from $100 to $1,000. Policyholders can choose their preferred deductible amount for collision and comprehensive coverage. A higher deductible option can reduce premium costs, allowing car owners to tailor their insurance coverage to their specific financial needs and preferences.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.