Best Mortgage Refinance Companies in Deltona

Assure Home Funding is a mortgage company helping Deltona residents realize their dream of homeownership. It assists borrowers seeking to cash out or get better rates and terms through refinancing. Its team provides different programs, which include conventional, jumbo, and FHA, USDA, and VA Streamline options. Assure Home Funding also offers niche programs, such as bank statement and non-conforming loans, private lending, and reverse mortgage. The firm secures funding for clients by giving them access to different lenders, which provide business capital advance options tailored to fit their needs.

Encompass Mortgage Services Inc. caters to homebuyers in Deltona who seek loan and refinancing solutions. It obtains new mortgage plans to replace excessively burdensome programs and facilitate the fulfillment of existing debts. The team has reverse mortgages for aging members of the community and online resources to educate clients on various issues, including renting versus buying. Encompass Mortgage Services emphasizes the need to closely know each client in order to pinpoint and address their needs accurately.

Florida Home Loans is a full-service mortgage company that caters to customers in Deltona. It works with individuals who are refinancing for a lower monthly payment and those purchasing a home through a loan program. Its programs include FHA streamline, VA cash-out, conventional and jumbo loans, and adjustable- and fixed-rate mortgages. The company assigns a mortgage expert to navigate the borrower through the process, including determining the amount they qualify for, selecting the program, filing the application, and closing the loan.

Florida Mortgage Providers Inc serves the neighborhoods in and around Deltona. The Oviedo-based company offers mortgage refinancing and real estate loans to various clientele, which includes first-time homebuyers or homeowners who are simply wishing for change. These solutions include loan programs, such as conventional mortgage, FHA and VA home, bank statement, one-time close construction, and renovation mortgage options. The owner of Florida Mortgage Providers, Giles Wardian, leads a team of mortgage loan and loan processing specialists.

Home Team Lending assists borrowers in Deltona with their short-and long-term financing needs. It provides refinancing to help clients reduce their interest rates and change the length of their existing mortgages. The lender offers various home financing options, such as jumbo, conventional, and first-time homebuyer programs. Its owners, Manny Sarnes and Amanda Sarnes, have been in the mortgage and real estate industry since 2002. Their company takes a small-town approach to lending by establishing relationships that build communities and businesses.

Home1st Lending is a mortgage company that has been in operation since 2005. It works with clients in Deltona and nearby areas who want to get lower monthly payments and shorter terms through a refinancing program. It also helps those planning to convert their home equity into cash—which can be used to settle high-interest debts. The firm's specialists take the time to understand borrowers' needs, finances, and history to help them find a home loan that suits them.

Keystar Mortgage Group, LLC, serves clients throughout Deltona. The company assists owners of townhouses, manufactured homes, and condos through the process of refinancing their loans. It educates them on the impact of their credit scores on their refinance application. The company also deals with homebuyers and offers a variety of mortgage programs, ranging from VA, FHA, and USDA loans to graduated payment and interest-only mortgages. Its president, Eliud Cruz, is a board of directors member at the National Association of Hispanic Real Estate Professionals.

Mortgage Expert, Inc., helps hundreds of homeowners in the Deltona community and across Florida every year. It provides mortgage refinancing solutions to clients, allowing them to achieve their short- and long-term homeownership goals, such as shortening their terms or obtaining funds to consolidate their debt. The professionals at the firm assess their situation and advise them on the best option for their specific needs, with the goal of guiding them toward their goals. They are also available to answer homeowners' and home buyers' mortgage questions.

RP Funding works with Deltona homeowners to unlock their home equity, withdraw cash for home improvement, or consolidate debt. It is committed to helping clients reach their goals by providing them cash-out, no-closing-cost, and rate buydown refinancing options. The company also offers its Closing Cost Credit Program to eligible property owners. Since 2008, RP Funding has paid more than $80 million in closing costs on mortgage refinances. It also established a Diamond Partnership with the Orlando Regional Realtors Association.

Smarthouse Lending caters to existing homeowners, first-time homebuyers, and property investors in the Deltona metro and the surrounding areas. It helps them with their refinancing or financing needs, particularly in selecting the mortgage that meets their requirements. As an Equal Housing Lender, the company educates clients about various loan programs, such as Fannie Mae, Freddie Mac, VA, FHA, Conventional, and Reverse mortgages. Smarthouse Lending's president, Chad Sorci, draws on his more than two decades of industry experience when working with clients.

Streamline is a mortgage lending company that assists families and individuals in Deltona with their refinancing concerns. It provides refinancing solutions for a wide range of reasons, from helping clients reduce their interest rates to getting more savings by pulling out cash. It also offers different loan options for first-time home buyers, which include conventional, FHA, VA, and jumbo. Streamline has been in the mortgage industry for more than 17 years and has closed over 2,800 loan transactions.