Expertise.com

Best Credit Repair Companies in Davie

2024

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls
Credit Repair Companies FAQs 〉

Providers

Last updated:

Website
Davie, FL
  • Credit Restoration
  • Money Back Guarantee
  • Credit building
  • Credit Audit
  • Credit Repair

Why choose this provider?

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free Credit Evaluation

Lexington Law logo
FEATUREDExpertise.com

Lexington Law

Davie, FL
  • Credit Repair
  • Consumer Credit Services

Why choose this provider?

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3

Price: Free Credit Report Consultation

Website
​72 East McNab Road #205, Pompano Beach, FL 33060
  • Credit Audit

Why choose this provider?

Iron Credit Solutions offers its services to individuals and families in the Davie metro and nearby communities. Its team of credit specialists assists clients in raising their credit scores. Its case analysts and advisors work personally with clients throughout the whole process. They provide personalized dispute resolution options to meet their credit repair needs. They also have an app that allows easy access for clients to their accounts for real-time changes on credit reports and scores.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
​2881 E Oakland Park Blvd, Ste 433, Fort Lauderdale, FL 33306
  • Credit Audit

Why choose this provider?

Umbrella Credit Services caters to individuals throughout Davie and the neighboring communities. It assists those looking to improve their credit scores, providing credit consultations, in-depth credit analysis, and recommendations. Its team works with creditors and credit bureaus and challenges the negative items on the clients' credit reports. The company provides clients with round-the-clock access to live status updates on their credit reports to monitor improvements. It has served individuals residing in other parts of the country, including Alaska, New Jersey, and Washington, D.C.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
12389 Pembroke Rd, Pembroke Pines, FL 33029
  • Credit Monitoring

Why choose this provider?

Thrive Pockets serves clients in Davie and its surrounding areas. It offers various services like credit consultation, repair, and monitoring. It employs a credit improvement action plan and creates a file to begin the contesting and letter-writing process. Each repairable account that the firm handles is documented to the client's specific profile. The firm wrote the Secret Lenders List eBook which contains a summary of lenders and credit bureaus that they have encountered with past clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
801 Brickell Ave, Miami, FL 33131
  • Debt Consolidation

Why choose this provider?

Miami Credit Repair caters to clients throughout Davie and the neighboring cities. It offers credit repair services, counseling clients on how to fix negative items on their reports, such as late payments, bankruptcies, repossessions, and foreclosures. It also helps clients fix their personal information, remove third-party collections, and add history to boost their FICO credit scores. Additionally, it provides debt settlement and ID theft services. The company is backed by over a decade of experience in the credit repair industry.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (52)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2450 Hollywood Blvd Ste 401, Hollywood, FL 33020
  • Credit Audit
  • Credit Dispute

Why choose this provider?

Pro Credit & Paralegal conducts a credit repair program for individuals in Davie who want to remove different types of errors on their cards, such as bankruptcies, repossessions, collections, foreclosures, judgments, and child support. Its team of professionals refers to various laws in dealing with such issues, including the Fair Credit Reporting Act, Telephone Consumer Protection Act, and Florida Consumer Collections Practices Act. The agency also provides paralegal services involving case citations, draft complaints, and credit profile building.

Website
501 E Las Olas Blvd 3rd Floor, Fort Lauderdale, FL 33301
  • Credit Dispute

Why choose this provider?

Credit Repair Master helps residents of Davie and its surrounding areas improve their financial standing. The company offers credit repair counseling and works to eliminate inaccuracies in its clients' credit reports. It demands that original creditors and third-party collectors who commit violations of FCDPA and FCRA regulations remove negative items. It also removes bankruptcies. Credit Repair Master has been helping clients in the metro improve their credit scores since 2009.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
433 Plaza Real, Boca Raton, FL 33432
  • Credit Monitoring
  • Credit Audit

Why choose this provider?

Credit RX America is a family-owned and family-operated credit repair company that provides services to clients in Davie. It offers credit analysis and inaccuracy dispute submission against credit bureau reports. It deals with various areas, including tax liens, collections, late payments, judgments, and inquiries. In addition, its team assists in minimizing financial restrictions to be eligible to buy a house and qualify for loans. One client mentioned that the company was able to remove a judgment on his credit report in less than two months.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
300 SE 2nd Street Suite 600, Ft. Lauderdale, FL 33301
  • Credit Dispute

Why choose this provider?

Key Noble Financials is a company that serves Davie. It offers credit repair solutions to help consumers improve their financial situations and get approved for new loans or credit lines. To achieve this end, it conducts an in-depth look at its clients’ credit reports to check negative items like bankruptcies, charge-offs, collections, foreclosures, inquiries, and repossessions and disputes inaccurate information directly with bureaus. The company offers monthly updates and 24/7 client portal access. Key Noble Financials was founded in 2019.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • How long does a repo stay on your credit report?

    A car repossession and many other negative items reported to the credit bureaus stay on credit reports for up to seven years. That's from the original date of the delinquency on the loan. Credit repair can't remove legitimate negative items, including repossessions, from credit reports if they're within the standard timeline.

  • Do credit repair companies work?

    Yes, credit repair companies can make use of legal protections to repair some issues related to people's credit. That includes asking the credit bureaus to remove inaccurate negative items. Individuals have a legal right to a fair and accurate credit report, and if a company mistakenly reports a payment as late or someone is the victim of fraud, for example, the bureaus have a burden to investigate and remove the inaccurate information.

  • How long does it take to repair credit?

    Simple inaccurate items might be deleted in 30-45 days, as that's how long the credit bureau has to investigate and respond to a dispute letter. If the reporting creditor responds with documentation to support the negative item, individuals might need to disprove that information and the matter can take longer.

    • Inaccurate late payment: 30-45 days
    • Inaccurate missed payment: 30-45 days
    • Numerous issues from multiple creditors: A few months
    • Fraud or identity theft: Several months to a year or more
    • Rebuilding poor credit: A positive impact is possible within a few months, but building credit is a long-term process
  • Can I repair my own credit?

    Yes, individuals can use many tools a credit repair company uses, including credit dispute letters. But this involves a lot of research and administrative work that credit repair pros are equipped to handle quickly and efficiently. They can also pursue these disputes more aggressively than you may be able to yourself, as you might be attending to other obligations, such as family and work.

  • Can credit repair companies remove charge offs?

    Yes, a credit repair company may be able to get a charge off removed from a credit report. The credit repair company has to prove the charge off is inaccurate. An example of how a charge off might be inaccurate is a situation in which payments were made when the transfer of the debt to a new company was illegal under the contract.

  • Can credit repair companies remove bankruptcies?

    A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

  • Can a credit repair company remove late payments?

    Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

Related Articles

FeaturedCreditRepair

How To Hire A Credit Repair Company

Legitimate credit repair can be useful in wiping inaccurate or fraudulent records from your credit report, or resolving ident...