Best Car Accident Lawyers in Clermont

FAQs

• What is the non-emergency contact number for the local police station in Clermont, Florida?

  352-394-5588 is the non-emergency contact number of the Clermont local police station.

• Where can I get a copy of police reports for incidents related to my case in Clermont, Florida?

  You may obtain a copy of the police report in two ways. You may request it in person at the Clermont Police Department, 3600 S. Highway 27, Clermont, FL 34711, or call 3523945588. The cost typically ranges from $6 to $20, depending on how you obtain it. You have to provide information such as the report number, your name, driver's license number, vehicle plate number, and the time of the accident.

• Can the victim of a car accident in Clermont recover the value of the damaged vehicle?

  Yes, as long as the at-fault driver is covered by insurance. The amount of money that victims can recover for decreased value and loss of use depends on the specifics of their case. When the at-fault driver's policy limit is low, it may be a strategic benefit for the owner to utilize their policy for repairs to preserve the at-fault driver's insurance to pay their claims for decreased value and loss of use. It is advisable to get legal advice on this topic.

• Can an insurance company in Clermont deny a car accident claim?

  Yes, an insurance company can deny claims in a car accident in Clermont, but they do not have final authority over a victim's legal rights. Only a jury can make those decisions. If the claim is refused, the victims can file a lawsuit against the negligent motorist. Only a few car accident injury lawsuits get to trial.

• How long must a victim of a Clermont car accident file an injury claim or a wrongful death lawsuit?

  Victims in a Clermont car accident must not delay filing a lawsuit as it is subject to Florida's statute of limitations. This law specifies how long a person has to file a lawsuit in civil court. Four years to file for the victim's injuries and two years after death in a wrongful death case. If the statute of limitations runs out before filing a claim, it may forfeit the victim's entitlement to compensation.

• What is the minimum amount of car insurance in Clermont?

  When purchasing vehicle insurance in Clermont, citizens must have at least $10,000 in personal injury protection (PIP) and $10,000 in property damage liability insurance. The PIP coverage extends to any passengers in the vehicle who do not have coverage. Because Florida is a no-fault state, if a person is injured or harmed, they must seek compensation from their insurance company after filing a claim. If the accident resulted in property damage, the plaintiffs would file a claim with the other driver's insurance carrier.

• Can a Clermont car accident victim receive a rental car while their vehicle is being repaired?

  Yes, victims of a car accident in Clermont may ask their insurance company to reimburse the cost of a rented car while the victim's vehicle is being repaired if the individual at fault has property damage coverage. However, the insurance company will not do this until liability against their driver has been confirmed, and they will have a requirement that they speak with their driver before concluding.

• How do I choose a car accident lawyer?

  To select a car accident lawyer, consider the lawyer's experience, focus, and reputation. While nearly any attorney can negotiate with insurers for a settlement, not all attorneys have amassed experience litigating a claim in a court of law. Choose an attorney with a background that includes car accident claimants; it's helpful if the attorney is focused on personal injury law. Lastly, read reviews from previous clients to get a feel for the attorney's helpfulness and responsiveness to clients. The best lawyer for your case is one that you feel comfortable and confident working with.

• What steps should I take after a car accident?

  Immediately following a car accident, get out of traffic as soon as possible and dial 9-1-1. Exchange car insurance information with any other involved drivers and get a police report as soon as possible. Be truthful about what happened, even if you are at fault, but stick to reporting the facts of the accident without offering an opinion on who is to blame. If possible, take photos of your car, other cars at the scene, and the scene itself.

• (When) Do I need a lawyer after a car accident?

  Start working with a car accident lawyer as soon as possible following your car accident (some attorneys even make hospital visits). By reaching out for legal help early on, you avoid some of the pitfalls of trying to handle your claim on your own. Your attorney can also get the ball rolling on reimbursement for your medical bills and lost wages while awaiting the outcome of your claim.

• How long after a car accident can you claim an injury?

  The length of time you can file a claim for an injury following a car accident is governed by the statute of limitations in your state. Although it varies, most states set the statute of limitations for injured parties to seek compensatory damages at three years following the accident or three years after you discover your injuries. In cases where children are injured, the statute of limitations may be longer.

• What do I do after a car accident that I'm not responsible for?

  After an accident that's not your fault, seek immediate medical help if you are injured. Once it's safe to do so, obtain the other driver's contact and insurance information, any statements from witnesses, and photos of the scene. Obtain a police report and contact your insurer and the at-fault party's insurer. If you are injured, schedule a consultation with a car accident attorney to discuss your legal options.

• What happens if someone sues you after a car accident?

  If you have car insurance in force at the time of the accident, your insurance is contractually bound to represent you on any claims that arise, indemnifying you against loss up to the limits of your policy. You can help your insurance company by cooperating fully. If the plaintiff in any lawsuit obtains a judgment above your policy limits, then you can be held personally responsible for any damages awarded.

• What/how much can I expect from a car accident settlement?

  According to the Insurance Information Institute, the average bodily injury claim in 2018 was $15,785. The amount of any particular car accident settlement hinges primarily on the severity of the injuries sustained as a result and whether or not any partial or total permanent disability was caused by the accident. Claims that involve broken bones or nerve damage likely settle for more than claims where soft tissue injuries are present.

• How do I arrange a rental car after an accident?

  To arrange a rental car after an accident, first consider whether your insurance or the other party's insurance will be paying for the rental. If another driver is found to be at-fault for the accident, that driver's insurance may pay the costs. If you are responsible, your insurance may pay if your policy covers such expenses. Speak with your insurance adjuster to determine if you have benefits available.

• How long does it take for car insurance to go back down after an accident?

  Post-accident rate spikes can last anywhere from three to five years, depending on your insurer. However, if damages incurred during the accident are less than $2,000, your rate may not go up at all. Three years is typical for collision and property damage claims. Five years is not uncommon in accidents involving bodily injury claims, DUI or DWI, reckless driving, or serious violations at the time of the accident.

• How to settle a car accident claim without a lawyer?

  To negotiate a car accident settlement without a lawyer, you'll have to prove that the other party was to blame for your damages. Gather evidence at the scene to support your claim, including witness statements and photos. Seek medical treatment for your injuries immediately. Notify the other driver's insurer of your intent to file a claim. If you reside in a no-fault state, you will need to use your personal injury protection (PIP) benefits first before filing a claim against the other party for medical expenses and bodily injury. Be prepared with medical records, police reports, receipts for out-of-pocket accident-related costs, and proof of lost income due to the accident before beginning negotiations.