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Best Renter's Insurance Companies in Clearwater

2024

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Providers

Last updated:

Website
2727 Ulmerton Road, Clearwater, FL 33762
  • Multiple Carriers

Why choose this provider?

Strategic Insurance Services is an independent insurance agency in Clearwater. It helps renters obtain insurance policies that cover their personal property and medical payments, as well as protect them against injury and property damage claims. With access to more than 75 insurance carriers, the company compares policies and premiums to find comprehensive coverages that suit every renter's needs. The company also has annual protection reviews and conducts refinements to ensure that clients get full protection from year to year.

License Verified:

License: L007935

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (267)
Facebook
5.0 / 5 (59)
Yelp
4.5 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
2114 Drew Street, Clearwater, FL 33765
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

DeFrain Insurance Inc. is a family-owned independent insurance agency that has been in the business for over 35 years. It caters to customers in Clearwater and the surrounding communities. It helps clients protect their personal properties from fire or theft by offering renters' insurance plans. Additionally, it provides car, business, house, motorcycle, and RV insurance products. Owner R.J. DeFrain's daughter joined the company in 1987, helping him automate systems, boost sales, and improve client service.

License Verified:

License: R005426

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)
Facebook
5.0 / 5 (2)

Website
550 East Bay Drive, Largo, FL 33770
  • Multiple Policy Types

Why choose this provider?

Weisner Insurance Network is a team of independent agents that assists Clearwater residents in numerous areas, including renters' insurance. They can furnish protection plans that cover tenants' personal belongings and provide liability coverage in case a guest obtains injuries at the policyholder's property. The insurance specialists are active members of the local community who are involved in membership groups and county boards. Weisner Insurance Network is owned by Wayne Weisner, who has over 30 years of industry experience.

License Verified:

License: R003592

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (141)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2121 Northeast Coachman Road, Clearwater, FL 33765
  • Multiple Policy Types

Why choose this provider?

The Turner Insurance Advisor Group is a Clearwater-based insurance brokerage service that helps clients with their personal and commercial insurance needs. The firm aids people and families who are renting a home or apartment in obtaining a renters' insurance policy that will cover them and their belongings from the unexpected. As an independent insurance firm, its agents shop for coverage options for personal property and personal liability among different providers throughout the U.S. The company has been serving clients since 1923.

License Verified:

License: L065098

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Facebook
5.0 / 5 (39)
Google
3.0 / 5 (26)
Yelp
3.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1001 Highland Avenue, Largo, FL 33770
  • Multiple Policy Types

Why choose this provider?

Business & Family Insurors, Inc., is an insurance agency that has been servicing Clearwater and surrounding communities since 1982. It offers renters' insurance to protect clients' personal belongings from unexpected circumstances like motor-vehicle accidents, riots, hailstorms, and theft. Its team of independent agents provides tailored solutions from multiple carriers depending on clients' needs and preferences. Moreover, the agency also handles a wide variety of insurance products under personal and business lines such as tenant dwelling, off-road vehicle, inland marine, and general liability insurance.

License Verified:

License: R002811

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (16)
Facebook
4.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1955 Drew Street, Clearwater, FL 33765
  • Multiple Policy Types

Why choose this provider?

Fox Insurance Agency is an independent company that serves clients in Clearwater. It offers renters' insurance that provides coverage for the policyholders' belongings and liabilities in case of disasters and losses. The agency also works with several insurance carriers, including Hagerty, HCI, and Infinity, to provide insurance plans for cars, homes, and businesses. Fox Insurance has been serving the insurance needs of its clients in the metro and across the state of Florida since 1987.

License Verified:

License: R011533

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (14)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3150 McMullen Booth Road, Clearwater, FL 33761
  • Multiple Policy Types

Why choose this provider?

Mike Maher is a State Farm insurance agent serving residents and businesses in Clearwater. He offers a range of risk management strategies, including renters' insurance, life insurance, and health insurance, as well as annuities. He also provides coverage for homeowners, automobiles, personal artifacts, and businesses. Additionally, he assists his clients with their banking needs. Mike has been with State Farm since 1987. He is a Chartered Life Underwriter, a Chartered Property Casualty Underwriter, and a Chartered Financial Consultant.

License Verified:

License: A162571

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
4.0 / 5 (12)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3165 McMullen Booth Road, Clearwater, FL 33761
  • Multiple Policy Types

Why choose this provider?

The Fessler Agency, Inc., is an insurance agency that has been providing its services to customers in Clearwater and the surrounding areas since 1984. It is independent so it represents a variety of insurance companies. The agency offers renters' insurance under its personal insurance category. Its agents provide guidance on the insurance and claims process. The agency also provides information regarding the client's chosen policies. It also offers other insurance products, which include homeowners, flood, auto, life, and personal umbrella.

License Verified:

License: L054658

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.0 / 5 (11)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
29170 US Highway 19 North, Clearwater, FL 33761
  • Multiple Policy Types

Why choose this provider?

Island Insurance Specialists is an independent insurance firm that provides personalized insurance solutions based on the needs of clients in Clearwater. Among the company's insurance offerings is renters' insurance. Plan options include coverage for the rental unit as well as personal property. Its owners, Renee and Dee, have over 25 years of combined industry experience in helping clients find adequate and reliable insurance products from a long list of insurance carriers.

License Verified:

License: L110321

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
31962 US Hwy 19 N, Palm Harbor, FL 34684
  • Multiple Policy Types

Why choose this provider?

The Harrington Agency is a company serving clients in Clearwater and the surrounding areas. It is an independent insurance agency whose team has a combined 115 years of experience in the industry. It strives to provide clients with customized policies that meet their needs. Products that the company offers include renters', home, flood, and condo insurance. Policies that cover automobiles, motorcycles, RVs, and boats are also available. Clients can also approach the company for life and business insurance.

License Verified:

License: A111752

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (60)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
1211 Court Street, Clearwater, FL 33756
  • Multiple Carriers

Why choose this provider?

Meek Insurance Agency serves clients in Clearwater and the surrounding areas. It collaborates with various insurance providers to bring a wide range of personal and commercial insurance solutions. It offers renters' insurance coverage, which protects policyholders from losses caused by theft and weather-related damages. In addition, insurance policies for homes, specialty dwellings, auto, and businesses are also available. Meek Insurance Agency also carries senior insurance plans, such as Medicare policies for the elderly.

License Verified:

License: A052688

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (116)
Facebook
5.0 / 5 (21)
Yelp
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
2095 East Bay Drive, Largo, FL 33771
  • Multiple Policy Types

Why choose this provider?

Bill Campbell III is an insurance agent who works for State Farm. He provides his services and products to clients in Clearwater and the surrounding areas. Bill is a qualifier of the Life Honor Club, Honor Agent, and Legion of Honor. He offers renters' insurance, which protects a client's personal belongings, covering the losses that may result from fire, smoke, hail, theft, vandalism, or even loss of use. Bill also offers other products such as life and health insurance.

License Verified:

License: A039320

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1452 Court Street, Clearwater, FL 33756
  • Multiple Policy Types

Why choose this provider?

Bay Area Insurance Shop is an insurance agency in Clearwater. It is a family-owned company started by two sisters in 1996. It has been serving individuals, families, and businesses in the local community for more than 20 years. It offers several insurance policies, such as home and renters' insurance. It also provides coverage for automobiles, classic cars, and boats. It caters to clients from all over Florida, concentrating on the areas of Pasco, Pinellas, and Hillsborough.

License Verified:

License: L089230

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (50)
Facebook
5.0 / 5 (18)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
918 South Missouri Avenue, Clearwater, FL 33756
  • Multiple Policy Types

Why choose this provider?

Gotta Havit Insurance is an independent insurance agency that serves individuals, families, and businesses in Clearwater with renters' insurance needs. Founded in 2003, the company works with over 35 carriers, giving it the ability to provide more coverage options for its clients. Its agents assist each client in identifying their needs and help them create a customized plan that addresses their needs. The company's products also include life, health, auto, and business insurance. Moreover, it offers homeowners' insurance, with coverage options for floods and earthquakes.

License Verified:

License: L051153

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (134)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
25191 US Highway 19 North, Clearwater, FL 33761
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Operating in and around the Clearwater area since 1924, Dimmitt Insurance provides clients with an array of personal and commercial insurance products. Its insurance professionals can help clients in acquiring renters' insurance that covers lost and damaged property and liability issues the client may be responsible for. Moreover, the independent agency can shop for coverage plans from a wide selection of insurance carriers and assist clients in processing insurance claims. Dimmitt Insurance works to guide clients and explain the insurance process in layman's terms.

License Verified:

License: L086533

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (52)
Facebook
5.0 / 5 (12)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1212 Cleveland Street, Clearwater, FL 33755
  • Multiple Policy Types

Why choose this provider?

Headquartered in Clearwater, Auto Insurance Plus+ is an independently owned and locally operated insurance agency that assists individuals, families, and businesses with their insurance needs. Its agents shop for plans and research rates and coverage options from several insurance companies on behalf of clients. It carries policies across renters’, landlord, homeowners', condo, earthquake, flood, and umbrella insurance. Additionally, it offers business products like business owners' policy, commercial property, and general liability.

License Verified:

License: R007134

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
4.0 / 5 (10)
Yelp
3.0 / 5 (2)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • If your neighbor leaves his or her faucet running and it floods your rental property, will your renters' insurance policy in Clearwater cover the water damage?

    Yes. Your renters' insurance coverage in Clearwater will pay for the price of replacing or repairing any damaged goods if your neighbor leaves their faucet running, causing water to leak into your rental property. Your renters' insurance may also cover the expense of living somewhere else while your apartment or rental home is being repaired if the water damage prevents you from living in your home.

  • Is medical coverage for injured guests covered by renters' insurance in Clearwater?

    Yes. Your renters' insurance policy in Clearwater will pay for the medical expenses to treat injuries suffered by visitors. Your policy's medical payments coverage will kick in if the harm is minimal. However, your personal liability insurance will defend you in the event that a visitor files a lawsuit. On the other hand, if your guest sues you, your personal liability insurance will protect you.

  • In the event of a covered loss, how much money will you receive if your Clearwater renters' insurance policy includes actual cash value coverage?

    Your renters' insurance policy in Clearwater will factor depreciation into the amount it would payout following a covered loss if you have actual cash value coverage. For example, if you paid $700 for your laptop and it was destroyed by a covered loss, your renters' insurance coverage will not cover that exact amount due to depreciation.

  • Is food loss covered by Clearwater renters' insurance?

    Yes. In Clearwater, most renters' insurance policies include personal property coverage for food loss or spoiling. Your renters' insurance coverage will cover food loss if a hurricane knocks out the electricity, causing the food in your refrigerator to spoil. Similarly, your renters' insurance will cover any food that spoils within the refrigerator in the event that a lightning strike triggers a power outage and shuts down the refrigerator.

  • Are jewels covered by Clearwater renters' insurance policies?

    Yes. Jewelry loss or damage resulting from named risks is covered by standard renters' insurance plans in Clearwater. However, the policy's limit will determine the extent of coverage. Scheduled personal property coverage is an optional add-on that most insurance companies offer for higher coverage limits for valuable goods like jewels.

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