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Best Pet Insurance Companies in Clearwater, FL

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Clearwater Pet Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



4Top Picks

Learn about our selection process.


featured provider = Featured Provider

4114 Woodlands Pkwy STE 303C, Palm Harbor, FL 34685
WebsiteLicense: L097080 Rating

Review Sources

5.0 (294)
4.9 (49)
5.0 (4)

Why choose this provider?

Reliant Insurance Services caters to clients in Clearwater. The independent company provides pet health insurance policies that can protect pet owners from unexpected events. It represents a variety of carriers and educates clients on the best coverage option for their specific needs. The team also generates quotes and binds policies to keep insurers informed about their coverage. John Toomer established the company to provide education and guidance about insurance and its financial impacts. Reliant Insurance Services fosters genuine relationships with the locals by supporting numerous charities.

  • Policy Bundle Discount

801 West Bay Dr Ste 510, Largo, FL 33770
WebsiteLicense: L006674

Why choose this provider?

Cheryl Matune Insurance, P.L. in Largo is an independent agency providing personal and commercial insurance products to customers in the Clearwater area. The company is owned and operated by Cheryl Matune, a licensed insurance underwriter with more than 20 years of experience. She writes pet insurance policies that cover veterinary visits, unexpected medical emergencies, diagnostics, medication, and regular checkups. The professional also offers insurance plans for health-related expenses abroad, lost luggage, cancellations, and travel interruptions.

  • Accident Only
  • Policy Bundle Discount

13555 Automobile Blvd Suite 460, Clearwater, FL 33762
WebsiteLicense: R000382 Rating

Review Sources

4.7 (36)
5.0 (16)
1.0 (1)

Why choose this provider?

Doug Bishop provides pet insurance to dog and cat owners in Clearwater. The State Farm agent offers the Trupanion policy, which applies to all breeds. Trupanion covers 90% of veterinary care, helping pet lovers feel at ease in case ill health or accidents happen to their animal companions. Doug Bishop has matched individuals with the insurance product that suits their needs since 1977. The agent is a member of the National Association of Insurance & Financial Advisors.

  • Policy Bundle Discount

451 Central Park Drive, Largo, FL 33771
WebsiteLicense: L069568 Rating

Why choose this provider?

Florida Insurance Advisors respond to the financial protection needs of pet owners in Clearwater. Its healthcare plans for pets cover several procedures, including laboratory tests, surgeries, vet consultations, and wellness care. The agents monitor that pets are covered from the start of the policy to the annual renewal. They also conduct yearly policy reviews and adjustments. Florida Insurance Advisors provides a wide variety of insurance selections from its more than 25 providers, including Avatar, Progressive, Nationwide, and Lexington. The company specializes in auto, home, and business insurance products.

  • Policy Bundle Discount

Compare our Top Pet Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Reliant Insurance Services
4114 Woodlands Pkwy STE 303C, Palm Harbor, FL 34685
Cheryl Matune Insurance, P.L.
801 West Bay Dr Ste 510, Largo, FL 33770
Doug Bishop
13555 Automobile Blvd Suite 460, Clearwater, FL 33762
Florida Insurance Advisors
451 Central Park Drive, Largo, FL 33771


  • What types of expenses are included in Clearwater's pet insurance?

    Clearwater's pet health insurance can provide financial assistance for unforeseen illnesses or injuries, encompassing various aspects such as:

    • Cancer treatment, including chemotherapy.
    • Accidents and treatments for diseases and illnesses.
    • Diagnostic tests, which encompass lab work, MRIs, and X-rays.
    • Medications.
    • Surgical procedures, nursing care, and hospital stays.
    • Complementary therapies like chiropractic treatments, acupuncture, and hydrotherapy.
    • Persistent and recurring conditions such as diabetes, allergies, and hyperthyroidism.
    • Genetic conditions.
  • How do you get reimbursed for your vet bills in Clearwater?

    While each insurance provider in Clearwater can have distinct guidelines and processes, in many cases, if your pet's treatment aligns with your policy, you can typically expect reimbursement by filing a claim with your pet insurance company. This claim submission may involve providing your pet's medical records and your veterinary invoice.

  • What advantages does pet insurance offer in Clearwater?

    Here are some benefits of having pet insurance in Clearwater:

    • It provides peace of mind by ensuring your pet is covered in case of illness or injury.
    • It can lower the cost of expensive emergency veterinary care.
    • It allows pet owners to guarantee their pets receive the required care for their well-being.
    • It encourages pet owners to seek necessary medical care promptly instead of delaying it.
  • For whom is pet insurance intended in Clearwater?

    Pet insurance in Clearwater is most advantageous for pets in their prime of youth or vitality. It also serves as a valuable asset when you provide care to rescued animals to aid shelters, share your home with numerous pets, travel with your pet on vacations, and participate in dog breeding.

  • Is cancer care included in Clearwater's pet insurance coverage?

    In Clearwater, most pet insurance providers cover cancer care if your pet is insured before a cancer diagnosis. Once your pet has a cancer diagnosis, it's considered a pre-existing condition and won't be covered by any provider. To ensure coverage, it's best to insure your pets early. Major pet insurance companies offer various coverage options, with some plans including cancer coverage. Even the most cutting-edge therapies are typically covered by most insurers, with some restrictions for pre-existing conditions.