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2024

Last updated:

Best Renter's Insurance Companies in Cape Coral

Our Recommended Top 15

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Cape Coral Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

71Reviewed

48Curated

15Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1716 Cape Coral Parkway East, Cape Coral, FL 33904
WebsiteLicense: L071023

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Review Sources

Google
4.0 (19)
Facebook
4.0 (12)
Yelp
5.0 (3)

Why choose this provider?

Based in Cape Coral, FLB Insurance Agency offers services to individuals and businesses in the area. It provides renters' insurance policies that protect the client's personal belongings. Its policies will reimburse clients for losses incurred from fire and lightning disasters, hailstorms, theft, motor vehicle accidents, and riots. The agency also provides homeowners' and comprehensive condo insurance plans. FLB Insurance Agency binds and writes policies through several insurance carriers, including Heritage and Safeco Insurance. The agency was established in 2010. It can also serve Spanish and Italian-speaking clients.

  • Multiple Carriers
  • Multiple Policy Types

3443 Hancock Bridge Parkway, North Fort Myers, FL 33903
WebsiteLicense: L107585

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Review Sources

Google
5.0 (25)

Why choose this provider?

Located in North Fort Myers, McDaniel Insurance Solutions provides services to individuals and families in Cape Coral. It is an independent agency that offers renters' insurance plans that include personal-item and liability coverages. The company also accommodates clients who need assistance in acquiring auto, homeowners', life, health, commercial property, and workers' compensation insurance. It works with multiple carriers, such as Nationwide, Travelers, AAA, Mercury, and Hartford. Owner Reid McDaniel has been in the insurance industry for over 10 years.

  • Multiple Policy Types

804 Nicholas Parkway East, Cape Coral, FL 33990
WebsiteLicense: L101714

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Why choose this provider?

Heritage Insurance Agency, Inc., provides services to individuals and families in Cape Coral and nearby areas. It offers renters' insurance policies, which cover family liability, guest medical expenses, and personal properties. This insurance product also takes care of additional living expenses and temporary housing. The professionals at Heritage Insurance Agency deliver business, commercial auto, health, home, and life insurance products. They represent different insurance carriers, including American Modern, Hagerty, and Progressive. The team focuses on educating clients about their coverage options.

  • Multiple Carriers
  • Multiple Policy Types

28 Barkley Circle, Fort Myers, FL 33907
WebsiteLicense: R028045

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Review Sources

Google
5.0 (16)
Facebook
5.0 (8)

Why choose this provider?

Greg Thomas Insurance Agency Inc. is a renters insurance provider that caters to the Cape Coral area. Its offerings help protect renters, their belongings, and their living arrangements. It also carries a full range of insurance for condos and homeowners specializing in protection against natural disasters such as floods, hurricanes, and wind. Other offerings include automobile, life, workers' compensation, and general liability. Clients may avail of services through its four offices in Bonita Springs, Fort Myers, Marco Island, and Naples.

  • Multiple Policy Types

2708 Santa Barbara Boulevard, Cape Coral, FL 33914
WebsiteLicense: P065611

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Review Sources

Google
4.0 (62)
Facebook
5.0 (11)
Yelp
1.0 (1)

Why choose this provider?

Michael Sullivan is an insurance agent serving the residents of Cape Coral and its surrounding areas. He offers renters' insurance to families and individuals. His other insurance products include property, auto, life, business, and home insurance. Michael is a State Farm agent and has an MEd Pinellas County Math Teacher of the Year award. Michael is also an active member of the community and offers an annual full scholarship to Cape Coral students. Spanish services are available.

  • Multiple Policy Types

441 Del Prado Boulevard North, Cape Coral, FL 33990
WebsiteLicense: R019746

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Review Sources

Google
4.6 (30)
Facebook
5.0 (8)

Why choose this provider?

Look Insurance Agency is an independent insurance agency that provides renters' insurance options such as financial protection and liability coverage for clients in Cape Coral and throughout the rest of the state. Each client is matched with a team of experts committed to proficiently address all of the client's concerns. The team works together in order to come up with a renters' insurance policy that protects the client from a variety of threats and dangers such as fire, smoke, windstorms, theft, or vandalism.

  • Multiple Policy Types
  • Multiple Carriers

390 Pondella Road, North Fort Myers, FL 33903
WebsiteLicense: R007931

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Review Sources

Google
4.0 (3)

Why choose this provider?

Lee County Insurance Agency is a locally-owned and locally-operated insurance firm serving Cape Coral residents. The company assists clients who are renting their shelters in finding the appropriate renters' insurance coverage that can safeguard themselves, their loved ones, and their personal belongings from future hazards. Its independent insurance brokers give clients access to a wide range of insurance options from multiple providers throughout the country. The team possesses over 100 years of combined experience in insuring individuals and businesses.

  • Multiple Carriers

1319 Cape Coral Parkway East, Cape Coral, FL 33904
WebsiteLicense: A007907

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Review Sources

Google
5.0 (7)

Why choose this provider?

We Insure is an insurance company that provides insurance solutions to clients in Cape Coral and the nearby communities. It partners with a variety of insurance companies to give broader options for personal and commercial lines. Among the policies available is a renters' insurance policy that protects against theft, weather-related damages, and other risks. Some of its other insurance products are home, auto, and business insurance. Clients may reach its office online, over the phone, and via email.

  • Multiple Policy Types

851 Cape Coral Parkway East, Cape Coral, FL 33904
WebsiteLicense: L097443

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Review Sources

Google
4.0 (8)
Facebook
5.0 (8)

Why choose this provider?

Unbeatable Auto Insurance provides insurance products and services to its clients in Cape Coral and other areas in Florida. The company offers auto, home, flood, commercial, and business insurance to its clients. It also provides insurance for renters, houses, or condos. Clients can contact the company's team of insurance agents 24/7 if they need help with its services. The company has a client portal on its website that allows clients to check and manage their policies online.

  • Multiple Policy Types

304 Del Prado Boulevard South, Cape Coral, FL 33990
WebsiteLicense: L030015

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Review Sources

Google
4.0 (38)
Facebook
5.0 (3)

Why choose this provider?

Wilcox Family Insurance is a family-owned agency that has been providing personal and commercial insurance solutions to residents of Cape Coral for over 25 years. The agency writes a choice of renters' insurance plans, including personal property and liability. It also provides coverage for homes in the event of fire and water damage. Moreover, the agency caters to other personal lines of insurance, which include auto and homeowners. It also supports businesses by providing general liability and workers' compensation.

  • Multiple Policy Types

1216 Southwest 4th Street, Cape Coral, FL 33991
WebsiteLicense: L072248

Expertise.com Rating

Review Sources

Google
4.7 (26)
Facebook
4.2 (5)

Why choose this provider?

Located in Cape Coral, Schuman Family Insurance provides a varied selection of personal and commercial insurance products to clients in the local area. These insurance products range from renters' and homeowners' insurance to commercial automobile and umbrella coverage. In addition, its insurance professionals can shop from over 50 different insurance carriers to find plans that can cover circumstances such as a visitor's medical emergencies for renters' insurance plans. Schuman Family Insurance utilizes its years of industry experience to educate clients and address their concerns.

  • Multiple Policy Types

4903 Chiquita Boulevard South, Cape Coral, FL 33914
WebsiteLicense: A158160

Expertise.com Rating

Review Sources

Google
5.0 (19)
Facebook
5.0 (2)

Why choose this provider?

Peter Look is a GreatFlorida Insurance agent who serves clients in Cape Coral. He offers renters' insurance from several insurance companies, such as Travelers, Chubb Insurance, and Dairyland. Peter also helps clients obtain other types of insurance products for homes, automobiles, boats, and businesses. GreatFlorida Insurance is comprised of independent insurance agents working in 126 locations across the U.S. Peter is working for an insurance agency that has 30 years of experience in the industry.

  • Multiple Policy Types

1408 Southeast 17th Avenue, Cape Coral, FL 33990
WebsiteLicense: L101032

Expertise.com Rating

Review Sources

Facebook
4.8 (23)
Google
5.0 (16)
Yelp
5.0 (1)

Why choose this provider?

Galezano Insurance is a company serving customers in Cape Coral and the surrounding areas. It has more than 20 years of experience in the industry and strives to provide clients with coverage and rates that fit their needs through relationships with more than 60 insurance carriers. Products offered by the company include renters', homeowners', flood, and umbrella insurance. Policies that cover recreational vehicles, motorcycles, as well as watercraft and boats are also available. Businesses can also turn to the company for commercial insurance.

  • Multiple Policy Types

4825 Coronado Parkway, Cape Coral, FL 33904
WebsiteLicense: L024463

Expertise.com Rating

Review Sources

Google
4.0 (15)
Facebook
2.0 (3)

Why choose this provider?

Cape Coral Insurance Center has been serving individuals and businesses in and around Cape Coral since 2005. It offers automobile, mobile home, and renters' insurance. The company also provides life and health insurance, as well as specialty policies. The specialty products it offers include event cancellation and sports promotion insurance policies. The company offers policies from carriers including Aetna, Bankers Insurance Group, Federated National, and United Insurance. Cape Coral Insurance Center is a member of the Independent Insurance Agents of Florida.

  • Multiple Policy Types

4414 Del Prado Boulevard, Cape Coral, FL 33904
WebsiteLicense: L078756

Expertise.com Rating

Review Sources

Facebook
4.0 (11)
Google
5.0 (9)

Why choose this provider?

Gulf Harbor Insurance is an insurance company that serves clients in the Cape Coral area. It offers a range of renters' insurance policies to help clients protect their personal properties from unexpected catastrophes. It also provides risk protection policies for recreational vehicles, commercial liability, health, and life. The company is committed to providing information to help people understand the importance of insurance protection and how it works. The company was founded in 2012. One of its agents, Rod Michaels, has been in the industry for over 10 years.

  • Multiple Carriers

FAQs

  • What are the components of a renters' insurance policy in Cape Coral?

    Personal belongings, liability, and loss of use coverage are the most common components of a renters' insurance policy in Cape Coral. Renters' insurance covers the repair or replacement of personal property damaged by fire, vandalism, theft, or explosions. It also covers liability if someone is injured at the policyholder's home. Renters' insurance covers additional living expenses if the rental property becomes uninhabitable.

  • What are the most common events covered by a renters' insurance policy in Cape Coral?

    A renters' insurance policy in Cape Coral protects your valuables against certain events. The most frequent events covered by a renters' insurance policy are fire or smoke, lightning, wind, and water backup. The insurance policy may also cover theft, vandalism, and burst pipes. However, some events, such as flooding and earthquakes, are not covered.

  • How much renters' insurance do you need in Cape Coral?

    The value of your personal belongings determines the cost of a renters' insurance policy in Cape Coral. You should factor in the cost of replacing or repairing stolen or damaged property in a covered event. Another factor to consider is the amount you must pay if someone sues you for liability.

  • What is the average cost of renters' insurance in Cape Coral?

    A renters' insurance policy in Cape Coral costs an average of $151 per year, or $13 per month. This is slightly less than the state average of $152 per year. It is also more expensive than the national average of $148. When setting rates, insurance companies typically use credit-based scores.

  • What are the factors that affect rentes' insurance policy cost in Cape Coral?

    Age, coverage amount, rental property location, and discounts are all factors that influence the cost of renters' insurance policies in Cape Coral. The amount of coverage includes the deductible, the value of personal property, and liability protection. In addition, insurance premiums are higher in areas prone to hurricane and wind damage. Renters may also qualify for discounts if they pay in full, have a good credit score, or their home has safety and security features.

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