Expertise.com

2024

Last updated:

Best Pet Insurance Companies in Cape Coral

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Cape Coral Pet Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

2955Reviewed

1775Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1430 Ryl Pm Square Blvd, Ste 105, Fort Myers, FL 33919
WebsiteLicense: W709517

Expertise.com Rating

Review Sources

Google
5.0 (4)
Facebook
5.0 (2)

Why choose this provider?

Jimmy Haynie is an Allstate insurance agent who serves clients in Cape Coral and the neighboring communities. His agency provides various personal insurance, including pet policies. The protection plan for pets helps owners pay the treatment and medication costs of their dogs or cats with serious health issues. It also covers the payment for pets' routine wellness care. Other products Haynie offers to his clients are home, condo, auto, business, and life insurance. Clients may reach the office 24/7.

  • Policy Bundle Discount

583 Pondella Rd Unit B, North Fort Myers, FL 33903
WebsiteLicense: L100752

Expertise.com Rating

Review Sources

Google
5.0 (4)

Why choose this provider?

Lowest Insurance Agency accommodates individuals in Cape Coral and the neighboring communities. It has insurance plans for those who are looking for insurance policies for their pets. The agency also offers home, professional liability, personal auto, vacant property, and commercial auto insurance. The agency is affiliated with several insurance carriers, including Pro General Insurance Solutions, Gainsco Auto Insurance, Geovera Insurance, and Progressive. Lowest Insurance Agency also helps handle clients' claims to make sure the process goes smoothly.

  • Policy Bundle Discount

9321 6 Mile Cypress Parkway, Suite 120, Fort Myers, FL 33966
WebsiteLicense: L081573

Expertise.com Rating

Review Sources

Google
4.8 (125)
Facebook
4.4 (7)
Yelp
3.5 (6)

Why choose this provider?

Michele Losapio is a State Farm insurance agent that serves individuals and businesses in the Cape Coral area. She assists clients with Trupanion pet insurance plans that cover the medical care expenses of cats and dogs. She also offers life and health insurance policies. In addition, her agency can assist with risk management options for homeowners, renters, personal articles, and business owners. Michele has been with State Farm since 1987. Her team has over 25 years of combined insurance experience.

  • Policy Bundle Discount

9861 Bernwood Place Dr Ste 165, Fort Myers, FL 33966
WebsiteLicense: P128137

Expertise.com Rating

Review Sources

Google
4.2 (24)
Facebook
4.3 (6)

Why choose this provider?

Damon Brist is a Farmers agent who offers insurance solutions for pet owners residing in Cape Coral and the surrounding areas. He and his team assist in selecting the appropriate coverage that fits the pet owners' needs. They also have other products, including motorcycle, recreational, renters', term and whole life, and umbrella insurance plans. They can cater to clients who speak Spanish. Brist has been in the insurance industry for the past 14 years.

  • Policy Bundle Discount

5020 Tamiami Trail N. Suite 106, Naples, F 34103
WebsiteLicense: L006314

Expertise.com Rating

Review Sources

Google
4.9 (36)

Why choose this provider?

Since 2006, Prestige Insurance Consultants Inc. has been accommodating policy owners in Cape Coral and its nearby communities. The company offers pet health insurance that covers illness and accidents. Policyholders have the freedom to choose an emergency clinic, veterinarian, and specialist for their dogs and cats. Its team of agents also handles auto, life, home, and flood insurance. As an independent agency, Prestige Insurance Consultants works with multiple carriers, including Homeowners Choice, Universal Property, Florida Peninsula, and Cypress, to compare and customize policy packages.

  • Alternative Therapies
  • Multi-Pet Discount

3723 B Del Prado Blvd S, Cape Coral, FL 33904
WebsiteLicense: L071562

Expertise.com Rating

Review Sources

Facebook
5.0 (11)
Google
5.0 (1)

Why choose this provider?

Susan Schreiber Martin Insurance offers services to customers in the Cape Coral metro. It provides pet insurance coverage for individuals that own cats or dogs. Its policies help clients decrease veterinarian expenses, such as wellness check-ups and treatment for illnesses. It also secures pet owners from liability in the event their pet causes harm or injury to another party. In addition, the agency offers insurance products that protect clients from defamation, slander, or property damage claims. Owner Susan has been in the insurance industry since 1984.

  • Policy Bundle Discount

14651 Palm Beach Blvd, Suite 103, Fort Myers, FL 33905
WebsiteLicense: P167355

Expertise.com Rating

Review Sources

Google
4.9 (568)
Yelp
4.0 (6)

Why choose this provider?

Joel Hinman has been a State Farm insurance agent since 2017. He owns and runs an agency that provides Cape Coral residents with a variety of insurance products in personal lines, including pet policies. Protection plans for pets cover their medical or veterinary expenses when they become ill or injured. Clients can purchase coverage for different breeds of dogs, such as hounds and huskies, and cats, including Persians and tuxedos. The firm also offers services in Spanish.

  • Policy Bundle Discount

FAQs

  • In Cape Coral, can you purchase pet insurance at any time of the year?

    You may purchase pet insurance at any time of the year in Cape Coral since there is no open enrollment period. The age, breed, and location of your pet will all affect your premium. Other elements that affect your premium include the plan you select, your reimbursement percentage, your deductible,  whether or not you have preventative care coverage included, and the discounts you qualify for.

  • Can you deduct your pet insurance payments for tax purposes in Cape Coral?

    In certain circumstances, primarily if your pet is a licensed assistance animal or a working animal, Cape Coral pet insurance premiums may be eligible as tax-deductible. For instance, if you breed show animals, you might be able to take advantage of tax benefits. Tax deductions may be available for expenses incurred in connection with purchasing, training, and caring for a service or working animal, including pet insurance.

  • Do pet insurance policies in Cape Coral cover bilateral conditions?

    Pet insurance in Cape Coral typically does not cover a pre-existing case of a bilateral condition because a pet has a higher risk of developing the same condition on the opposite side of its body. However, if you get pet insurance coverage and your pet later gets a diagnosis of a covered bilateral ailment, your insurer will also pay for the condition if it develops on the opposite side.

  • What does Cape Coral's pet insurance per-incident deductible entail?

    Every time you submit a claim with your pet insurance in Cape Coral, a per-incident or per-condition deductible is required. For instance, suppose your dog needs $2,000 worth of surgery to remove a cyst, you submit a claim for that procedure and then pay your $500 deductible. Your dog contracts kennel cough a month later and requires treatment, which costs $600. Since this claim is for a different occurrence or condition, you would have to pay your $500 deductible once more.

  • What is included in a pet wellness plan in Cape Coral?

    Depending on your pet insurance provider, Cape Coral pet wellness plans might cover the following procedures: deworming, fecal examinations, anal gland expression, grooming, microchipping, spaying, neutering, vaccinations, physical examinations, blood tests, flea and tick preventatives, heartworm preventatives, medicated shampoo, nutritional supplements, and prescription food. Even dental cleanings and other services are included in some pet wellness plans.