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Best Mortgage Refinance Companies in Cape Coral

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15065 McGregor Boulevard, Fort Myers, FL 33908
Fort Myers, FL 33908
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  • NMLS #: 39166

Beth Cherry is an originator of Waterstone Mortgage, helping clients in the Cape Coral area refinance their home loans. She has been in the mortgage industry since 1991 and became a licensed mortgage broker in 1993. Products offered include conventional loans and government loans for first-home buyers, FHA, VA, USDA, specialty, and jumbo loans. The team offer calculating tools for their clients to use for their mortgage amortization, mortgage payment, refinancing, and prepayment savings.

15065 McGregor Boulevard, Fort Myers, FL 33908
Fort Myers, FL 33908

InstagramWebsite(239) 201-2770

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

14 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1642 Medical Lane, Fort Myers, FL 33907
Fort Myers, FL 33907
  • NMLS #: 39166

Florida Mortgage Funding Group LLC is a mortgage refinance company serving clients in Cape Coral and the surrounding areas. It works with lenders to provide mortgage programs for refinancing and purchase. It offers a variety of loan programs to match client requirements, such as conventional, jumbo, Veterans Affairs, Federal Housing Authority, and hard equity loans. It also offers commercial financing and government downpayment assistance. Clients can secure an online application from the company's website.

1642 Medical Lane, Fort Myers, FL 33907
Fort Myers, FL 33907

Website(239) 274-9400

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

9 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

3937 Northwest 46th Terrace, Cape Coral, FL 33993
Cape Coral, FL 33993
  • Reverse Mortgages

Harbor Light Mortgage is a family-owned and family-operated mortgage refinancing company serving Cape Coral residents and the surrounding areas. The company works with a wide range of local and national lenders to help clients secure refinancing for their homes to reduce interest rates, lower monthly payments, or pay off their mortgage faster. The loan services that they offer include conventional, reverse, USDA, VA, FHA, and HARP 2.0. They also have refinancing options and services for first-time homebuyers.

3937 Northwest 46th Terrace, Cape Coral, FL 33993
Cape Coral, FL 33993

Website(239) 205-5665

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

12651 McGregor Boulevard, Fort Myers, FL 33919
Fort Myers, FL 33919
  • NMLS #: 39166

Jim Marcinkowski is a mortgage broker from Inland Mortgage who serves clients in Cape Coral. He is committed to helping clients make informed decisions about their mortgage refinancing plans. He is also familiar with the benefits of mortgage refinancing, which include reduced interest rates, the potential for homeowners to save money in the long run, reduced annual tax deductions, and the opportunity to change to a different type of mortgage. Jim has more than 12 years of experience in the mortgage business.

12651 McGregor Boulevard, Fort Myers, FL 33919
Fort Myers, FL 33919

Website(239) 936-4232

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

5 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

13430 Parker Commons Boulevard, Fort Myers, FL 33912
Fort Myers, FL 33912
  • Reverse Mortgages

Mortgage Warehouse - Florida has been working with homeowners in the community of Cape Coral and the surrounding areas since 2003. It caters to first-time home buyers, property investors, and second-home buyers. The business offers loan options that include conventional loans, home purchase incentives, USDA loans, no closing costs, and FHA loans. Its team of loan professionals evaluates the client's goals and circumstances to match up with the company's mortgage programs. In addition, they also provide professional assistance throughout the entire home purchase and refinances process.

13430 Parker Commons Boulevard, Fort Myers, FL 33912
Fort Myers, FL 33912

Website(239) 313-5000

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

10 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

6719 Winkler Avenue, Fort Myers, FL 33916
Fort Myers, FL 33916
  • Reverse Mortgages
  • NMLS #: 39166

Performance Lending is a mortgage company that specializes in residential mortgages. The company's location in Orlando works with clients in the local area, including Cape Coral. The mortgage professionals from this firm guide clients throughout the refinancing process, helping them lower the interest rates or extend the terms of their loans. They also offer financing options, such as VA and fixed-rate loans. In addition, Performance Lending educates clients about the mortgage process through its loan consultants and online resources.

6719 Winkler Avenue, Fort Myers, FL 33916
Fort Myers, FL 33916

Website(800) 588-5919

Show Number

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

2534 Southeast Santa Barbara Place, Cape Coral, FL 33904
Cape Coral, FL 33904
  • Reverse Mortgages

Premier Mortgage Consultants is a full-service mortgage company that caters to the home financing needs of clients in Cape Coral. The firm assists homeowners in reducing their current mortgage terms, lowering payments, and closing mortgage debts easier through mortgage refinancing. Its mortgage professionals partner with over 50 lenders that can provide multiple refinancing programs, including fixed-rate, adjustable-rate, FHA refinance, VA cashout, and VA interest reduction plans. They also refinance jumbo, super jumbo, USDA, and conforming loans. The company has been serving homeowners since 2005.

2534 Southeast Santa Barbara Place, Cape Coral, FL 33904
Cape Coral, FL 33904

Website(239) 542-8800

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

108 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

8260 College Pkwy Ste 204, Fort Myers, FL 33919
Fort Myers, FL 33919
  • Reverse Mortgages

Ready Mortgage Lenders is a mortgage refinance company near Cape Coral. It provides a wide range of refinancing options including FHA cash-out and rate-term, conventional, and VA cash-out and interest rate reduction loans. The company also offers standard financing for new homeowners, such as FHA, VA, USDA, jumbo, and home equity conversion mortgage loans. Services are available in English and Spanish. Ready Mortgage Lenders is a VA Lapp-approved and FHA direct endorsement lender.

8260 College Pkwy Ste 204, Fort Myers, FL 33919
Fort Myers, FL 33919

Website(239) 719-1100

Show Number
8250 College Parkway, Fort Myers, FL 33919
Fort Myers, FL 33919
  • Reverse Mortgages
  • NMLS #: 39166

First Florida Financial Group, LLC is a mortgage refinance company that provides refinances, purchases, equity takeouts, debt consolidations, renewals, and mortgages in the Cape Coral area. Its home loan specialists assist first-time homeowners in finding the best rates and mortgage options within their price range. The company also provides a list of institutional and private lenders that offers mortgage deals for small and medium-sized businesses, investment properties, and vacation homes. First Florida Financial Group, LLC can also assess a damaged credit and provide a financial solution.

8250 College Parkway, Fort Myers, FL 33919
Fort Myers, FL 33919

Website(239) 910-4980

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

32 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

7370 College Parkway, Fort Myers, FL 33907
Fort Myers, FL 33907
  • Reverse Mortgages
  • NMLS #: 39166

Primary Residential Mortgage Inc. is a mortgage refinance company that serves clients in Cape Coral. The business helps individuals in choosing the right mortgage refinance and loans with the best interest rates. Its team of specialists is well-versed in handling various loan types such as FHA, VA, USDA, jumbo, and reverse mortgage. Fixed-rate mortgages for 15 or 30-year terms are also available. Primary Residential Mortgage is led by Scott DiGregorio who has been working in the industry for 25 years.

7370 College Parkway, Fort Myers, FL 33907
Fort Myers, FL 33907

Website(239) 216-9358

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

39 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: What should you expect when refinancing a mortgage?
A: When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.
Q: How often should you refinance your mortgage?
A: There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Q: Can you refinance a first mortgage and not a second?
A: You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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