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Best Homeowners Insurance Agencies in Cape Coral

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909 Pondella Road North, Fort Myers, FL 33903
Fort Myers, FL 33903

Bassine Insurance Agency, LLC, is an independent business serving customers in Cape Coral. It offers a wide selection of products, including homeowners', auto, life, watercraft, and commercial insurance. Its homeowners' insurance policy covers primary and secondary homes, seasonal residences, rental properties, and condos. This policy provides coverage for replacement cost, loss of use, dwelling extension, and personal liability. The company represents various carriers, including Foremost, Safeco, Travelers, Universal, and People's Trust Insurance. It is also a member of the State Insurance Group.

909 Pondella Road North, Fort Myers, FL 33903
Fort Myers, FL 33903

Website(239) 995-0333

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.3 / 5 ( Best)

Total Reviews:

37 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

4040 Del Prado Blvd S, Cape Coral, FL 33904
Cape Coral, FL 33904
Instagram
  • Homeowners

Best One Insurance is a full-service agency that has been serving Cape Coral and the surrounding communities since 2000. It offers a wide range of homeowners' insurance coverage options including dwelling, personal property, loss of use, liability, and medical payments. A variety of policy types is available for renters, builders, condos, and household pets. The agency's president, Luis Ortega, utilizes his extensive management experience in maintaining open communication with clients. He serves as the Broward Chapter president of the Latin American Association of Insurance Agencies.

4040 Del Prado Blvd S, Cape Coral, FL 33904
Cape Coral, FL 33904

InstagramWebsite(239) 340-7537

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

43 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

4507 SE 16th Pl, Cape Coral, FL 33904
Cape Coral, FL 33904
  • Multiple Policy Types
  • Personal Property Insurance
  • Business Insurance
  • Home and Auto Insurance

Chapman Insurance Group is an agency serving Cape Coral. It provides a range of products tailored to its clients’ needs and budgets, such as automobile, commercial, flood, property, and watercraft insurance. One of its core products is homeowners' insurance. Its agents assist clients in obtaining the right coverage to keep their residences and personal assets inside the home financially protected from damages and losses. The policy covers the costs of replacement or repair of the home’s structure.

4507 SE 16th Pl, Cape Coral, FL 33904
Cape Coral, FL 33904

Website(239) 205-2012

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

91 (Best)

Score Consistency:

Variable (Good)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

923 Del Prado Blvd South, Suite 203, Cape Coral, FL 33990
Cape Coral, FL 33990
  • Multiple Policy Types

The D. Gates Insurance Group offers homeowners' insurance to clients around Cape Coral. Its products reimburse clients for any property lost to fires, earthquakes, theft, and vandalism. They also cover any injuries sustained by individuals on the premises. In addition, the company provides products for auto, life, and business insurance as well as services related to business and succession planning. It has a staff that has over 40 years of combined experience and has served over 10,000 clients.

923 Del Prado Blvd South, Suite 203, Cape Coral, FL 33990
Cape Coral, FL 33990

Website(239) 205-7480

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

37 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3316 Chiquita Blvd, Cape Coral, FL 33914
Cape Coral, FL 33914
  • Homeowners
  • Auto Insurance

Delaplane Insurance is a family-owned and family-operated agency serving Cape Coral and the surrounding communities. For 37 years, it has been helping individuals and families in protecting their homes and personal belongings through homeowners' insurance plans. The policy includes coverage for loss of use and personal liability for the instance of someone else being injured in the client's residence. Its team of independent agents partners with multiple insurance carriers to provide tailored insurance solutions, including TypTap, Florida Peninsula, and Citizens Property Insurance Corporation.

3316 Chiquita Blvd, Cape Coral, FL 33914
Cape Coral, FL 33914

Website(239) 540-0606

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.6 / 5 ( Best)

Total Reviews:

31 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

1091 NE Pine Island Rd. Suite A, Cape Coral, FL 33909
Cape Coral, FL 33909
Instagram
  • Homeowners
  • Home and Auto Insurance

Flagler Insurance is a locally owned and independent firm that serves individuals, families, and business owners in Cape Coral. For over 29 years, it has offered a wide range of insurance products such as homeowners', auto, life, and commercial. The firm's homeowners' insurance policies are designed to provide clients with reliable financial nets if unexpected damages and loss of possessions occur due to burglaries and natural disasters. These homeowners' insurance policies also cover liability lawsuits in case accidents happen in clients' properties.

1091 NE Pine Island Rd. Suite A, Cape Coral, FL 33909
Cape Coral, FL 33909

InstagramWebsite(239) 274-9200

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.3 / 5 ( Best)

Total Reviews:

66 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

1716 Cape Coral Parkway East, Cape Coral, FL 33904
Cape Coral, FL 33904
  • Multiple Policy Types

For more than 10 years, the FLB Insurance Agency has been covering clients in the Cape Coral area. Homeowners can get insurance for their house or condominium for damage caused by fire, smoke, flood, and natural disasters. The policy also covers stolen personal items and injuries that occur inside the property. The firm has plans for vehicles like cars, motorcycles, and boats, along with business insurance to cover properties, general liability suits, and workers' compensation claims.

1716 Cape Coral Parkway East, Cape Coral, FL 33904
Cape Coral, FL 33904

Website(239) 205-1500

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

40 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1408 SE 17th Avenue, Suite D, Cape Coral, FL 33990
Cape Coral, FL 33990
  • Renter's Insurance

Galezano Insurance is a full-service company that has been catering to residents in Cape Coral since 2018. The independent agency offers a range of insurance products, including insurance for homeowners. Its package homeowner policy covers damages to properties, personal liability, and legal responsibilities in case of injuries sustained by house guests or damage caused by household pets. Fire, theft, and vandalism can also be covered. The company's founder, Margaret Galewski, has been working in the industry for more than 20 years.

1408 SE 17th Avenue, Suite D, Cape Coral, FL 33990
Cape Coral, FL 33990

Website(239) 202-0233

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

26 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

4414-4 S Del Prado Blvd, Cape Coral, FL 33904
Cape Coral, FL 33904
  • Renter's Insurance
  • Multiple Policy Types

Gulf Harbor Insurance helps homeowners in Cape Coral find suitable protection for their homes and possessions. It lets individuals know what basic homeowners' insurance covers, and offers options they might want or need to add. Its agents guide clients in choosing policies and coverages types that suit their needs and preference. They provide information about additional coverages like replacement cost, jewelry, and liability, as well as flood and earthquake indemnities. A division of LRCI Inc., Gulf Harbor Insurance was founded in 2012.

4414-4 S Del Prado Blvd, Cape Coral, FL 33904
Cape Coral, FL 33904

Website(239) 214-0886

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.6 / 5 ( Best)

Total Reviews:

20 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

601 Del Prado Blvd N #11, Cape Coral, FL 33909
Cape Coral, FL 33909
  • Homeowners

Halbrehder Family Agency is a family-owned and family-operated insurance brokerage located in Cape Coral. It offers personal insurance, such as homeowners’, landlords’, and auto insurance; and commercial insurance, which includes general liability and workers’ compensation. The company represents nearly all the homeowners’ insurance providers in Florida, while for auto insurance, it represents Travelers, Safeco, Mercury Insurance, Foremost, and Progressive. Co-founder Paulette Halbrehder established the company in 2004 with her son. She has over 25 years of experience in the industry.

601 Del Prado Blvd N #11, Cape Coral, FL 33909
Cape Coral, FL 33909

Website(239) 772-1287

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

59 (Best)

Score Consistency:

Consistent (Best)

1031 Cape Coral Pkwy, Cape Coral, FL 33904
Cape Coral, FL 33904
  • Multiple Policy Types
  • Homeowners

Established in 1974, Herndon Carr & Co. is an independent insurance agency that offers its products and services to clients in Cape Coral. Its insurance products include home insurance, such as homeowners’ and condos, and auto, life, health, and business insurance. It also offers employee benefits services that combine health, dental, and life insurance. The company is affiliated with several insurance companies, including Hartford Mutual, Montgomery Insurance, Burns & Wilcox, and Gulfstream Property and Casualty Insurance Company.

1031 Cape Coral Pkwy, Cape Coral, FL 33904
Cape Coral, FL 33904

Website(239) 205-6072

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

32 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3443 Hancock Bridge Pkwy, North Fort Myers, FL 33903
North Fort Myers, FL 33903
  • Renter's Insurance
  • Multiple Carriers

McDaniel Insurance Solutions caters to residential and commercial clients in the Cape Coral area. Among its offerings are coverage plans for homeowners. The homeowners' insurance pays and replaces any personal belongings destroyed by covered losses. In addition, it provides liability coverage and defense for policyholders who are facing lawsuits brought against them by guests who were injured on their premises. McDaniel Insurance Solutions also offers its products and services to clients in Indiana and Ohio.

3443 Hancock Bridge Pkwy, North Fort Myers, FL 33903
North Fort Myers, FL 33903

Website(239) 766-7620

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

45 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2132 McGregor Blvd., Fort Myers, FL 33901
Fort Myers, FL 33901
  • Homeowners
  • Home Insurance

The Thompson Agency is a family-owned and family-operated business serving Cape Coral. It helps individuals and families in protecting their personal assets through homeowners' insurance coverage options. Its team works with more than 15 insurance carriers to provide tailored policies depending on the needs and preferences of clients in insuring their dwelling, personal property, and liability. The carrier options include Federated National, Florida Peninsula, and Southern Fidelity. The agency also offers insurance coverage for vehicles, floods, and commercial needs.

2132 McGregor Blvd., Fort Myers, FL 33901
Fort Myers, FL 33901

Website(239) 689-8570

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

232 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

885 SE 47th Terrace, Cape Coral, FL 33904
Cape Coral, FL 33904
  • Homeowners
  • Home and Auto Insurance

Your Choice Insurance is a family-owned and family-operated company located in Cape Coral. It offers a wide range of insurance coverages, including homeowners', auto, health, and life insurance, as well as business and workers' compensation insurance. Your Choice Insurance is affiliated with more than 100 insurance carriers to serve clients of various needs, 40 of which offer homeowners' insurance. Owners Daniel and Amber Jackson together have 10 years of combined experience in the insurance industry.

885 SE 47th Terrace, Cape Coral, FL 33904
Cape Coral, FL 33904

Website(239) 201-3844

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

100 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How much homeowners\' insurance should someone carry?
A: How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.
Q: What should a homeowners\' insurance include/cover?
A: A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.
Q: How frequent should one change auto or homeowners\' insurance to another provider?  
A: If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

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