Expertise.com

2024

Last updated:

Best Financial Advisors in Cape Coral

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Cape Coral Financial Advisors on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

40Reviewed

26Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider
SmartAdvisor by SmartAsset logo

SmartAdvisor by SmartAssetExpertise.com

Cape Coral, FL
Free Consultation

Expertise.com Rating

Why choose this provider?

SmartAsset's free, five-minute tool makes it easy to find qualified financial advisors in your area. The exclusive tool uses a quick survey to help SmartAsset's exclusive algorithm match you with up to three advisors based on your specific financial needs. Each advisor is a fiduciary, legally bound to work in your best interest, and rigorously vetted by SmartAsset. You can speak with each for free, sometimes within a matter of minutes, and choose whom you want to work with. Hundreds of thousands of smart investors and retirees have already used SmartAsset's simple, no-cost service to find the right financial advisors for them.

  • Estate Planning
  • Financial Planning
  • Investment Management
  • Retirement Planning

Cape Coral, FL

Expertise.com Rating

Why choose this provider?

Need help contacting a Financial Advisor in Cape Coral? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

5237 Summerlin Commons Boulevard, Fort Myers, FL 33907

Expertise.com Rating

Review Sources

Google
5.0 (16)
Facebook
5.0 (2)
Yelp
5.0 (1)

Why choose this provider?

Advanced Wealth Advisors is a financial planning firm serving Cape Coral clients. It conducts initial consultations to help individuals in a wide range of areas including financial planning, wealth management, retirement planning, and investment management. Its financial planning and wealth management team is managed by a Certified Financial Planner, Soren T. Christensen, who received training in 72 aspects of financial expertise. Christensen has been featured in national and local media publications, such as Wall Street Journal, Naples Daily News, and Gulfshore Business.

  • Certified Financial Planner (CFP)

923 Del Prado Boulevard South, Cape Coral, FL 33990

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

D. Gates Wealth Management is a financial advisory firm that serves individuals, families, and businesses from Cape Coral and the surrounding areas. It provides comprehensive financial planning services, which include insurance and risk management, cash flow planning, and retirement planning. The firm also offers investment management services such as risk analysis, portfolio management, and tax management planning. The financial advisors of D. Gates Wealth Management have a combined experience of more than 40 years in the financial services industry.

  • Certified Financial Planner (CFP)
  • Retirement Planning

1113 Southeast 47th Terrace, Cape Coral, FL 33904

Expertise.com Rating

Review Sources

Google
4.0 (1)

Why choose this provider?

Rouse Kelly Financial Group offers financial guidance to families, retirees, business owners, and corporations in Cape Coral and the surrounding communities. It helps clients build and preserve wealth and generate income in retirement. During the planning process, its advisors consider the client's short- and long-term goals, risk tolerance, and stage of life. Additional services include estate and trust, investment solutions, retirement planning, and portfolio and risk management. Its branch manager, David Rouse, is a Chartered Retirement Planning Counselor.

  • Certified Financial Planner (CFP)

FAQs

  • Introduction

    There are many titles for financial professionals, so it's challenging to track what each one means. A financial advisor is probably the term you've heard most often. Financial advisor is a broad term for a professional who helps individuals or companies manage their finances, including investment choices. There are over 100 certifications that financial advisors can obtain.

    • Financial planners, wealth managers, and investment advisors are all financial advisors with different focus areas.
    • A financial planner helps an individual or a company make a plan to achieve long-term financial goals.
    • A wealth manager helps individuals maintain their wealth through various disciplines and services, such as taxes, estate planning, and investment advice.
    • An investment advisor offers investment advice and recommendations to individuals or organizations.
    There’s a misconception that you have to be extremely wealthy to use a financial advisor. In reality, they can be beneficial for people from any income level. Keep reading to find answers to the most commonly asked questions about financial advisors, so you know which type can fit your specific needs.

  • Can the fees charged by financial or investment advisors in Cape Coral be negotiated?

    Professional fees may be negotiated in some circumstances, so people can discuss a fee reduction with their financial advisor in Cape Coral. Which advisor or business they choose to deal with may impact their ability to negotiate lower fees. Any fee arrangements an advisor is willing to make must be made clear in their Form ADV.

  • Are robo-advisors in Cape Coral more effective at saving money?

    Residents of Cape Coral can save money by using robo-advisors because they reduce the need for face-to-face interactions. Its services include anything from tax optimization to automatic rebalancing. If an investor takes a hands-off approach to their investments and doesn't have complicated financial circumstances that call for a direct working relationship with a human financial advisor, a robo-advisor may be a good choice for them.

  • How can robo-advisors help new investors in Cape Coral?

    Using a robo-advisor in Cape Coral has a variety of benefits for new investors. These include:

    • Fewer expenses and fees involved
    • Low to no minimum requirements
    • Automatic portfolio rebalancing
    • Opportunity to follow the market People must assess their particular financial position to determine whether a robo-advisor or financial advisor is appropriate for them.
  • Is it necessary to have a retirement plan in Cape Coral?

    Those who live in Cape Coral should consider having professional retirement planning done to help them prepare for the future. A retirement plan may reduce the likelihood that assets will depreciate over time, provide the best tax environment for a specific circumstance, properly distribute assets to heirs, and protect against life-changing occurrences like high long-term care expenditures.

  • What are the initial questions a client must ask a financial advisor in Cape Coral?

    To find out if it is a suitable fit, you must ask a financial advisor in Cape Coral several questions:

    • Are you a fiduciary?
    • How do you get paid?
    • Are your rates negotiable? If so, which rates are you willing to adjust?
    • What is your approach to investing?
    • How frequently do you interact with clients?
    • What kind of communication do you prefer?
    • Are there any "extras" you provide that other advisors don't?
  • Are financial advisors worth it?

    Whether or not a financial advisor is worth it depends on your personal situation. If your finances are fairly straightforward, then you may be better off handling it on your own. But if you have substantial assets or a complex investment portfolio, then hiring someone to handle it for you can be well worth the cost.