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2024

Last updated:

Best Life Insurance Companies in Boca Raton

Our Recommended Top 20

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Boca Raton Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3813

Reviewed

2295

Curated

20

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
2240 Woolbright Road, Ste 354, Boynton Beach, FL 33426
  • Life Insurance

Why choose this provider?

Gary Haft is an insurance advisor and the owner of JMH Advisors Inc., servicing Boca Raton. He assists clients individuals with their life insurance needs by offering term, whole, universal, and final expense coverage options. Group life insurance is also available under the employee benefits plans. Haft started his insurance career in 1980. He specializes in working with retirees to provide them the health insurance they need for long-term care, a wide range of Medicare benefits, and dental plans.

License Verified:

License: A107722

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
4.6 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
413 East Palmetto Park Road, Boca Raton, FL 33432
  • Life Insurance
  • Health Insurance

Why choose this provider?

Located in Boca Raton, Lifetime Insurance Solutions is an insurance company that serves individuals and businesses with life insurance and long-term care insurance. It also offers Medicare supplement insurance for clients turning or over the age of 65. Other services that Lifetime Insurance Solutions provides include retirement planning and business succession planning. The company is partnered with the United American Insurance Company. Owner Mark Walker has been working in the insurance industry for more than three decades.

License Verified:

License: A276133

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (9)

Website
980 North Federal Highway, Boca Raton, FL 33432
  • Life Insurance

Why choose this provider?

My Term Life Guy specializes in term life insurance products. It caters to clients who want flexible and renewable life insurance policies covering death, stroke, cancer, Parkinson's disease, and heart attack. With over 30 years of experience in the industry, it has accepted clients suffering from common conditions, such as arthritis and heart diseases. It also helps clients who are unemployed for at least four weeks by waiving six months' worth of premium. My Term Life Guy also partners with AIG, Principal, and Protective.

Website
479 Northeast 20th Street, Boca Raton, FL 33431
  • Life Insurance

Why choose this provider?

The Griffith Agency is a life insurance company that has been serving customers in Boca Raton for nearly 40 years. Besides life insurance, the business also offers jewelry, exotic car, and on-road golf cart insurance plans. The company is committed to making its customers feel they are important. Thus, its team answers all of its clients' questions about their premium or visits them at the accident scene. Some of its carriers are Aetna, Travelers, and Cigna.

License Verified:

License: L093297

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.5
Facebook
4.0 / 5 (8)
Google
3.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
150 East Palmetto Park Road, Boca Raton, FL 33432
  • Life Insurance
  • Health Insurance
  • Group Plans

Why choose this provider?

JS Sherman & Associates caters to the insurance needs and requirements of Floridians in the Boca Raton area. It offers comprehensive individual life insurance packages and group life insurance plans for businesses seeking to beef up their employee benefits. Founder Jeffrey S. Sherman built the company on the philosophy of listening to clients' needs without bias and preferential treatment and finding appropriate solutions for their specific situations. JS Sherman & Associates originally planted its roots in Chicago before relocating to South Florida in 1975.

License Verified:

License: R000088

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
433 Plaza Real, Boca Raton, FL 33432
  • Life Insurance

Why choose this provider?

Established in 1985, Executive Insurance & Financial Services is an insurance agency that serves individuals and families in the Boca Raton area. It is partnered with different insurance companies, like Aetna, Assurant, Kemper, and MetLife. It offers term, universal, and whole life insurance plans, which can be used to continue the business, pay for the children's education, and maintain the dependents' lifestyles. Anthony Sce III, the owner, has been in the insurance industry for over 25 years. He holds AIF and CFP designations.

License Verified:

License: P121337

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5875 Northwest 163rd Street, Miami Lakes, FL 33014
  • Life Insurance

Why choose this provider?

NSI Insurance Group serves clients in Boca Raton through its varied portfolio of insurance products and services. The independent agency has been offering insurance policies, such as individual life and long-term care insurance, for over 60 years. Its selection of coverage plans also includes long-term disability, umbrella, and secondary home insurance. Its insurance professionals work to understand the clients' personal and financial circumstances to recommend insurance policies that match their needs. NSI Insurance Group has received the Best Practices Agency award from the IIABA.

License Verified:

License: L007845

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (79)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
11419 West Palmetto Park Road, Boca Raton, FL 33428
  • Life Insurance

Why choose this provider?

Established in 1993, Cronin Insurance Agency is an independent agency that caters to clients in Boca Raton. It was founded after Hurricane Andrew caused multiple citizens to lose or cancel their home insurance policies. Since then, it has provided insurance plans despite calamities. Its agents offer to check for life insurance policies, both term-life and permanent, from multiple national and regional carriers like Mercury Insurance and Progressive. They can also customize plans to provide beneficiaries with death benefits, final expenses, income replacement, and charitable donations.

License Verified:

License: L094141

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.0 / 5 (26)
Facebook
5.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
10661 Wiles Road, Coral Springs, FL 33076
  • Life Insurance
  • Health Insurance

Why choose this provider?

Marie Buchholz is a State Farm insurance agent who has been serving Boca Raton and nearby communities since 1990. She provides life insurance products to clients in the area. She also speaks Spanish and offers other financial services, including annuities and banking. Moreover, Marie is recognized by State Farm as an Ambassador for Life and has been a recipient of the Chairman’s Circle award. She and her team have over 100 years of cumulative industry experience.

License Verified:

License: L080113

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.9 / 5 (44)
Yelp
2.5 / 5 (7)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8177 Glades Road, Boca Raton, FL 33434
  • Health Insurance
  • Life Insurance

Why choose this provider?

Christian Di Febo is an insurance agent leading We Insure Group's Boca Raton office. A South Florida resident since 2003, Di Febo provides life insurance products from over 30 carriers to local clients. He offers life plans that can help families pay off debts, college expenses, and funeral costs. With more than a decade's experience in sales and customer service, he can accommodate clients with busy schedules and respond to concerns online, in person, or via phone. Di Febo is fluent in English and Spanish.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (49)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
123 Northwest 13th Street, Boca Raton, FL 33432
  • Life Insurance
  • Health Insurance

Why choose this provider?

John Santoro is an insurance agent who works at State Farm. He serves individuals, families, and businesses in Boca Raton and its surrounding areas. His product line includes different types of life insurance, including term, whole, and universal. Furthermore, he assists in acquiring health, home, disability, commercial, and auto insurance plans. John's team has bilingual representatives catering to English and Spanish-speaking customers. His office is located in the Office Depot building.

License Verified:

License: W192278

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (122)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
2799 Northwest 2nd Avenue, Boca Raton, FL 33431
  • Life Insurance

Why choose this provider?

CFA Insurance is an independent insurance agency that serves customers in the Boca Raton area. This firm is partnered with over 60 insurance companies, including Assurity Life Insurance Company, Fidelity Life, and Lincoln Financial Group. It specializes in term life insurance policies. In addition, it offers annuities and disability and health insurance plans. Jason Hill, the firm's founder, holds a bachelor's degree in Finance and a Financial Services Specialist designation. He has been featured in Forbes and the Wall Street Journal.

License Verified:

License: P190783

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)

Website
7900 Glades Road, Boca Raton, FL 33434
  • Life Insurance
  • Long Term Care

Why choose this provider?

Auster Financial Group is an insurance company that serves Boca Raton and the surrounding areas. It offers a variety of policies, including life insurance and long-term care insurance. People wanting to prepare for their retirement income and those wanting to have a long-term investment strategy can take advantage of various products offered by the company. Auster Financial Group is also partnered with several insurance carriers so that clients have a wide range of policies to choose from.

License Verified:

License: A009896

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2790 North Federal Highway, Boca Raton, FL 33431
  • Life Insurance
  • Health Insurance

Why choose this provider?

Levi & Assoc. Insurance is a brokerage company that has been servicing Boca Raton since 1993. It offers term and life insurance options to help individuals establish financial security for their families. The policies cover different life events such as final expenses, income replacement, education funding, debt payments, and liquidity for business. Group life and voluntary life benefits are also available for business employees. Moreover, the agency also specializes in property and casualty insurance products for commercial and private clients.

License Verified:

License: L052779

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (39)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
902 Clint Moore Road, Boca Raton, FL 33487
  • Life Insurance

Why choose this provider?

Coastal Premier Insurance Group, Inc., is an independent agency located in Boca Raton. Its team furnishes different types of policies, from life, home, flood, and umbrella to auto insurance plans. The risk management specialists review policies from numerous carriers such as Chubb, Bristol West, Progressive, and Foremost Insurance Group, allowing them to provide clients with multiple quotations. They have more than 150 years of combined industry experience and are also licensed in New York, California, Tennessee, and Illinois.

License Verified:

License: L096843

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (35)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1 North Federal Highway, Boca Raton, FL 33432
  • Life Insurance
  • Health Insurance

Why choose this provider?

Florida Insurance 911 is an independent company that provides insurance products and services to business owners and residents in the Boca Raton metro and nearby communities. It assists clients in purchasing life insurance plans that include individual, mortgage protection, fixed annuities, and final expense coverages. These life insurance options protect policyholders from financial losses caused by outstanding debts, medical bills, and burial expenses. Florida Insurance 911 works with multiple carriers in providing customized coverages, including Aetna, Humana, and Standard Life.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
23257 Florida 7, Boca Raton, FL 33428
  • Life Insurance
  • Health Insurance

Why choose this provider?

Mike Potter is a State Farm insurance agent servicing Boca Raton. Since 2017, he and his team have been providing term, whole, and universal life insurance coverage options to individuals who want to secure their future. The policies are also available for small businesses for different purposes such as business continuation, key employees, employee benefits, and key employee incentives. Mike also offers auto, health, and pet insurance. He is a member of the Parkland Chamber of Commerce and works with a local foster organization called 4Kids.

License Verified:

License: W157780

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (58)
Yelp
3.5 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
19575 Florida 7, Boca Raton, FL 33498
  • Life Insurance
  • Health Insurance

Why choose this provider?

Alex Schaeffer is a State Farm insurance agent servicing Boca Raton. She provides term, whole, and universal life insurance coverage options to individuals who want to secure their future. The policies are also available for small businesses for different purposes such as business continuation, key employees, employee benefits, and key employee incentives. Schaeffer also offers auto, health, and pet insurance. Moreover, her team specializes in banking and annuities. Her team is fluent in both English and German.

License Verified:

License: W407206

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (405)
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
170 East Boca Raton Road, Boca Raton, FL 33432
  • Life Insurance

Why choose this provider?

Brightway, Boca South is an insurance service provider serving individuals and businesses across Boca Raton and the surrounding areas. Representing multiple insurance carriers, this agency offers various insurance plans and policies. It also has term life insurance and whole life insurance plans and guides clients in selecting policies that suit their needs. Tom Bishop, the company owner, holds over three decades of industry experience. He joined Brightway in 2009 as a franchise owner.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
2101 Corporate Boulevard Northwest, Boca Raton, FL 33431
  • Life Insurance

Why choose this provider?

The Gordon Agency is a life insurance firm that serves clients from Boca Raton and its surrounding areas. The agency offers a wide selection of life insurance packages including whole, term, and universal. Aside from life insurance, the firm also provides insurance plans for health, cars, and homes. The owner of the company, Michael Gordon, is an insurance professional who has been working in the industry since 1993. He founded The Gordon Agency in 2000.

License Verified:

License: R006239

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (120)
Facebook
5.0 / 5 (30)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • At what age should you purchase life insurance in Boca Raton?

    It is recommended to purchase life insurance in Boca Raton during your twenties when one is normally fit and healthy. At this age, insurance rates will be less expensive, and you will be more unlikely to be denied once the results of any required physical or medical exams are ready. When people get older, premiums get much more expensive.

  • In Boca Raton, is it possible to apply for term life insurance when ill?

    It is possible to apply for term life insurance in Boca Raton while ill, but there is no assurance that the insurer will approve your request. If you are approved for coverage, your monthly premiums will be much higher than they would be if your health were excellent. The cost of your life insurance coverage will also be impacted by a pre-existing condition.

  • How can you locate a deceased person's life insurance policy in Boca Raton?

    You can track down the deceased individual's life insurance policies in Boca Raton by consulting with their financial advisor, questioning past employers, contacting the National Association of Insurance Commissioners, and studying their financial and personal information. If you come across a list of the deceased's life insurance beneficiaries, inform them so they can begin the life insurance claim procedure.

  • How are Boca Raton life insurance benefits paid out?

    There are normally three methods to receive a life insurance payout in Boca Raton: as a lump amount, as a life insurance annuity, or as a retained asset account. Beneficiaries should inquire with the insurer of the deceased person to learn what choices are available to them for life insurance payout. If the insured has named numerous beneficiaries, each one must submit a claim to get their payout.

  • How much time does it take to complete the underwriting for a life insurance policy in Boca Raton?

    The underwriting procedure for life insurance in Boca Raton normally involves several steps and takes between two and eight weeks to complete. If your potential insurer has any inquiries or needs to wait for a response from your doctor, it can take longer. On the other hand, a number of life insurance companies provide rapid underwriting for no-medical-exam plans.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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