Best Mortgage Refinance Companies in Racine, WI

Accunet Mortgage has been serving the greater Racine metro since 1999. It aims to help customers in locating a mortgage deal that is more favorable than what they could get from a bank or one of the major national lenders. It offers mortgage refinance services to clients who are looking to switch to a shorter-term loan, pull out cash to consolidate debts, or lower their interest rates. The mortgage firm supports various organizations, including Milwaukee Habitat for Humanity and Children’s Hospital of Wisconsin.

Brian Tarwid, "The Mortgage Guy," operates under the Go Mortgage banner. The agent serves residents of Racine who need new purchase loans or refinancing for their existing obligations. He has new construction mortgages and restructuring programs for real estate investors and commercial buyers. These choices include VA and USDA-backed products for purchasers in the farming and military service sectors. Brian also has options for house renovators. Go Mortgage, LLC, is a direct lender of Fannie Mae and Freddie Mac solutions.

Wisconsin Mortgage Group LLC helps residents of Racine prequalify for refinancing loans. It provides various mortgage refinance solutions for owners of single- and multi-family residences, townhouses, condominiums, and manufactured homes. Its mortgage options include graduated payment, interest-only, and fixed- and adjustable-rate mortgages. It also offers different types of home loans, including jumbo, USDA, VA, and FHA loans. Wisconsin Mortgage Group seeks to match clients with loan programs that address their particular needs by partnering with over 100 investors.

Mike Vrba is a Cherry Creek Mortgage loan officer who caters to people across Racine. He guides homeowners throughout the process of shifting from an FHA loan to a conventional mortgage program. Vrba also helps clients through a cash-out refinance program, which enables them to consolidate debt or fund home improvement work. He provides other solutions for first-time homebuyers, like programs guaranteed or insured by USDA and VA. Vrba has spent more than a decade in the industry.

Wisconsin Wholesale Mortgage serves the locals of Racine and the surrounding communities. It offers mortgage refinancing solutions that are tailored to meet its clients' financial needs, whether it is buying their first home, refinancing an existing loan, or buying their first rental property. Some of the services provided include fixed and adjustable rates, Home Affordable Refinance Program, and FHA and VA. Darrell Frenzel is the owner of the Milwaukee-based company. He has been a mortgage loan originator since 2002.

Go Mortgage caters to Racine clients. The company assists homeowners aiming to refinance their loans. It provides the cash-out refinance program, a way for borrowers to obtain funds for home repair projects or property investments. It also offers single-close construction loans backed by government agencies like the USDA for clients seeking to finance building construction and its long-term mortgage. Its CEO, Michael Isaacs, is the founder of Residential Finance Corporation, an enterprise that managed more than $3 billion in transactions over a 17-year period.

Madison Mortgage Guys connects prospective homeowners to loan officers in Racine. It caters to existing borrowers wanting to lower monthly payments, consolidate debts, and take cash from home equities. It provides information on different refinancing types, including rate or term, cash-out equity, and principal reduction. It recommends conventional, FHA, USDA, and VA streamline mortgages. Its loan originators determine suitable options based on clients' payment histories, debt-to-income ratios, home appraisals, and other lender overlays. They also provide consultation and pre-qualification screening.

Epic Mortgage works with homeowners and residential property investors in Racine. It offers cash-out and mortgage refinancing loans. It also assists homebuyers in securing purchase loans, such as VA, fixed-rate, and Jumbo. Its team strives to make the mortgage process smooth for clients through attentive support and close communication. Founders Brad Tindal and Shawn Schnabl have been in the mortgage industry since 2003. Some of the company's loan officers are also licensed to serve clients in Florida.

Patriot Mortgage Lending works with Racine property owners who want to refinance their loans to lower their monthly payments by obtaining a lower interest rate. Its team of mortgage consultants educates clients about the available loan options and guides them in navigating the process, from application and processing to underwriting and closing. They also assist homeowners in converting their adjustable rates to fixed rates. Additionally, Patriot Mortgage Lending provides new construction, government, and no-money-down mortgage loans.

Midwest Mortgage, LLC, assists in the home refinancing concerns of individuals, couples, and families in Racine. The company helps its clients switch from ARM to fixed-rate mortgages and offers various refinancing programs to reduce their loan terms and reduce interest rates. It also has home equity loans for those who want to get cash. Other products include government-backed, reverse mortgage, conventional, and foreign national loans. Owner Craig Oenes has been in the financial industry for more than 20 years.

Whether with purchasing homes or refinancing, Mortgage Approval Experts of Wisconsin, LLC, assists Racine residents in obtaining loans that match their goals. It provides different options for borrowers seeking to cash out or save money through lower rates and terms, such as conventional, jumbo, and FHA, USDA, and VA Streamline loans. Mortgage broker Mark Rossetto also offers niche programs to first-time homebuyers, non-QM applicants, self-employed individuals, and clients without stated income. He has been helping people realize their dream of homeownership for over 26 years.

The Michael Creed Team serves the home financing needs of the residents of Racine and the surrounding areas. It assists clients in changing the terms of their existing loans and lowering their interest rates through refinancing. Michael Creed, branch manager for Luminate Home Loans, Inc., leads a team that imparts financial knowledge to clients to help them make informed decisions. One of its members, Theresa Coop, leverages over two decades of experience in the mortgage and banking industries when handling the pre-approval process.