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Best Mortgage Refinance Companies in Kenosha, WI

Our Recommended Top 12

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Kenosha Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

64Reviewed

43Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

3800 North Mayfair Road, Wauwatosa, WI 53222
WebsiteLicense: 253697

Expertise.com Rating

Review Sources

Google
4.8 (18)

Why choose this provider?

Robert A. Lessner is a mortgage specialist who is affiliated with Union Home Mortgage Corp. He helps homeowners in the Kenosha area cash out from home equity or change mortgage terms through refinancing. He guides clients throughout the process, keeping them updated along the way. In addition, Lessner offers loans for clients who need financing solutions to fund the construction of new homes. He has over 25 years of industry experience and previously worked for a bank.

  • New Construction

2057 Green Bay Road, Highland Park, IL 60035
WebsiteLicense: 227765

Expertise.com Rating

Review Sources

Google
4.7 (49)

Why choose this provider?

The Mindful Mortgage Team serves Kenosha residents. David Goldhirsh, the company's founder, advises homeowners looking to refinance their mortgages. He explains how they can consolidate debt, reduce monthly payments, or shorten program terms. He also provides specialized loans to clients looking to purchase properties, such as real estate investors, military veterans, and physicians. Goldhirsh has been in the industry for over two decades. He has been featured in the newspaper Chicago Tribune for his comments on jumbo loan programs.

  • New Construction

1475 E Woodfield Rd., Schaumburg, IL 60173
WebsiteLicense: 134317

Expertise.com Rating

Review Sources

Facebook
4.9 (40)
Google
5.0 (29)

Why choose this provider?

HomeTrust Mortgage assists residents of Kenosha with their refinancing needs. It offers an extensive list of refinancing programs for borrowers looking to cash out their home equity or get more favorable interest rates and terms, including FHA 203k, conventional, HARP, commercial, and jumbo loans. The company also offers loans for first-time home buyers, as well as niche programs such as down payment assistance, asset depletion, and no-income qualifying loans. HomeTrust Mortgage has been in business since 1995.

  • Reverse Mortgages

15430 West Capitol Drive, Brookfield, WI 53005
WebsiteLicense: 1018

Expertise.com Rating

Why choose this provider?

Go Mortgage is a mortgage lender that serves clients in Kenosha and nearby areas. It assists customers looking to refinance a home. It offers cash-out refinance options that give clients access to their home's equity for debt consolidation or personal goals. It provides conventional, FHA, jumbo, and VA loan options. The firm also carries single-close construction loans that benefit first-time home buyers. Go Mortgage has a team of home loan advisors with several years of industry experience and expertise.

  • New Construction
  • Reverse Mortgages

1860 West Winchester Road Suite 102, Libertyville, IL 60048
WebsiteLicense: 177330

Expertise.com Rating

Review Sources

Google
5.0 (73)

Why choose this provider?

Great Lakes Home Mortgage, Inc., helps Kenosha residents reduce their interest rates and change the terms of their mortgages through refinancing. Its loan officers have access to jumbo, equity, and adjustable-rate home loans from multiple lenders, including ING, Wells Fargo, and Suntrust. The team consists of Al Lomax and Ron Lapins, who have over 48 years of combined mortgage industry experience. They are members of the Illinois Association of Mortgage Professionals and adhere to the ethics of the Mortgage Bankers Association of America.

  • Reverse Mortgages

5151 N Harlem Ave #307, Chicago, IL 60656
WebsiteLicense: 309009

Expertise.com Rating

Why choose this provider?

Midamerica Lenders attends to the home financing needs of residents in the Kenosha area. Its team assists homeowners looking to refinance existing loans, helping them achieve different goals such as consolidating debt, cashing out from home equity, or shortening loan terms. The mortgage specialists also guide clients through the process of purchasing loans, whether they are planning to buy a primary residence or investment property. Jumbo, conventional, VA, USDA, and FHA are some of the loan programs Midamerica Lenders offers.

  • Reverse Mortgages

3100 Dundee Road, Suite 906, Northbrook, IL 60062
WebsiteLicense: 1594000

Expertise.com Rating

Review Sources

Google
5.0 (121)

Why choose this provider?

Jordan Abdel-Haq offers mortgage services to clients in Kenosha and the surrounding areas. He started working in the mortgage industry in 2020. As a loan officer from Homeside Financial, he helps people qualify for refinancing and home purchase loans. He seeks to provide a smooth mortgage experience by making himself available to respond to clients' concerns. He and his team work together to come up with mortgage solutions that suit the needs of each borrower.

  • Reverse Mortgages

2340 S Arlington Heights Rd, Arlington Heights, IL 60005
WebsiteLicense: 369798

Expertise.com Rating

Review Sources

Google
5.0 (161)
Facebook
5.0 (111)

Why choose this provider?

Colin Barr is a senior loan originator who caters to the purchasing and refinancing needs of people in Kenosha and the surrounding areas. He works closely with homebuyers and real estate investors to help them determine the best loan options based on their situations and obtain low interest rates. Colin aims to help his clients navigate the mortgage process by discussing various programs that suit their needs and providing consistent communication by email or phone.

  • Reverse Mortgages
  • New Construction

975 East Nerge Road, Suite N10, Roselle, IL 60172
WebsiteLicense: 1715112

Expertise.com Rating

Review Sources

Google
4.8 (21)
Facebook
4.8 (21)

Why choose this provider?

Red Door Home Loan Corp offers mortgage refinance and home equity conversions for individuals in and around Kenosha. The property types it refinances include condominiums, single or multi-family homes, and townhouses. It also offers reverse mortgage options for senior citizens above 62 years old who do not want to keep paying a monthly mortgage. The company was founded by Gregory Gatto in 2018. Gatto's industry experience includes wholesale lending and helping other lenders structure their deals.

  • Reverse Mortgages

533 N. Milwaukee Ave., Libertyville, IL 60048
WebsiteLicense: 186805

Expertise.com Rating

Review Sources

Facebook
4.8 (67)
Google
4.9 (63)
Yelp
5.0 (3)

Why choose this provider?

Diamond Residential Mortgage Corporation caters to people in Kenosha and the surrounding areas. It is a brokerage company that offers refinancing services to help homebuyers adjust the terms of their mortgages. It also provides various products, such as HARP 2.0, FHA, VA, jumbo, and home equity loans. The company's website has a refinance advisor that utilizes user input to guide loaners through the necessary procedures without having to send emails or schedule calls with professionals.

  • Commercial Loans

850 E Higgins Rd, Suite 125W, Schaumburg, IL 60173
WebsiteLicense: 1587080

Expertise.com Rating

Why choose this provider?

Prism Lending caters to homeowners and homebuyers with mortgage needs in Kenosha. The office assists borrowers in renegotiating their terms, lowering monthly payments, and consolidating debts through its various refinancing programs, such as FHA streamline and cash out, conventional, and jumbo loans. It also helps customers overcome discrepancies that may arise in the loan approval process, including income, credit reports, assets, and property value. Clients can utilize self-help tools on the company's website to calculate interest, principal, and extra payments.

  • New Construction

2860 S. River Road, Ste 365, Des Plaines, IL 60068
WebsiteLicense: 228830

Expertise.com Rating

Review Sources

Google
4.9 (145)
Facebook
5.0 (32)

Why choose this provider?

Mutual Financial Corporation is a woman-owned company serving Kenosha and nearby locations. Its team of home loan specialists attends to clients' refinancing needs, whether they own a manufactured home, townhouse, condo, or single-family residence. They assist them throughout the process–from loan program selection to closing. Some of the loan programs Mutual Financial Corporation offers are jumbo, FHA, and VA loans. It also has a mortgage option for clients planning to purchase homes in suburban areas.

  • Reverse Mortgages

Compare our Top Mortgage Refinance Companies

NameExpertise RatingAddressPromotionsLearn more
Robert A. Lessner
3800 North Mayfair Road, Wauwatosa, WI 53222
The Mindful Mortgage Team
2057 Green Bay Road, Highland Park, IL 60035
HomeTrust Mortgage
1475 E Woodfield Rd., Schaumburg, IL 60173
Go Mortgage
15430 West Capitol Drive, Brookfield, WI 53005
Great Lakes Home Mortgage, Inc.
1860 West Winchester Road Suite 102, Libertyville, IL 60048
Midamerica Lenders
5151 N Harlem Ave #307, Chicago, IL 60656
Jordan Abdel-Haq
3100 Dundee Road, Suite 906, Northbrook, IL 60062
Colin Barr
2340 S Arlington Heights Rd, Arlington Heights, IL 60005
Red Door Home Loan Corp
975 East Nerge Road, Suite N10, Roselle, IL 60172
Diamond Residential Mortgage Corporation
533 N. Milwaukee Ave., Libertyville, IL 60048
Prism Lending
850 E Higgins Rd, Suite 125W, Schaumburg, IL 60173
Mutual Financial Corporation
2860 S. River Road, Ste 365, Des Plaines, IL 60068

Kenosha, WI Mortgage Refinance FAQs

  • Is refinancing an investment property in Kenosha with a cashout taxed?

    No, the additional funds obtained through a cash-out refinance in Kenosha are not subject to taxes as they constitute a loan. Additionally, these funds are regarded as tax deductible if they are used for urgent repairs or upgrades. This is because loans are viewed by the IRS as additional obligations rather than personal income.

  • What kind of refinance mortgages are available for commercial real estate in Kenosha?

    Several loan options are available for commercial real estate in Kenosha. One type of loan is the government-backed refinance loan, which is supported by government agencies like the SBA or the USDA. Another loan type is the conventional commercial refinance loan, a program that is not government-backed and typically originates from traditional banks or mortgage lenders. Commercial cash-out refinance loans are also available, which allows borrowers to replace an existing mortgage with a new one and borrow more than they currently owe. This approach lets people access additional funds by leveraging their property's equity.

  • What are the requirements for refinancing an investment property in Kenosha?

    The following documents are typically required in Kenosha when refinancing an investment property:

    • A copy of the W-2 or 1099 form as proof of income.
    • Recent tax returns for individuals and businesses.
    • A certificate of homeowner's insurance.
    • Statements of unpaid balances.
    • A copy of the title insurance.

    Borrowers can begin the process by submitting an application online or in person at the bank.

  • Can someone use a refinance mortgage in Kenosha to renovate their investment properties?

    A cash-out refinance mortgage can be utilized to pay for home renovations or other changes that can help raise the value of a property in Kenosha. The money one can receive from a cash-out refinance mortgage equity depends on the property's equity. Subtracting the outstanding mortgage balance from the home's total value will reveal how much equity a property owner has.

  • What are the requirements for a cash-out refinance in Kenosha?

    Some of the basic requirements for a conventional cash-out refinance in Kenosha include:

    • A credit score of at least 620, but a higher score helps get the borrower a better interest rate.
    • Debt-to-income ratio of 50% or lower.
    • A maximum loan-to-value ratio of 80%, indicating the need for a minimum of 20% home equity after withdrawing funds.