Best Mortgage Refinance Companies in Seattle, WA

Agave Home Loans is an independent mortgage broker that assists clients with their refinancing needs in Seattle. Clients can choose this route for various reasons, such as meeting other financial goals, saving interest, and switching from an adjustable-rate mortgage to a fixed-rate mortgage. The company shops and compares the rates of over 50 lenders to find the most suitable loan option. It also helps homebuyers with conventional, FHA, non-QM, and VA loans. Agave Home Loans is owned by Marshall Gottlieb and Doug Wang.

Popach Lending extends its services to Seattle. The company provides mortgage refinancing, giving clients a variety of options to help them determine the right financial move. With refinancing, it assists clients with paying off their mortgage faster; converting an adjustable-rate loan to a fixed-rate loan; consolidating their debts; getting cash out of their property; and lowering their mortgage payment. Mortgage broker and advisor Slav Popach has partnered with over 50 different wholesale lenders, allowing him to better assist his clients with their long-term financial goals.

Craig Walker is a local senior mortgage advisor for Finance of America. He offers home refinance solutions to Seattle clients who want some financial flexibility, such as reducing their monthly payments, shortening the duration of their loans, getting money from their equity, and paying off debts with higher interest rates. Although Walker started at the company in 2013, he has been in the industry since 2003. Finance of America Mortgage is ranked as a leading lender by the Scotsman Guide.

Blue Square Mortgage serves clients in Seattle. The company provides homeowners with a wide range of mortgage loans, including refinancing programs. The team offers several refinancing options, including rate-and-term adjustment, debt consolidation, and home equity cashout. The group also offers standard and government-backed mortgage plans such as conventional, jumbo, FHA, VA, and second home mortgages. Mike Peacore, the firm's owner, worked for a bank that offers home loans before starting his own independent company in 2002.

Team Cassels is affiliated with CrossCountry Mortgage, a member of the Mortgage Bankers Association. It caters to clients in Seattle and the surrounding areas. It assists homeowners by offering mortgage refinance options, such as conventional, jumbo, FHA 203k, USDA rural streamline, and VA IRRRL loans. These programs allow clients to consolidate debts, extract home equity, modify loan terms, and reduce interest rates. Team Cassels also provides purchase loans, including adjustable- and fixed-rate mortgages.

Westwood Mortgage is a team of loan professionals, each with an average of 15 years of experience in the field. Established in 1989 in Seattle, it offers a variety of mortgage loan programs for different purchase and refinance needs. The loan originators at Westwood Mortgage serve as its clients' points of contact in each transaction, guiding them all the way up to loan closing. Its loan programs include 15- and 30-year fixed-rate, conforming jumbo, and jumbo 30-year fixed-rate loans.

Fairway Independent Mortgage Corporation - Seattle is an independent company that serves local clients. It assists homeowners who want to refinance their existing mortgages by reviewing necessary financial documents, submitting loan files, and handling underwriting procedures. The company also provides a wide variety of loan programs, including VA, USDA, and FHA options. Its marketing manager Andrew Reid has more than 25 years of experience in the industry and has received the National Mortgage Excellence Award from Realty Alliance.

Johnson Team is a residential lending agency under Cross Country Mortgage that serves clients in the Seattle area. It helps homeowners shorten the terms of their loans or lower their monthly payments to save money by offering refinancing solutions. Its team helps clients reach their financial goals by educating them on mortgage refinancing and supporting them throughout the process. Paul Johnson, the branch manager, has been in the industry for over 20 years. He is a member of the Mortgage Bankers Association.

The Mortgage Broker serves homeowners and homebuyers in Seattle. It offers a variety of mortgage refinancing solutions that include fixed-rate, adjustable-rate, FHA, and VA loans. The brokerage works with a number of lenders, allowing it to provide refinancing options that are tailored to each client's specific needs and financial situation. It also provides a mortgage calculator to help clients project their potential expenses. Its mortgage team is being led by Todd Fogelsonger, who has more than two decades of industry experience.

West Seattle Mortgage, Inc., is an independent mortgage broker that serves the residents of the Seattle area. It offers refinancing options for homeowners looking to lower their interest rates or monthly payments. It also handles home improvement, debt consolidation, and cash-out refinance loans. Additionally, it provides home purchase loans, such as fixed-rate, adjustable-rate, interest-only, and graduated payment mortgages. The West Seattle Mortgage team has been accommodating homeowners with mortgage-related needs for more than 12 years.

NSB Mortgage is a local brokerage providing Seattle with residential and commercial financing options. The mortgage refinance company carries a first-time homebuyer program that can cover up to 90% of a purchase price. It offers super jumbo, ARM, and fixed-rate loan programs for a variety of residence types, including single-family, townhouses, two-flats, and modular homes. NSB Mortgage provides a loan program for qualifying doctors and dentists. Canadian or international clients can opt for the companies borrower loans to make purchasing U.S. properties an easier process.

Westlake Mortgage, LLC, handles the concerns of Seattle clients and those in nearby areas. Its staff provides assistance to property owners who wish to refinance their homes as a way of lowering their monthly payments and interest rates, paying off debts, and funding college or business endeavors. Its knowledge of the wholesale market helps it deliver detail-oriented recommendations for the financial needs of clients. The firm is led and owned by Mike Hermsen, a loan originator who has at least 18 years of industry experience.

Penrith Home Loans is a full-service mortgage refinance lender servicing clients in Seattle since 1997. The company assists in traditional refinancing that allows borrowers to lower monthly payments, get a cash-out refinance, pay off loans faster, and switch to a different type of loan. It also provides a wide variety of programs to fit needs of homeowners, including FHA, VA, VA jumbo, and USDA. Penrith Home Loans likewise offers conventional loans with 10, 15, 20, and 30 year terms.

Seattle Mortgage Planners is a brokerage firm serving the needs of residents in the Seattle metro. Its loan officers assist clients in choosing from a variety of home loan programs, including jumbo, confirming type, fixed-rate, FHA, VA, and USDA loans. They also guide homeowners who are planning to refinance their mortgage or cash out their equity. One of the officers, Jim Hoge, belonged to the Top 1% of Mortgage Originators in 2019, according to Mortgage Executive Magazine.

On Q Financial - Bellevue is a mortgage lending company that serves clients throughout Seattle. With various national partnerships and joint ventures, the company offers a wide array of loan options for builders, homebuyers, and homeowners. It offers mortgage refinancing for clients looking to reduce their interest rates and mortgage payments and adjust the term of their existing mortgages. Clients can also opt for cash-out refinances. Other refinance options include USDA and VA loans. On Q Financial has over 400 employees and 37 locations nationwide.

Seafirst Financial Services provides mortgage solutions to clients in Seattle and nearby metros. Its staff evaluates its clients' financial situation in order to devise a customized refinancing plan for their needs—whether they involve funding for medical expenses, debt payments, or cash-outs. The firm also offers VA, FHA, conventional, and USDA loans for first-time homebuyers and veterans, as well as those looking to renovate their properties. Seafirst's owner, Myles Martinson, is a former sales manager and senior loan officer for a regional mortgage company.