Best Mortgage Refinance Companies in Suffolk, VA

Farmers Bank Home Mortgage, an affiliate of Tidewater Home Funding, LLC, helps the people of Suffolk and nearby areas realize their dream of homeownership. It works with borrowers looking to refinance their current mortgages and those who want to purchase a new home. It has in-house specialists who take care of the processing, underwriting, loan closing, and funding functions. The team offers assistance throughout the home loan process. from processing, and underwriting to loan closing and funding. Farmers Bank Home Mortgage is committed to educating both first-time and seasoned homebuyers and providing the resources they need to make informed decisions. Farmers Bank Home Mortgage is licensed in VA, NC & FL. NMLS ID #41552 (www.nmlsconsumeraccess.org). Equal Housing Lender.

M&M Mortgage Team offers refinancing solutions for clients in Suffolk. Its mortgage consultants provide refinancing options for single and multi-family, townhouse, condominium, and manufactured homes. In addition, they have fixed-rate mortgages, the most common type of loan in which principal and interest payments remain constant throughout the loan's duration. Other mortgage programs are adjustable ARM, graduated payment, and interest only. One of the company's loan originators, Lori Marrow, has been in the banking and mortgage industry for over 30 years.

Evolution Home Mortgage provides services across Suffolk and the surrounding areas. The company assists individuals needing mortgage refinancing services to reduce their interest rates, change their term lengths, or minimize their monthly payments according to their financial improvement needs and goals. It offers various loan options, such as jumbo and super jumbo, USDA, FHA, and VA, for clients wanting to purchase their first or investment homes. Evolution Home Mortgage also offers adjustable and fixed mortgage loans.

MMMT Mortgage has been serving clients in the Suffolk metro since 2006. It helps homeowners reduce their monthly payments and interest rates, modify their loan terms, and take cash out of the equity in their properties through mortgage refinancing. After submitting a home refinance analysis request, customers receive options based on their specific needs and circumstances. These options include fixed-rate, adjustable-rate, jumbo, FHA, and VA loans. The company also assists seniors aged 62 and older through every step of the reverse mortgage loan application process.

Stephen Holland is a mortgage loan originator serving the Suffolk area. The home financing specialist, who is affiliated with AnnieMac Home Mortgage, assists clients through the refinancing process. He also offers a variety of programs for homebuyers, including conventional, jumbo, and VA loans. Additionally, Stephen helps clients apply for construction loans, which cater to clients who prefer to have new homes built. The longtime Virginia Beach resident, who worked for Fortune 500 companies, has over 10 years of industry experience.

Reverse Mortgage Pro delivers custom services to Suffolk homeowners who want to apply for refinancing. It assists borrowers in refinancing outstanding loans and consolidating debt. Its loan officers help clients find loan programs suited to their specific needs, offering products such as the NEW Reverse Ultimate Equity Credit Line and The New Reverse HECM for Purchase Program. It has been serving the community for over 25 years. The company offers house call services throughout the state.

Alexa Rae Home Loans caters to borrowers with existing mortgage obligations in Suffolk. Loan officer Alexa Rae Provost helps individuals lower their current interest rates and monthly payments and obtain cash from equity. She strives to recommend CMS Mortgage programs aligned with clients' objectives. She carries out refinance analysis and explains the differences between various loan options, including terms, conditions, and rates. Since 2015, Alexa has been assisting first-time and repeat applicants. In 2020, she published her book, Alexa Get Me a Mortgage.