Best Mortgage Refinance Companies in Sandy, UT

Adam West is a senior loan originator with UMortgage, providing mortgage solutions to customers in Sandy and nearby areas. He offers home refinance services that help clients save money over time by changing mortgage terms or dipping into the home equity to get cash out. He shares options based on each client's criteria and scenario, laying down different interest rates and terms. He provides FHA, VA, and jumbo loans with fixed and adjustable rates. West has been in the industry for over three years.

Sundance Lending Company is a woman-owned business that serves home buyers and sellers in the Sandy community. It assists individuals and families looking to refinance a current mortgage, conducting loan analysis to create a plan and achieve what fits clients' needs. It also offers first-time home buyers walkthrough sessions to educate them about the mortgage process from start to finish. Sundance Lending Company was established in 2019 by loan lady Stacey Van Roosendaal, who closed over 100 loans in her first 12 months in the industry.

Alliance Lending Services (ALS) is a Sandy-based mortgage broker that provides refinancing solutions to homeowners in the metro. It employs electronic loan processing and daily communication systems to enhance the refinancing experience of borrowers. Its loan officers plan strategies, provide mortgage calculators, and deploy market knowledge to help clients accomplish refinancing transactions. ALS has been catering to the mortgage needs of the community since 2004 and has Personal Loan Center, an online dashboard service.

American Loans & Mortgages assists clients in Sandy find the loan program that fits their situation. The firm has been serving the community for over 27 years, providing refinancing options to help clients consolidate their first and second mortgages and reduce their loan terms. Its refinancing solution also allows borrowers to consolidate their credit cards and home equity lines. Its mortgage professionals provide clients with comprehensive communication throughout the process and offer other loan options, including commercial, construction, remodeling, conventional, and jumbo.

RANLife is a mortgage company that serves customers in the Sandy area. It has in-house processors, funders, underwriters, and closers who cater to clients refinancing their mortgage or purchasing a home. Its refinancing options include FHA streamline, cash-out refinance, and 15-year fixed mortgage, allowing customers access to equity to consolidate their debt and lower their monthly mortgage payments. The company donates a portion of its profits to Walk MS, a local organization that supports people affected by multiple sclerosis.

Cinch Home Loans serves clients in and around Sandy who need a variety of mortgage and refinancing programs. The team restructures existing debts to take advantage of more favorable terms and conditions that emerge subsequent to the original obligation. Its financing choices include government loans aimed at farmers and veterans, as well as rehabilitation selections that can finance renovation projects. Cinch Home Loans operates across five states and is an independent agency.

Innovative Mortgage Alliance caters to clients in Sandy. It has mortgage refinancing options for vacation homes, investment properties, condominiums, single-family houses, and multi-unit apartments. In addition, it has fixed-rate and adjustable-rate mortgages with loan terms ranging from five to 30 years. Peter Skaggs, the owner of the brokerage firm, has been in the industry since 2007. He is a former president of the Utah Association of Mortgage Professionals. The company has helped individuals close more than $500 million worth of loans.

Simply Home Mortgage serves veteran and first-time homebuyers in Sandy and nearby communities. The agency provides different home loan options, such as reverse mortgages, USDA, ARM, renovation, jumbo, and VA loans. It partners with several lenders to help clients purchase a home with less of a down payment and lower its interest rate. It assists customers throughout the home selling, purchasing, and refinancing process, including appraising their home value. Simply Home Mortgage supports nonprofit organizations, like the Believe International Charity.

Luneta Home Loans helps people in Sandy refinance their existing mortgages to lower their interest rates. The brokerage offers jumbo, reverse, and adjustable-rate mortgages that match the individual needs and financial resources of homeowners, home buyers, and real estate investors. Its loan officer, Joshua Clayson, has been in the financial services industry for over 13 years. In addition, he is a Xinnix-certified originator who has completed 300 hours of course study, 25 case studies, and 70 lessons covering the mortgage industry.

Luneta Home Loans caters to homeowners and property buyers in Sandy and the surrounding areas. The company offers mortgage refinancing services focusing on reducing clients' interest rates, changing their terms or loan lengths, and lowering their monthly payments. These mortgage refinancing services also allow clients to obtain cash from their home's equity. Its team also guides individuals in choosing loan options suitable for their needs, including jumbo and super jumbo, USDA, VA, and FHA. Home purchasing loans are also available.

Olympus Funding works with homeowners in Sandy who want to consider mortgage refinancing. It is a mortgage company based in Draper that helps borrowers decide if refinancing is a sound financial move by educating them about its benefits and giving them a variety of options. It guides homebuyers in the process of securing home loan products, such as FHA, VA, and conventional mortgages. In addition, Olympus Funding offers assistance or advice to clients seeking construction loans.

Inspiro Financial helps its clients in Sandy and the neighboring areas with their mortgage refinancing concerns. The company offers different types of refinancing options for individuals who want to improve their credit scores, acquire more savings, and change their loan terms. These options include locking its clients' loan terms into fixed rates and eliminating PMIs. It strives to deliver on its commitment to a transparent lending service by providing Homebot, a tool where clients can check housing updates.

Momentum Loans is a mortgage company that serves clients in the Sandy area. It offers refinancing solutions for primary and second homes and investment properties. It provides a wide variety of programs, including conventional, FHA, VA, USDA, jumbo, and non-traditional loans. It also assists seniors aged 62 and over with reverse mortgages that provide flexibility for monthly cash flows. Momentum Loans holds licenses in 10 states. One of its loan officers, James Cahoon, has over a decade of mortgage industry experience.