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Best Mortgage Refinance Companies in Tyler, TX

Our Recommended Top 11

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Tyler mortgage refinance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

65Reviewed

43Curated

11Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

102 Commander Drive, Suite 5,, Longview, TX 75605
WebsiteLicense: 336797

Expertise.com Rating

Review Sources

Facebook
4.9 (467)

Why choose this provider?

Robyn Pliler is a branch manager at Stockton Mortgage who serves individuals throughout Tyler and the surrounding areas. Robyn helps homeowners change their repayment periods, interest rates, and monthly payments. She is available for various loan options, including a fresh start program for people who have recently experienced a short sale, foreclosure, bankruptcy, or deed-in-lieu issues. Robyn also specializes in serving medical professionals in applying for doctor loan programs. Robyn has more than 16 years of industry experience.

  • New Construction

Tyler, TX 75701
WebsiteLicense: 1995725

Expertise.com Rating

Review Sources

Facebook
5.0 (35)

Why choose this provider?

Brian Bailey is a mortgage originator who helps residents in Tyler get financing options with My City Mortgage. He helps homeowners improve their financial standing by giving them options to restructure and consolidate debts or get cash from equity through refinancing. Bailey is a 22-year veteran of the Air Force who also facilitates fixed-rate, adjustable-rate, FHA, VA, renovation, and USDA loans. In addition, he offers services to first-time home buyers, those who want low down payment options, and those seeking to invest in properties.

  • New Construction
  • Reverse Mortgages

1300 Hollybrook Dr, Longview, TX 75605
WebsiteLicense: 210861

Expertise.com Rating

Review Sources

Google
4.5 (35)

Why choose this provider?

Tom Holyfield is a loan officer at Guild Mortgage who guides homeowners in Tyler throughout the refinancing process. He aids clients in switching from an adjustable rate to a fixed rate option, cashing out their equity, and enrolling in FHA streamline or VA IRRRL refinance programs. Holyfield personalizes services by applying his finance degree to analyze the ever-changing trends of the mortgage industry. He has been serving the community since 1998 and is a member of the Longview Area Association of REALTORS.

  • New Construction

1328 Heritage Blvd, Longview, TX 75605
WebsiteLicense: 233918

Expertise.com Rating

Review Sources

Facebook
4.9 (140)
Google
4.8 (111)
Yelp
3.7 (3)

Why choose this provider?

Kenneth Travis Team helps clients in Tyler and nearby locations refinance their current house or buy a new one. Its mortgage consultants provide various products, mortgages, and financial instruments to meet the unique demands of customers. A conventional loan is one of its options that benefit first-time buyers or clients who are in the refinancing process. Its team recommends users of this borrowing platform have a credit score of at least 620. FHA, jumbo, VA, and USDA loans are also available.

  • New Construction

455 Rice Road #111, Tyler, TX 75703
WebsiteLicense: 253767

Expertise.com Rating

Review Sources

Facebook
5.0 (46)
Google
4.8 (21)
Yelp
3.0 (2)

Why choose this provider?

Jeanna Hill is a Tyler-based mortgage loan originator with over two decades of experience in the industry. She offers refinance options for lowering payments, consolidating debts, and shortening term lengths. Her financial services also extend to purchase loans, such as VA, FHA, jumbo, and fixed-rate mortgages. She caters to first-time homebuyers and property owners, particularly teachers, firefighters, and health professionals. Jeanna works with a team of loan professionals under the banner of Mortgage Financial Services.

  • New Construction
  • Reverse Mortgages

Lindale, TX 75771
WebsiteLicense: 2277917

Expertise.com Rating

Review Sources

Google
5.0 (13)
Facebook
5.0 (10)

Why choose this provider?

Magnolia Street Mortgage has refinancing programs for residents of Tyler. These options include adjustable and fixed-rate mortgages with terms up to 30 years. There are government-sponsored options available for agricultural property purchasers and military veterans. The company refinances current debts to fit a client's changing needs and circumstances. Broker and owner Kelli Campbell caters to individual borrowers and families and she has online resources and calculators for giving out preliminary information before a formal meeting.

  • New Construction

7428 Old Jacksonville Hwy, Ste 80, Tyler, TX 75703
WebsiteLicense: 1930068
Website

Expertise.com Rating

Review Sources

Google
5.0 (81)
Facebook
5.0 (23)

Why choose this provider?

The Mortgage House is a locally owned brokerage that offers loan options to homeowners in Tyler. It collaborates with clients to find a product that fits their plans and current situation. Business partners, Teri Killingsworth and Marque Ross, believe that loan application should not be tedious and offer mortgage refinancing options to save on interest and pay off loans at a lower monthly rate. They have more than 10 years of experience in the field.

  • Multi-Family Loans

212 Old Grand Blvd, A-214, Tyler, TX 75703
WebsiteLicense: 1584567

Expertise.com Rating

Review Sources

Google
5.0 (28)

Why choose this provider?

Home Life Lending Group is a boutique mortgage company focusing on refinancing and purchasing residential, commercial, and construction real estate transactions in Tyler. Its professionals work closely with borrowers to find the loan program that fits their goals while providing financial education throughout the process. These programs include USDA, VA, FHA, conventional, and jumbo loans. The company has partnered with a network of lending associates and investors to underwrite and close real estate transactions and offer commercial funding for re-purposing properties.

  • New Construction

1658 West Grande Boulevard Suite 200, Tyler, TX 75703
WebsiteLicense: 355969

Expertise.com Rating

Review Sources

Google
5.0 (211)
Facebook
4.9 (27)
Yelp
5.0 (2)

Why choose this provider?

Legacy Mortgage is a Christian-owned and locally operated residential mortgage lender that caters to the financial needs of individuals and families in Tyler and the rest of East Texas. Its team of loan officers and processors helps clients refinance both adjustable-rate and fixed-rate loans. It also has offices in Houston and the Dallas–Fort Worth metroplex. Broker Derek Jones founded Legacy Mortgage in 2001, and the company is a member of the Tyler Chamber Of Commerce.

  • New Construction
  • Reverse Mortgages

6649 Oak Hill Blvd, Tyler, TX 75703
WebsiteLicense: 499855

Expertise.com Rating

Review Sources

Google
4.8 (116)
Facebook
4.8 (22)
Yelp
4.0 (4)

Why choose this provider?

Tyler Lending Group is a mortgage broker that assists home buyers in the metro. The company provides mortgage refinancing, allowing clients to compare various mortgages from its network of mortgage lenders to find the best fit. Adjustable-rate mortgages, fixed-rate mortgages, and jumbo and super jumbo loans are offered, as are conforming loans, FHA, VA, and USDA loans with terms ranging from 5 to 30 years are also available. According to one reviewer, the loan process at Tyle Lending Group is one of the easiest that they have used.

  • Reverse Mortgages

1100 Judson Rd, Ste 700A, Longview, TX 75601
WebsiteLicense: 132831

Expertise.com Rating

Review Sources

Google
5.0 (12)

Why choose this provider?

Rodney Malone is a loan officer for Supreme Lending who caters to clients in Tyler and the surrounding areas. He provides rate-and-term refinance options for homeowners looking to lower their interest rates or change the term of their mortgages. He also assists customers in applying for various home purchase loans such as FHA, VA, conventional, jumbo, fixed-rate, and adjustable-rate. Rodney guides borrowers in every step of the process, from loan application and setup to underwriting and closing.

  • New Construction

Compare our Top Mortgage Refinance Companies

NameExpertise RatingAddressPromotionsLearn more
Robyn Pliler
102 Commander Drive, Suite 5,, Longview, TX 75605
Brian Bailey
Tyler, TX 75701
Tom Holyfield
1300 Hollybrook Dr, Longview, TX 75605
Kenneth Travis Team
1328 Heritage Blvd, Longview, TX 75605
Jeanna Hill
455 Rice Road #111, Tyler, TX 75703
Magnolia Street Mortgage
Lindale, TX 75771
The Mortgage House
7428 Old Jacksonville Hwy, Ste 80, Tyler, TX 75703
Home Life Lending Group
212 Old Grand Blvd, A-214, Tyler, TX 75703
Legacy Mortgage
1658 West Grande Boulevard Suite 200, Tyler, TX 75703
Tyler Lending Group
6649 Oak Hill Blvd, Tyler, TX 75703
Rodney Malone
1100 Judson Rd, Ste 700A, Longview, TX 75601

Tyler, TX Mortgage Refinance FAQs

  • How much cash would you get from a cash-out refinance in Tyler?

    In Tyler, you can borrow up to 80% of your home's value, which means that if your home is worth $200,000, you could borrow up to $160,000. If you plan to pay off your $120,000 mortgage with a cash-out refinance, you could withdraw the remaining $40,000 to cover a variety of living expenses.

  • Is there a no-closing cost refinance option for a mortgage in Tyler?

    Lender fees and third-party service expenses may be covered by the mortgage lender or broker, effectively costing you nothing out of pocket. As a result, you will have to pay a higher interest rate to cover the costs that are normally levied on you as a borrower at the closing transaction.

  • Are there certain limitations for USDA refinance in Tyler?

    Homeowners in Tyler with a USDA loan may take advantage of USDA streamlined refinancing. It can only be applied to primary residences that are situated in eligible rural areas. In addition, under the terms of a USDA loan, borrowers are not permitted to cash out their home equity to refinance an expense.

  • How many times can you do a mortgage refinance in Tyler?

    On average, you can refinance your property in Tyler once per year; however, the exact timeline depends on your eligibility, including your credit score, home equity, and debt-to-income ratio. In addition, many lenders impose a minimum six-month waiting period. However, if you negotiate with a new lender, you can refinance your mortgage in less than six months.

  • What are the qualifications to acquire cash-out refinance in Tyler?

    To be eligible for a cash-out refinance loan in Tyler, your home must have at least 20% equity or a loan-to-value ratio of 80%. In addition, you must have a credit score of at least 620 and a debt-to-income ratio of at least 45% to qualify. Prior to applying for cash-out refinancing, you must observe waiting periods of four to seven years, seven years, and four years, respectively, if you have recently experienced bankruptcy, foreclosure, or a short sale.