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Best Mortgage Refinance Companies in Mesquite, TX

Our Recommended Top 11

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Mesquite mortgage refinance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

86Reviewed

56Curated

11Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Mortgage Refinance Companies Serving Mesquite
4100 Alpha Road, Suite 300, Dallas, TX 75244
Visit WebsiteLicense: 137773

Expertise.com Rating

Review Sources

Google
4.7 (71)
Yelp
1.0 (3)

Why choose this provider?

Aspire Lending is a company that has been offering refinance options to homeowners in Mesquite for over 19 years. It helps homeowners get refinance loans to lower their interest rates, loan term, or monthly payment. Its clients, on average, have saved at least $300 in monthly payments and $8,000 in interest over five years. It also offers FHA, VA, USDA, jumbo, and general loans. Aspire Lending caters to clients across various states, such as Alabama, Arkansas, New Mexico, and Florida.

  • New Construction

Best Mortgage Refinance Companies Serving Mesquite
3100 Monticello Ave. Ste. 150, Dallas, TX 75205
Visit WebsiteLicense: 552551

Expertise.com Rating

Review Sources

Google
5.0 (119)
Facebook
5.0 (61)
Yelp
3.7 (3)

Why choose this provider?

Christian Johnson, a branch manager at Caliber Home Loans, provides services to clients in the Mesquite community and the surrounding cities. He offers mortgage refinance services to help individuals lower their interest rates, pay their debts, and change mortgage types. These refinancing services also provide funds for clients' home improvement needs. Johnson is available to assist individuals and families purchase their first homes using FHA, VA, USDA, and conventional loan programs. He also serves veterans and active military homebuyers.

  • Reverse Mortgages
  • New Construction

Best Mortgage Refinance Companies Serving Mesquite
2911 Turtle Creek Blvd #300, Dallas, TX 75219
Visit WebsiteLicense: 1759045

Expertise.com Rating

Review Sources

Facebook
4.9 (48)
Google
4.8 (21)

Why choose this provider?

U.S. Lending Partner is a full-service mortgage company that caters to clients in Mesquite and nearby areas. It provides various refinancing solutions to owners of single-family and multifamily units, condominiums, manufactured homes, and townhouses to help them consolidate debts, take cash out of their equity, and reduce their interest rates. The options include FHA 230k, streamline, and cash-out, VA streamline and cash-out, and jumbo loans. U.S. Lending Partner also offers a variety of purchase loan programs, such as FHA, VA, jumbo, and USDA.

  • New Construction
  • Reverse Mortgages

Best Mortgage Refinance Companies Serving Mesquite
6220 Gaston Ave., Dallas, TX 75214
Visit WebsiteLicense: 329223

Expertise.com Rating

Review Sources

Google
4.8 (45)

Why choose this provider?

Stonebriar Mortgage caters to residents of Mesquite who need a variety of purchase and refinancing options. The crew has home loans ranging from government-backed FHA products to bank statement loans. Contracts aimed at military combat personnel and supported by Veterans Affairs are available. The company also offers refinancing options for existing fixed-interest or adjustable-interest loans, as well as other arrangements. Stonebriar Mortgage is led by Mike Owen, who opened the company in 2000. It uses current digital tools to supplement the advice offered by agents.

  • Reverse Mortgages

Best Mortgage Refinance Companies Serving Mesquite
6130 La Vista Drive Suite 100, Dallas, TX 75214
Visit WebsiteLicense: 6521

Expertise.com Rating

Review Sources

Google
5.0 (96)
Facebook
5.0 (59)

Why choose this provider?

The Hargrave Group at Homebridge is a mortgage brokerage in Dallas providing loan programs and mortgage refinancing to customers in the Mesquite area. The company is headed by Erik Hargrave, who has helped homeowners and homebuyers secure loans and refinancing for more than 20 years. Its refinancing experts help clients reduce loan interest rates and lower monthly mortgage payments. The Hargrave Group also offers renovation loan programs such as homestyle renovation, FHA 203K, and FHA 203K Limited.

  • New Construction

Best Mortgage Refinance Companies Serving Mesquite
1401 N US 75-Central Expy 1000 # 100B, Richardson, TX 75080
Visit WebsiteLicense: 1657876

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Mercantile Mortgage serves the real estate needs of residents in and around Mesquite. It helps buyers and investors achieve their dream townhouses, manufactured homes, and single- and multi-family houses through its refinancing solutions. The company assists clients in creating strategies to consolidate debts, lower interest rates and monthly payments, and change loan terms. Its team processes VA, FHA, adjustable- and fixed-rate, and reverse mortgage loans. Mercantile Mortgage has been in the industry for over 25 years.

  • Reverse Mortgages
  • New Construction

Best Mortgage Refinance Companies Serving Mesquite
14801 Quorum Drive Suite 300, Dallas, TX 75254
Visit WebsiteLicense: 2129

Expertise.com Rating

Review Sources

Google
4.9 (1137)

Why choose this provider?

Supreme Lending serves homeowners and home buyers throughout Mesquite and the nearby communities. Its team specializes in helping clients lower their monthly payments and interest rates by refinancing their current mortgage loans. The agency also guides individuals in choosing loan options suitable for their financial needs and goals, including conventional, FHA, VA, jumbo, and USDA loans. Renovation loan programs are also available. Supreme Lending extends its services to various states, including Colorado, Georgia, Idaho, Maryland, South Carolina, and Virginia.

  • Reverse Mortgages
  • New Construction

Best Mortgage Refinance Companies Serving Mesquite
100 Crescent Court 7th Floor, Suite 7005A, Dallas, TX 75201
Visit WebsiteLicense: 278904

Expertise.com Rating

Review Sources

Google
5.0 (98)
Facebook
5.0 (9)
Yelp
5.0 (1)

Why choose this provider?

William Ross Wright is a NEXA Mortgage branch manager who provides refinancing to Mesquite. NEXA is an online resource for customized quotes and personalized mortgage solutions. Wright’s home refinancing helps clients lower their monthly payments. He utilizes industry expertise and tools such as refinance analysis to provide options based on his clients’ unique criteria. The agent offers fixed or adjustable rates. Available loans also include conforming, jumbo, super jumbo, VA, USDA, and FHA loans. Wright has been in the industry for over 15 years.

  • New Construction

Best Mortgage Refinance Companies Serving Mesquite
6060 N. Central Expressway Suite 500, Dallas, TX 75206
Visit WebsiteLicense: 267051

Expertise.com Rating

Review Sources

Google
4.9 (49)

Why choose this provider?

Hurst Lending is a mortgage company based in Dallas that offers home loan programs and mortgage refinancing solutions to clients in the Mesquite area. It provides various refinancing programs such as cash-out, Airbnb loans, delayed financing loans, no seasoning cash-out refinancing, and investment property HELOC. The company is managed by Jay Hurst, an NMLS-licensed loan officer who has been in the industry for over 15 years. Hurst Lending also offers niche loans such as LLC and SBA 504 loans.

  • Multi-Family Loans

Best Mortgage Refinance Companies Serving Mesquite
4144 N Central Expy Suite 530, Dallas, TX 75204
Visit WebsiteLicense: 2332470

Expertise.com Rating

Review Sources

Google
5.0 (8)

Why choose this provider?

Mortgage Professional Associates is a service provider that implements refinancing solutions in Mesquite. Its team of loan officers develops money-saving strategies in refinancing existing mortgages to secure lower interest rates or switch to a different term. The staff assists clients in the decision-making process by providing quick and automated quotes, online application options, and refinancing calculators. Mortgage Professional Associates has been serving the community's financing needs since 2011 and also offers loan programs for investment properties.

  • New Construction

Best Mortgage Refinance Companies Serving Mesquite
10440 N. Central Expressway, Suite 802, Dallas, TX 75231
Visit WebsiteLicense: 271448

Expertise.com Rating

Review Sources

Facebook
4.9 (48)

Why choose this provider?

Mark Herrell is a loan specialist from Fairway Independent Mortgage, serving the Mesquite metro. Since 2003, he has been assisting clients in obtaining financing programs, including those seeking to replace their current loans. He offers refinancing plans, which help ease financial strains due to adjustable terms and rates. Mark donates a portion of his commissions from closed loans to Seed Effect, a non-profit organization that helps families in South Sudan combat poverty through business development.

  • Reverse Mortgages
  • New Construction

Compare our Top Mortgage Refinance Companies

NameExpertise RatingAddressPromotionsLearn more
Aspire Lending
4100 Alpha Road, Suite 300, Dallas, TX 75244
Christian Johnson
3100 Monticello Ave. Ste. 150, Dallas, TX 75205
U.S. Lending Partner
2911 Turtle Creek Blvd #300, Dallas, TX 75219
Stonebriar Mortgage
6220 Gaston Ave., Dallas, TX 75214
The Hargrave Group at Homebridge
6130 La Vista Drive Suite 100, Dallas, TX 75214
Mercantile Mortgage
1401 N US 75-Central Expy 1000 # 100B, Richardson, TX 75080
Supreme Lending
14801 Quorum Drive Suite 300, Dallas, TX 75254
William Ross Wright
100 Crescent Court 7th Floor, Suite 7005A, Dallas, TX 75201
Hurst Lending
6060 N. Central Expressway Suite 500, Dallas, TX 75206
Mortgage Professional Associates
4144 N Central Expy Suite 530, Dallas, TX 75204
Mark Herrell
10440 N. Central Expressway, Suite 802, Dallas, TX 75231

Mesquite, TX Mortgage Refinance FAQs

  • Is it better to choose a cash-out refinance to consolidate your debts in Mesquite?

    Cash-out refinancing in Mesquite is a smart way to consolidate high-interest credit card debt or secure extra funds for non-essential purchases. By opting for a cash-out refinance, you can access your property's equity for various financial needs. It is up to you how you utilize the funds, but it is wiser to direct them toward long-term necessities, not short-term whims. Remember that tapping into these funds means committing to repaying them, along with interest, over the life of the new home loan.

  • What are the essential guidelines to consider before opting for a cash-out refinance in Mesquite?

    Here are the essential guidelines for a cash-out refinance in Mesquite:

    • Lender closing costs must be no more than 2%, excluding third-party fees.
    • Your new loan amount cannot exceed 80% of the home's value.
    • You must pay off any second mortgage before you refinance.
    • You must have had your current mortgage for at least six months or have not refinanced in the past 12 months.
    • FHA, VA, and USDA loans are not allowed for cash-out refinances.
  • How can you turn your equity into cash through mortgage refinancing in Mesquite?

    Converting your equity into cash through mortgage refinancing in Mesquite involves taking into account the portion of your property that you fully own. This is generally calculated as the difference between your home's value and the amount you owe to lenders. The mechanism of a cash-out refinance works by replacing your old loan with a new one, allowing you access to the difference between the two amounts. This process typically enables you to convert your available equity into liquid funds.

  • Can you refinance your mortgage twice in a year in Mesquite?

    In Mesquite, there is no specific overall limit on how many times you can refinance your mortgage in a year. However, Texas regulations do limit how often you can refinance. While you can refinance more than once, there are several factors that might affect whether you are eligible to do so twice in a single year. Things like your credit score, equity, debt-to-income ratio, and the type of loan you wish to go for will determine when you are able to refinance again.

  • What is the cons of a VA loan in Mesquite?

    In Mesquite, VA loans are restricted to veterans or military personnel, and there is an upfront funding fee, similar to the U.S. Department of Veterans Affairs' version of mortgage insurance. This type of loan does, however, come with benefits like low-interest rates, zero down payments, and no monthly mortgage insurance.