Best Mortgage Refinance Companies in McAllen, TX

The Home Loan Experts is a mortgage brokerage company serving McAllen. The firm provides mortgage refinance to individuals seeking to consolidate debt, reduce monthly payments, shorten loan terms, and pay off their mortgage faster with a new loan. Its mortgage specialists—Roel Reyna, Ricardo Trejo, and Pamela Trevino—assess their client's financial situation and recommend the best refinance option for their needs. The company is a subsidiary of Paramount Residential Mortgage Group, Inc., a nationwide mortgage lender that has helped thousands of borrowers for over 20 years.

A A Genesis Investments LLC is a full-service mortgage brokerage based in McAllen that serves clients in the metro and the surrounding neighborhoods. It provides various refinancing options, such as FHA streamline, FHA cash out, and conventional refinances, for residential, vacation, and investment properties. The company also offers FHA, VA, USDA, and jumbo loans with different interest rate options for clients looking to buy a home. A A Genesis helps borrowers throughout the entire home loan process, from selecting the right program to closing loans.

Wallstreet Wholesale Lender specializes in residential, commercial, construction, and builder lines of credit that help clients acquire a property in McAllen and the surrounding areas. It offers various mortgage refinance options like conventional, jumbo, FHA cashout, VA streamline, and USDA streamline to help those with existing mortgages get a better rate and term. Those looking to purchase a home for the first time may choose from FHA, VA, USDA, jumbo, conventional, and one-time closing loans.

Mr. Mortgage helps clients in McAllen and the surrounding areas refinance existing loans. Its mortgage process starts with a loan pre-approval followed by house viewings with a client's Realtor. Once the mortgage request is submitted, it will be reviewed by an underwriter before the transaction is finalized. Sergio Melendez, Mr. Mortgage himself, has been in the lending business since 2004. He works closely with clients to make sure their loan decisions align with their short- and long-term goals.

Canopy Mortgage is a mortgage broker that serves clients in McAllen. Through a convenient online application, it assists with mortgage refinancing of current homeowners with FHA loans who want to take cash out, lower their monthly payments, or shorten their loan term. First-time homebuyers seeking to own a home through FHA loans are served by the mortgage broker as well. Canopy Mortgage residential mortgage loan originator Danny Nassar has been in the industry since 2004.

Cabrales Mortgage assists McAllen residents in realizing their homeownership goals. It provides mortgage refinancing services to change the terms of home loans or lower borrowers' fixed interest rates. Its mortgage loan advisors provide clients with well-defined options to assist them in making decisions appropriate for their financial situations. The team is managed by Paty Cabrales, who works with home sellers to determine the ability of prospective buyers to obtain financing and whether their loans will close on time.

La Cross Mortgage offers its counsel and choices to potential applicants in McAllen who wish to refinance their current mortgages. Its loan officers organize in-depth consultations that focus on evaluating their clients' eligibility for specific plans based on their credit situations and financial needs. Their refinancing programs provide opportunities for applicants to secure home equity cash-outs to fund domestic endeavors and reduce their interest rates and monthly payments. The firm is also open to applications and inquiries from those who speak Spanish.

Finance Home America is a mortgage banker in McAllen that offers home loan programs for purchases, refinancing, and renovation. The company is a division of the Eustis Mortgage Corporation, which has been in the real estate financing industry since 1956. It offers cash-out refinancing solutions which tap into home equity and convert it into cash for home remodeling, tuition payments, unexpected expenses, high-interest credit card payments, and home improvements. Finance Home America also offers vet loans through the Texas Veterans Land Board.

Mortgage Pros is a McAllen-based provider that serves residential clients. It offers refinancing solutions for owners who want to restructure their mortgages by transforming their monthly payment rates and loan durations. It provides multiple loan types, including FHA, VA, 203(k), USDA, and jumbo loans. It also assists with the Bond program and HECM. Mortgage Pros was established in 2017 and is supported by Directions Equity LLC. It is headed by Oz Salinas, a Spanish bilingual with over 16 years of industry experience.

Monica Hernandez provides mortgage refinancing to individuals and families in the McAllen area. She is one of the branch mortgage loan originators of the Gold Financial Services franchise that has been in service for over 25 years. Hernandez and her team assist homeowners through refinance programs such as USDA, VA, FHA, and conventional options. One of the clients commended Monica for closing a loan contract in a week compared to his previous lender, who needed three months.