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Best Mortgage Refinance Companies in Lewisville, TX

Our Recommended Top 13

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Lewisville Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

67Reviewed

45Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

550 S Edmonds Lane Ste 102, Lewisville, TX 75067
WebsiteLicense: 1443326

Expertise.com Rating

Review Sources

Facebook
5.0 (22)
Google
5.0 (11)

Why choose this provider?

PBJ Mortgage offers financial solutions to individuals and families in Lewisville. The firm helps homeowners looking to reduce monthly payments, lower interest rates, and consolidate debt by offering fixed-rate, adjustable-rate, jumbo, and conforming mortgages. Its team also manages cash-out refinance services to help clients improve or remodel their residential spaces. In addition, it provides various home purchase loans. Managing partners Jacqueline Crider and Michael Backes share over 40 years of combined experience in the mortgage industry.

  • New Construction
  • Reverse Mortgages

325 S. Stemmons Frwy., Lewisville, TX 75067
WebsiteLicense: 316441

Expertise.com Rating

Review Sources

Google
4.7 (41)
Facebook
4.6 (14)
Yelp
5.0 (4)

Why choose this provider?

Global Home Finance is a mortgage company that caters to homeowners of Lewisville. It offers streamlined, rate and term, and cash-out refinance loans for those who want to pursue a vacation, start a project, or get some cash for investment. A range of mortgage options, like self-employed borrower, no-income, and first-time home buyer loans, is also available. In addition, the company offers VA, USDA, FHA, jumbo, and physician loans. Global Home Finance opened in 2007 and is run debt-free and has not accepted any government bailout money.

3100 W Ray Rd Ste 201, Office 209, Lewisville, TX 85226
WebsiteLicense: 2108556

Expertise.com Rating

Review Sources

Google
5.0 (16)

Why choose this provider?

Nourihan Iskander is a home loan originator for Nexa Mortgage who works with clients in Lewisville. She helps homeowners who want to get approved for a refinance loan to lower current mortgage rates, shorten loan terms, or cash out equity. Iskander works alongside her clients and guides them through the entire borrowing process, from the pre-qualification step to closing. The specialist also helps first-time homeowners apply for a loan program they could be qualified for, such as VA, USDA, FHA, jumbo, and conforming loans.

  • Reverse Mortgages

3120 Hudson Crossing, Suite #D2, McKinney, TX 75070
WebsiteLicense: 1440741

Expertise.com Rating

Why choose this provider?

LL Move. is a mortgage refinance company that helps homeowners improve their financial status through various refinance loans. It helps homeowners improve their cash flow by giving them options to pay off an existing mortgage with a new one, lower their monthly rates or shorten loan terms, or get cash from equity. It uses an online tool that helps borrowers compare rates. Owner Larry Le works with first-time home buyers and has created a coaching class to help them get pre-approved.

  • New Construction
  • Reverse Mortgages

113 N. Poydras Street Suite 202, Lewisville, TX 75057
WebsiteLicense: 2014613

Expertise.com Rating

Review Sources

Google
5.0 (6)

Why choose this provider?

Finance America Inc. provides mortgage refinancing services to clients in the Lewisville metro area and surrounding areas. Its loan officers go over all options with clients and tailor their selections to their needs. This includes deciding between cash-out refinancing and another program. Finance America Inc. is a veteran-owned company that specializes in VA and FHA loans, as well as fixed-rate and reverse mortgages. Its website provides lending tools such as a pre-approval letter, refinance analysis, and payment calculator. The firm is also operates in California.

  • New Construction

4633 Coit Rd #340, Frisco, TX 75035
WebsiteLicense: 1441287

Expertise.com Rating

Review Sources

Google
4.2 (104)
Facebook
4.6 (43)

Why choose this provider?

Prime Choice Lending, Inc. serves the needs of home buyers and owners in Lewisville and the surrounding areas. The company specializes in various mortgage loan programs, which include refinancing. Its loan process includes helping clients choose suitable loan programs, understand the differences between points and rates, and compare different loans. The loan officers at Prime Choice Lending also offer clients conventional, USDA, federal housing administration, and VA loans. Programs for major home remodeling projects and foreign nationals are also available.

  • New Construction

12005 Ford Rd, Suite 405, Dallas, TX 75234
WebsiteLicense: 1986349

Expertise.com Rating

Review Sources

Google
4.9 (78)

Why choose this provider?

360 Home Lending is a full-service mortgage company based in Dallas that assists clients that are looking for better loan rates and terms in Lewisville. It provides a wide range of refinancing options like FHA streamline, VA cash out, conventional, HELOC, HARP, commercial, and jumbo loans. Other programs it offers are bank statements, foreign national loan programs, investment loans, asset-based loans, and stated income. The firm's loan close-out process is also automated by using an e-signature and an online notary.

  • New Construction

2701 N. Dallas Parkway Suite 180, Plano, TX 75093
WebsiteLicense: 206192

Expertise.com Rating

Review Sources

Facebook
5.0 (27)
Yelp
5.0 (3)

Why choose this provider?

FriscoMortgageGuy.com is a company that helps homeowners in Lewisville get refinancing loans. Owner Geoffrey Davis assists over 135 families annually in buying their homes or obtaining refinancing options. He helps clients opt for better or shorter terms or those who simply want to cash out of equity through refinancing. He has worked extensively with the community and has earned a reputation as the Frisco Mortgage Guy. Geoffrey educates clients about the real cost of homeownership.

8951 Cypress Waters Blvd #160, Coppell, TX 75019
WebsiteLicense: 1817402

Expertise.com Rating

Review Sources

Google
5.0 (40)

Why choose this provider?

Ray Gulam is a mortgage broker serving residents of Lewisville and the surrounding areas. He helps clients who need to refinance their homes. He aims to deliver outstanding customer service by guiding customers through every step of the mortgage refinance process and providing them with updates on their loan status. He offers a variety of loan programs, including VA, FHA, and conventional loans. Gulam has been in the financial services industry for more than three decades.

  • New Construction
  • Reverse Mortgages

6136 Frisco Square Blvd., Suite 400, Frisco, TX 75034
WebsiteLicense: 1861536

Expertise.com Rating

Review Sources

Facebook
5.0 (12)
Google
5.0 (7)

Why choose this provider?

Exponent Mortgage is a full-service mortgage company accommodating borrowers in Lewisville. It has a range of refinance options, including conventional, cash out, jumbo, and FHA and VA streamline programs. Purchase loans are also available, including non-qualified mortgages and bank statement loans. The firm's team of loan officers makes the home financing process easier by educating and guiding clients from application to closing. Exponent Mortgage maintains partnerships with various wholesale lenders to be able to find and recommend the appropriate products.

  • Reverse Mortgages

4400 TX 121 Ste. 205, Lewisville, TX 75056
WebsiteLicense: 1035734

Expertise.com Rating

Review Sources

Google
4.8 (64)
Facebook
5.0 (15)

Why choose this provider?

NMLS-registered Texas VA Mortgage handles purchasing and refinancing for VA loan customers located in the Lewisville metro, and nearby communities. It is a veteran-focused home loans provider and VA-approved lender, with more than $850 million in loans closed since its inception. VA Loans come in as low-interest, zero-down products, but conventional Loans are also available. CEO Dan Ali is a licensed loan originator who has been working in the industry since 2002. He founded Texas VA Mortgage in 2008.

  • New Construction
  • Reverse Mortgages

1201 Cross Timbers Rd., Flower Mound, TX 75028
WebsiteLicense: 1594420

Expertise.com Rating

Review Sources

Google
5.0 (31)

Why choose this provider?

Steve Dixon is a mortgage lender who caters to first-time homebuyers, long-time owners, and investors in Lewisville and the surrounding areas. He works with the American National Bank & Trust in Flower Mound to help clients find the right loan option that suits their unique needs and situations, whether it is FHA, VA, jumbo, construction, or conventional loans. One customer commended Dixon for answering all of her questions and explaining clearly what she needed to do to get her loan.

  • New Construction

2770 Main St. Suite 221, Frisco, TX 75033
WebsiteLicense: 292257

Expertise.com Rating

Review Sources

Google
5.0 (14)
Facebook
4.7 (13)

Why choose this provider?

Alliance Mortgage Group is a lending firm that serves customers in the Lewisville area and nearby metros. It handles VA and FHA loans for refinancing, as well as first-time loans and jumbo mortgages. It also employs the 2/1 rate buy-down tool where a seller offers closing cost concessions to help cover buy-down costs. Such a strategy can also be utilized in conventional, VA, and FHA loans. Alliance Mortgage Group also operates in the States of Nevada and Oklahoma.

Compare our Top Mortgage Refinance Companies

NameExpertise RatingAddressPromotionsLearn more
PBJ Mortgage
550 S Edmonds Lane Ste 102, Lewisville, TX 75067
Global Home Finance
325 S. Stemmons Frwy., Lewisville, TX 75067
Nourihan Iskander
3100 W Ray Rd Ste 201, Office 209, Lewisville, TX 85226
LL Move.
3120 Hudson Crossing, Suite #D2, McKinney, TX 75070
Finance America Inc.
113 N. Poydras Street Suite 202, Lewisville, TX 75057
Prime Choice Lending
4633 Coit Rd #340, Frisco, TX 75035
360 Home Lending
12005 Ford Rd, Suite 405, Dallas, TX 75234
FriscoMortgageGuy.com
2701 N. Dallas Parkway Suite 180, Plano, TX 75093
Ray Gulam
8951 Cypress Waters Blvd #160, Coppell, TX 75019
Exponent Mortgage
6136 Frisco Square Blvd., Suite 400, Frisco, TX 75034
Texas VA Mortgage
4400 TX 121 Ste. 205, Lewisville, TX 75056
Steve Dixon
1201 Cross Timbers Rd., Flower Mound, TX 75028
Alliance Mortgage Group
2770 Main St. Suite 221, Frisco, TX 75033

Lewisville, TX Mortgage Refinance FAQs

  • How do you qualify for a cash-out refinance in Lewisville?

    To qualify for a cash-out refinance in Lewisville, you need decent credit, over 20% home equity, minimum six-month age for your existing mortgage, and a 12-month wait since your last refinance. FHA, USDA, and VA loans are also not allowed and the cash-out rules pertain exclusively to primary residences, excluding investment or second homes. The refinance must clear second mortgages and liens, and a 7-year wait applies after foreclosure, bankruptcy, or short sale.

  • What is the expected duration for a mortgage refinance process in Lewisville?

    A mortgage refinance process in Lewisville typically takes around 30 to 45 days, but sometimes it could go faster. How quickly things move largely depends on how promptly you provide the required documents to your mortgage loan processor. Your timely submission of the necessary paperwork can really help speed up the whole process.

  • Will your credit score be negatively affected by refinancing in Lewisville?

    There might be a minor dip in your credit score due to the refinance application. If payments are not maintained, your credit score could suffer, similar to other financial commitments. However, if you manage your refinanced mortgage in Lewisville responsibly and make on-time payments, your credit score can recover and show improvement.

  • Are there expenses involved in refinancing an FHA loan in Lewisville?

    Yes, there are costs associated with refinancing an FHA loan in Lewisville. You could be required to pay closing costs ranging from 2% to 6% of your loan amount. On average, refinance closing costs are approximately $5,000 according to Freddie Mac. It's important to consider these fees to determine whether the benefits of refinancing your FHA loan outweigh the costs.

  • When is it not advisable to refinance your mortgage in Lewisville?

    Refinancing your mortgage in Lewisville might not be advisable if your credit score has dropped, if you plan to move soon and won't recoup refinancing costs, if your home's value has decreased leading to challenges in getting favorable terms, or if your mortgage includes a prepayment penalty that would incur additional fees. Mortgage refinancing should be avoided if it doesn't meet your needs or help improve your finances.