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Best Mortgage Refinance Companies in Frisco, TX

Our Recommended Top 13

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Frisco mortgage refinance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

63Reviewed

43Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

17440 Dallas Pkwy, Ste 111, Dallas, TX 75287
WebsiteLicense: 1470572

Expertise.com Rating

Review Sources

Google
4.9 (103)
Facebook
5.0 (39)

Why choose this provider?

Lendid Home Loans is a Dallas-based company that deals with clients across Frisco. It advises homeowners aiming to refinance their mortgages and takes into consideration their financial situation in the process. The company works to reduce the clients' interest rates or change their program terms. It also sets up a variety of mortgage programs for individuals seeking to purchase properties, ranging from VA and USDA loans to super jumbo and jumbo programs. Its president, Trey Bolen, previously worked as an underwriter for Bank of America.

  • Reverse Mortgages

2770 Main St. Suite 221, Frisco, TX 75033
WebsiteLicense: 292257

Expertise.com Rating

Review Sources

Facebook
4.7 (13)
Google
5.0 (12)

Why choose this provider?

Alliance Mortgage Group is a Frisco-based brokerage that caters to individuals and families from the local metro. The firm provides prospective applicants with a wide selection of mortgage programs, ranging from VA and FHA loans to second and reverse plans for refinancing endeavors. Its staff draws upon over a decade of experience to support its consultations with clients with its firsthand knowledge of financial factors, alternatives, and requirements. It also analyzes each recommendation alongside a comprehensive comparison of local market rates and trends.

  • Reverse Mortgages

4815, State Hwy 121 STE 2, The Colony, TX 75056
WebsiteLicense: 186131

Expertise.com Rating

Review Sources

Google
4.0 (41)

Why choose this provider?

Home With Loan.com is a mortgage bank that helps people in Frisco and the neighboring communities with their refinancing-related concerns. The company offers various mortgage options, which include conventional, ARM, FHA, and VA loans. It helps make the application process easy by having its clients upload their documents on its secured portal. The firm has been in the mortgage industry since 2006 and is also licensed to operate in the states of California and Georgia.

  • Reverse Mortgages

113 N. Poydras Street Suite 202, Lewisville, TX 75057
WebsiteLicense: 2014613

Expertise.com Rating

Review Sources

Google
5.0 (6)

Why choose this provider?

Finance America Inc. is a locally owned and operated mortgage company that serves individuals and families in Frisco and the surrounding areas. It helps clients reduce their interest rates or change their mortgage terms through refinancing programs. It also assists homeowners who wish to take cash out from their home's equity. In addition, its team of mortgage advisors provides home purchase loans such as jumbo, FHA, VA, and USDA Loans. Finance America has been in business for more than two years.

  • New Construction
  • Reverse Mortgages

6160 Warren Parkway #100, Frisco, TX 75034
WebsiteLicense: 1825176

Expertise.com Rating

Review Sources

Facebook
5.0 (6)
Google
4.2 (5)

Why choose this provider?

DLB Mortgage Services caters to property owners in Frisco and nearby areas. It offers a variety of individualized loan options for home purchases and refinances, including jumbo and conforming loans, with payment terms ranging from 5 to 30 years. It also handles government-insured loans and helps senior citizens seeking reverse mortgages. Founder Debbie Bloyd has over 25 years of experience in the field. She has hosted podcast episodes with BizTalk, giving practical financial and investment advice.

  • Reverse Mortgages

8300 US HWY 380 Suite 400, Cross Roads, TX 76227
WebsiteLicense: 2011428

Expertise.com Rating

Review Sources

Google
4.6 (31)
Facebook
5.0 (7)

Why choose this provider?

Efinity Mortgage caters to the home refinancing needs of individuals and families in Frisco and the surrounding areas. It has various refinancing programs to help its customers get lower interest rates and monthly payments. It offers other options for first-time buyers, like conventional, jumbo, and government-backed loans. Efinity Mortgage also has reverse mortgages for its clients who are over 62 years old and construction loans for those who want to build residential or commercial properties.

  • New Construction

400 W Bethany Dr., Allen, TX 75013
WebsiteLicense: 396750

Expertise.com Rating

Review Sources

Google
5.0 (34)
Facebook
4.7 (9)

Why choose this provider?

Mortgage XChange assists Frisco residents in securing refinancing loans. The team works with experienced homebuyers and those refinancing for the first time, whether their goal is to reduce the interest rate, shorten the term of a mortgage, or take cash out for home improvement. It has refinancing options for conforming loans, government-backed lending programs, and jumbo and superjumbo mortgages. The agency also offers financing solutions for new purchases. Mortgage XChange has been serving the community since 2007.

  • New Construction

2301 Ohio Drive, Ste 138, Plano, TX 75093
WebsiteLicense: 247183

Expertise.com Rating

Review Sources

Google
4.8 (39)
Yelp
4.5 (14)
Facebook
5.0 (12)

Why choose this provider?

Almega Mortgage serves homebuyers and borrowers in Frisco and nearby cities. Its officers offer refinancing solutions that provide interest rate and payment reductions, term adjustments, equity cash-outs, and home improvement assistance. They listen to clients' homeownership goals and financial objectives and find mortgage programs that fit into their needs and budget. Other home loan options provided by the company include USDA, VA, FHA, and Jumbo. Almega Mortgage has been in operation for more than two decades.

  • New Construction

1820 Preston Park Blvd., Plano, TX 75093
WebsiteLicense: 286706

Expertise.com Rating

Review Sources

Google
4.9 (36)
Facebook
4.9 (29)

Why choose this provider?

Nortex Mortgage has been helping clients in Frisco reach their homeownership goals since 1997. The company offers a variety of loan options for borrowers looking to refinance their existing property, including rate-and-term and cash-out. Its team of loan originators guides clients in choosing the right programs that match their financial needs. These include fixed-rate and adjustable-rate, FHA, RHS, USDA, and VA loans. Blake Robertson, one of the company's loan originators has been working for Nortex Mortgage for more than five years.

  • Reverse Mortgages

2591 Dallas Pkwy Ste 300, Frisco, TX 75034
WebsiteLicense: 1596113

Expertise.com Rating

Review Sources

Facebook
5.0 (8)
Google
4.4 (7)

Why choose this provider?

The Lending Source has been providing mortgage solutions to clients in Frisco and the surrounding metros since 2017. The firm assists homeowners who are looking to refinance, helping them obtain extra cash for home improvement, switch loan types, shorten loan terms, or reduce monthly payments. Its staff also accommodates individuals and couples in the market for a new mortgage. The Lending Source is a member of the Association of Independent Mortgage Experts. It carries a WBENC certification.

  • Commercial Loans

1784 W McDermott Dr, Suite 110, Allen, TX 75013
WebsiteLicense: 1645977

Expertise.com Rating

Review Sources

Google
4.3 (38)

Why choose this provider?

East Capital Funding is a mortgage company that helps its Frisco clients refinance their loans. Its experienced loan officers provide different loan options for clients who want to refinance their current loan program. Its mortgage products include FHA, VA, jumbo, and conventional loans. They can also assist with rate and term comparisons in order for the client to make an informed decision regarding their financial goals. The company works with more than 100 investors to offer a wide range of loan products.

  • Reverse Mortgages

3120 Hudson Crossing, McKinney, TX 75070
WebsiteLicense: 1440741

Expertise.com Rating

Review Sources

Google
5.0 (26)
Yelp
5.0 (6)

Why choose this provider?

Larry Le is a certified veteran mortgage advisor who serves clients in Frisco. He caters to customers refinancing their mortgages to obtain lower rates and monthly payments. Le guides borrowers through the refinancing process by providing options based on their unique criteria and helping them determine the loan program that suits their needs. These programs include conforming, VA, FHA, and USDA loans. His other offerings include 30- and 15-year fixed, adjustable-rate, and reverse mortgages and 230K and jumbo loans.

  • New Construction
  • Reverse Mortgages

700 Central Expressway S., Ste. 400, Allen, TX 75013
WebsiteLicense: 1047944

Expertise.com Rating

Review Sources

Google
4.8 (50)

Why choose this provider?

Competitive Home Lending serves the mortgage refinancing needs of individuals in Frisco. It has a variety of options such as FHA, VA, and home purchase loans. Additionally, it offers cash-out refinancing solutions to consolidate debts and obtain low-interest rates for clients. Its conventional mortgage loan programs include Fannie Mae and Freddie Mac. Its client base includes first-time homebuyers, military members, and veterans. The company comprises staff members with over two decades of collective experience in loan processing and banking.

  • New Construction

Compare our Top Mortgage Refinance Companies

NameExpertise RatingAddressPromotionsLearn more
Lendid Home Loans
17440 Dallas Pkwy, Ste 111, Dallas, TX 75287
Alliance Mortgage Group
2770 Main St. Suite 221, Frisco, TX 75033
Home With Loan.com
4815, State Hwy 121 STE 2, The Colony, TX 75056
Finance America Inc.
113 N. Poydras Street Suite 202, Lewisville, TX 75057
DLB Mortgage Services
6160 Warren Parkway #100, Frisco, TX 75034
Efinity Mortgage
8300 US HWY 380 Suite 400, Cross Roads, TX 76227
Mortgage XChange
400 W Bethany Dr., Allen, TX 75013
Almega Mortgage
2301 Ohio Drive, Ste 138, Plano, TX 75093
Nortex Mortgage
1820 Preston Park Blvd., Plano, TX 75093
The Lending Source
2591 Dallas Pkwy Ste 300, Frisco, TX 75034
East Capital Funding
1784 W McDermott Dr, Suite 110, Allen, TX 75013
Larry Le
3120 Hudson Crossing, McKinney, TX 75070
Competitive Home Lending
700 Central Expressway S., Ste. 400, Allen, TX 75013

Frisco, TX Mortgage Refinance FAQs

  • Should “Home Sweet Home” program borrowers in Frisco refinance their homes?

    Those in Frisco who bought their homes through the Texas State Affordable Housing Corporation’s “Home Sweet Home” program should only refinance their homes three years after their second mortgage, provided that they take out down payment assistance on it. This is because the balance will be forgiven by the state, along with no monthly payments.

  • Who is eligible for a Frisco cash-out refinance?

    To be eligible for a cash-out refinance in Frisco, homeowners will typically need to have at least 20% equity in their home. This is because the refinance amount on most conventional mortgages can’t exceed 80% of their home’s value. However, those with VA loans are permitted to access 90% to 100% of their home’s value.

  • What are the fees associated with Frisco mortgage refinancing?

    Those in Frisco who wish to refinance their mortgages will have to pay for the costs of the lender’s title policy, appraisal, settlement, and recording fees, as well as various state and local taxes. In 2021, the average closing cost in Dallas-Fort Worth was $3,162. In fact, Texas had one of the highest average closing costs nationwide that same year.

  • How long does the Frisco refinance process take?

    Depending on the complexity of one’s loan, taking out a refinance in Frisco typically takes up to 45 to 60 days. At the closing, borrowers will be able to receive their money after three days. Under federal law, they may use this period to change their mind about refinancing their mortgage.

  • How often can Frisco homeowners refinance their mortgages?

    There is no limit to how many times homeowners in Frisco are permitted to refinance their mortgages, so long as they meet the lender’s requirements. However, lenders typically enforce a six-month waiting period between refinances, especially for FHA and VA Streamline Refinance programs. For those with conventional mortgages, there is no waiting period.