Best Mortgage Refinance Companies in Baytown, TX

Galan Mortgage, LLC, handles applications from prospective refinancers, including those who speak Spanish, within the Baytown metro. The agency's team offers hybrid adjustable-rate mortgages that combine fixed payment options that extend throughout improved term durations with reduced interest rates. It recommends each option based on financial factors like an applicant's credit score and income capabilities. It also provides clients access to comprehensive reports and insights into the local mortgage market to help them adjust their options based on interest rate changes and property value trends.

Firehouse Mortgage is a brokerage that provides refinancing programs to support the home purchasing goals of residents in Baytown. The company helps mortgage borrowers make informed decisions in refinancing existing loans to secure cash for renovations, obtain lower monthly payments, or shorten terms. Its team of professionals assists homeowners in choosing from and applying for refinancing programs such as cash-out, VA IRRRL, and conventional loans. Firehouse Mortgage is a veteran-owned business established in 2018 by the husband-and-wife team of Aaron and Rachel Clark.

The Guarantee Mortgage Company is a Mont Belvieu-based agency that serves individuals and families in Baytown. Its agents work with applicants who seek to reduce their monthly payments, pay off their debts, and improve their long-term interest rates using their custom refinancing plans. By drawing on marketing evaluations and appraisals of local properties and mortgage rates, they help refinancers evaluate their available financial choices. They have developed their first-hand knowledge of various mortgage programs and lending factors over the course of more than 25 years.

Republic State Mortgage serves clients throughout the Greater Baytown metro. It assists individuals in applying for a mortgage refinance to help them obtain their financial goals, such as lowering their monthly payments, consolidating debts, and taking extra cash out from their home's equity. It also offers a wide variety of lending options for homebuyers, including FHA, conventional, VA, and jumbo loans. One client praised the company for providing her with an electronic signature solution, which made the closing process easier for her.

Texas Loan Star, Inc., is a mortgage brokerage company that assists the people of Baytown. It helps individuals and families adjust their mortgage payment rates and terms by providing refinancing services. It also offers professional assistance for purchasing residential and commercial establishments, which includes mortgage products like FHA, VA, USDA, and portfolio loans. Additionally, it caters to clients who seek to construct or renovate investment properties. The firm's team of financial experts has over 50 years of lending experience.

Western Mortgage caters to clients in the Baytown community. The company offers mortgage assistance to customers refinancing their homes, consolidating their debt, or buying their first house. Its refinancing solutions help borrowers change from an adjustable-rate to a fixed-rate mortgage and obtain lower monthly payments. Its staff members evaluate the client's mortgage needs and create a refinancing plan based on their needs. The professionals also provide conventional, jumbo, investor, construction, VA, and FHA loan programs.

A & K Mortgage addresses the needs of customers in Baytown. It provides mortgage refinancing solutions to individuals who want to lower their interest rate or convert their current FHA loan to a conventional loan. It also offers refinancing services to people who have improved their credit scores or aim to remove PMI. The company can cater to those who are self-employed or on fixed incomes. Kristen Bradley, the president of A & K Mortgage, has over 15 years of industry experience.

Dar Mortgage Corp offers financing assistance to homeowners and homebuyers in Baytown. The company provides refinancing solutions that are intended to reduce borrowers' monthly payments, consolidate debts, and take out cash from equities. These options apply to clients living in single- and multi-family units, condominiums, and manufactured homes. Its loan officers guide customers through the entire application process, from determining purchasing power to signing final documents. Some of the agency's programs include FHA, VA, and USDA loans, as well as fixed-rate and adjustable-rate mortgages.

Flagstone is a mortgage banker and brokerage catering to the refinancing needs of homeowners in Baytown. The company assists holders of mortgages, such as VA, jumbo, FHA, and super jumbo programs, in applying for refinancing. Deploying a concierge lending approach, its team structures refinancing transactions to secure optimum financial benefits. Flagstone operates mainly through the By Referral Only business model and has been in operation since 2001. It is the recipient of the Broker Award for Outstanding Performance given by Washington Mutual.

Armando Alaniz is a mortgage broker for Bar None Mortgage Services who serves individuals and families in Baytown and its nearby communities. He assists people looking to refinance their current mortgages or purchase a new home. He collaborates closely with clients to find a loan program for their needs, whether it is a conventional, FHA, USDA, VA, renovation, or jumbo loan. Alaniz guides customers through every step of the loan process, from pre-approval to closing.

Matador Lending caters to clients across Baytown and the surrounding cities. It handles the mortgage refinancing needs of homeowners who wish to reduce their monthly payments, lower their rates, and change their loan terms to fit their current and future financial goals. It also offers different home purchasing loan options for clients, such as jumbo, which focuses on providing clients with fixed and adjustable rates. Matador Lending carries other loan types, including VA, FHA, and Non-QM.

Mortgages By Gabe caters to real estate investors and first-time homebuyers in Baytown and its nearby communities. The business offers various loan programs, such as VA, USDA, construction, hard money, FHA, and conventional mortgages. Founder and mortgage broker Gabe Winslow has helped customers refinance a variety of residential properties, including condominiums, multi-unit dwellings, townhouses, and single-family residences. He is licensed to respond to the mortgage needs of clients in Arizona, Idaho, and Michigan. Mortgages By Gabe also provides down payment assistance programs.

Secure Mortgage Company aims to help families and individuals throughout the Baytown metro and nearby areas meet their housing goals by providing a variety of residential mortgage products and services. The firm's loan officers help clients looking into refinancing their existing homes, whether to get better terms, consolidate current debts, or take some cash out. Additionally, the firm is a member of the National Association of Mortgage Brokers and the Greater Houston Association of Mortgage Brokers.