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Best Mortgage Refinance Companies in Clarksville, TN

Our Recommended Top 9

We did the research for you!

  • Licensing
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Our goal is to connect people with the best local professionals. We scored Clarksville mortgage refinance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

71Reviewed

46Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

329 Warfield Blvd Suite A, Clarksville, TN 37043
WebsiteLicense: 1613

Expertise.com Rating

Review Sources

Facebook
5.0 (12)
Google
5.0 (4)
Yelp
5.0 (1)

Why choose this provider?

Legacy Mortgage Services, Inc. serves the refinancing needs of the communities in Clarksville and the nearby areas. Its team of loan professionals guides borrowers in choosing the terms and options suited to their refinancing goals. The team also helps military members and veterans and their spouses in getting the VA Streamline Refinance program. One of these professionals, Bruce Dawson, previously worked as a real estate agent and is also a licensed loan originator in Kentucky.

  • New Construction

107 Center Pointe Drive, Clarksville, TN 37040
WebsiteLicense: 1907

Expertise.com Rating

Review Sources

Google
5.0 (1082)
Facebook
4.9 (188)
Yelp
4.4 (7)

Why choose this provider?

Veterans United of Clarksville, TN, helps homeowners and first-time home buyers in the metro navigate the VA loan process. It assists qualified military personnel, veterans, and surviving spouses in selecting the VA loan program to purchase or refinance single-family homes, condominiums, and manufactured homes. Its mortgage team, which consists of former senior enlisted leaders, offers interest rate reduction refinance and cash-out loans. Veterans United is a mortgage lender approved by the Department of Veterans Affairs.

724 S Main St, Springfield, TN 37172
WebsiteLicense: 1249911

Expertise.com Rating

Review Sources

Google
5.0 (71)
Facebook
5.0 (34)

Why choose this provider?

Valor Mortgage offers refinancing loans to Clarksville homeowners seeking to lower their monthly payments. It also provides purchase loans for residents looking to buy their starter or second home. The company is a member of the Brokers Are Better Network and the Association of Independent Mortgage Experts. Main Street Media of Tennessee named it a finalist for the Best Bank/Mortgage Company in Robertson County. Valor Mortgage gives back to the community through Gideon Rescue Co., providing disaster response that considers mental, spiritual, and physical needs.

4239 Ft. Campbell Blvd., Hopkinsville, KY 42240
WebsiteLicense: 2492

Expertise.com Rating

Review Sources

Google
4.3 (17)
Facebook
5.0 (4)
Yelp
3.0 (2)

Why choose this provider?

HomePlace Mortgage, Inc., works with families and individuals in Clarksville and nearby areas. Its team helps buyers and investors acquire different types of single- and multi-family homes, condominiums, and townhouses. The company conducts consultations to create refinancing solutions for reducing interest rates or monthly payments. It offers a wide selection of mortgage programs, including VA, FHA, RHS, and combined or hybrid ARM loans. HomePlace Mortgage also caters to clients seeking conforming, conventional, and RHS loan options.

  • New Construction

6398 US-41 Alt, Pleasant View, TN 37146
WebsiteLicense: 133815

Expertise.com Rating

Review Sources

Facebook
4.4 (20)
Google
5.0 (2)

Why choose this provider?

Tennessee Trust Mortgage, Inc., assists and educates clients in Clarksville on finding the mortgage refinancing options that can meet their needs. It provides loans to clients with interest rates tailored to their budgets, pays off high-interest credit card debts, and closes costs. The lender refinances a wide range of properties, including condos, townhomes, manufactured and modular homes, investment properties, single-family houses, and log homes. The local mortgage lending company has been in the business for over 26 years.

  • New Construction
  • Reverse Mortgages

1820 Memorial Circle, Clarksville, TN 37043
WebsiteLicense: 628394

Expertise.com Rating

Review Sources

Google
4.9 (42)
Facebook
5.0 (40)

Why choose this provider?

The West Group serves clients throughout Clarksville. It assists current homeowners in finding the mortgage refinancing loan program that will meet their needs and budget. It offers conventional, FHA, USDA, and VA home loans. Its agents have decades of collective experience in the mortgage industry. Stacy West, branch manager, is a former military spouse and active duty member. She focuses her services on assisting veterans with their mortgage refinancing needs. The West Groups also serves clients in Illinois, Alabama, Colorado, Florida, and Texas.

  • New Construction

1100 S Main St. Suite 3, Hopkinsville, KY 42240
WebsiteLicense: 1183683

Expertise.com Rating

Review Sources

Google
5.0 (88)
Facebook
5.0 (66)

Why choose this provider?

Dreamfield Lending deals with current homeowners and first-time property buyers across Clarksville. The company guides individuals through the mortgage refinancing process and educates them on regulations under the federal law Truth in Lending Act. It also addresses their concerns involving closing costs. For clients looking to purchase homes, the company provides a variety of mortgage programs, ranging from VA and FHA loans to conventional and jumbo programs. Its owner, Andrew Wilson, holds an Accredited Mortgage Professional designation from the Mortgage Bankers Association.

  • Commercial Loans
  • New Construction

1267 Eagles View Dr., Clarksville, TN 37040
WebsiteLicense: 1364

Expertise.com Rating

Review Sources

Google
4.9 (13)

Why choose this provider?

American Mortgage Solutions provides home loan refinance programs to customers in Clarksville. It offers various online tools to help borrowers throughout the process, including a pre-approval letter, refinance analysis request form, and payment calculator. It gives clients a variety of options based on their individual needs after completing the home refinance analysis request. Its mortgage refinance products include fixed-rate, USDA, VA, FHA, conforming, and jumbo loans. Founder Travis Egan started his career in the mortgage industry in 1995.

  • Reverse Mortgages

2687 Townsend Ct Suite B, Clarksville, TN 37043
WebsiteLicense: 2470

Expertise.com Rating

Review Sources

Google
4.9 (283)
Facebook
4.8 (113)
Yelp
1.0 (1)

Why choose this provider?

Castle Rock Mortgage, LLC, is a mortgage company that offers refinancing services in Clarksville. Its professionals provide refinancing services for various needs, such as FHA cash-out, FHA streamline, and VA refinance options. Other community-based loan options include My Community Mortgage Program and Rural Development Financing. The company aims to give back to its community heroes with its Good Neighbor Next Door Program, which provides special financing for law enforcement officers, firefighters, emergency medical personnel, and teachers.

  • Reverse Mortgages

Compare our Top Mortgage Refinance Companies

NameExpertise RatingAddressPromotionsLearn more
Legacy Mortgage Services, Inc.
329 Warfield Blvd Suite A, Clarksville, TN 37043
Veterans United of Clarksville, TN
107 Center Pointe Drive, Clarksville, TN 37040
Valor Mortgage
724 S Main St, Springfield, TN 37172
HomePlace Mortgage Inc.
4239 Ft. Campbell Blvd., Hopkinsville, KY 42240
Tennessee Trust Mortgage, Inc.
6398 US-41 Alt, Pleasant View, TN 37146
The West Group
1820 Memorial Circle, Clarksville, TN 37043
Dreamfield Lending
1100 S Main St. Suite 3, Hopkinsville, KY 42240
American Mortgage Solutions
1267 Eagles View Dr., Clarksville, TN 37040
Castle Rock Mortgage, LLC
2687 Townsend Ct Suite B, Clarksville, TN 37043

Clarksville, TN Mortgage Refinance FAQs

  • In Clarksville, do you have to pay taxes on a cash-out refinance?

    The IRS does not consider the cash you receive through a cash-out refinance in Clarksville to be income; therefore, you are not required to pay taxes on it. A cash-out refinance is a type of financing that enables homeowners to access the equity in their homes by refinancing their present loans for a larger quantity of money.

  • In Clarksville, what period is ideal for a cash-out refinance?

    The ideal moment to think about a cash-out refinance in Clarksville is when your house has appreciated considerably, interest rates are low, or you require a sizable chunk of money for high costs like debt consolidation, expensive expenditures, and home improvements. Refinancing might lengthen your payback duration and raise your overall interest expense, so it's important to take into account your financial condition and future goals.

  • Does your Clarksville refinance depend on your credit score?

    Yes. Your credit score has a big impact on your mortgage rates and refinancing options in Clarksville, just like it does on the interest rates for other financial products or credit cards. It also has an effect on when you can refinance. In general, the greater your credit rating, the lower your monthly payments will be.

  • If you anticipate moving within a few years, what steps should you take with your refinanced property in Clarksville?

    Establish your break-even point if you intend to sell your refinanced house in Clarksville after a few years. The break-even point is when the price of finishing the refinancing procedure is equal to or greater than what was saved from the refinance. You must consider your taxes, closing costs, and extra fees to establish your unique break-even figure.

  • Can you refinance a mortgage with an adjustable rate in Clarksville?

    Yes. As long as your credit is approved, you can refinance your current adjustable-rate mortgage loan in Clarksville. An adjustable-rate mortgage is a house loan whose interest rate fluctuates over the course of its term in accordance with the market. Refinancing a mortgage can have several advantages, including decreasing the monthly payments, cutting your interest rate, altering the terms, and gaining access to funds for large expenditures.