Best Mortgage Refinance Companies in Mount Pleasant, SC

Parker Lending, LLC, is a mortgage business serving both residential owners and first-time home buyers. Owner Arthur "Chip" Parker assists with loan application and refinancing to seek better rates or some property cash out. He provides assistance by following up on correspondences, lending process support, securing market rates that fit each client's budget, and closing loans on time. His other clients include seniors seeking reverse mortgages, refinancing homeowners, and move-up/second home buyers, as well as investment purchasers. Parker Lending is headquartered in Mount Pleasant.

Alex Wall caters to clients throughout Mount Pleasant. He assesses the homeowner's financial situation as part of his efforts to help them refinance their loans. Wall has experience modifying the terms of loans insured or guaranteed by federal agencies like the FHA and VA. He also guides homebuyers through the mortgage application process and addresses their concerns on various matters, including short sales and property marketing. Wall has been in the lending sector for more than 10 years.

Coastal Funding Corporation is a mortgage company serving the financing needs of homeowners and buyers across Mount Pleasant. It offers the interest rate reduction refinance loan under its VA program to cut the previous rate and monthly payment. Its variety of FHA loans includes cash-out refinancing, streamline refinances, 203k, non-occupying co-borrower, and 3.5% down payment. Coastal Funding is a locally owned venture that focuses on maximizing the benefits of multiple lending options that match borrowers' financial goals and dreams of homeownership.

Barley Mortgage, LLC, caters to clients in Mount Pleasant and the surrounding areas. It offers to refinance loans to help clients change their terms or lower their rates to achieve their financial goals and needs. It also guides individuals and families in purchasing townhouses, multi-family homes, condominium units, and single-family residences using mortgage loan programs, including jumbo, conventional, VA, and FHA. The company's CEO, Jason Barley, has been in the industry for more than two decades.

Since 2017, Ascend Financial Group has been working with Mount Pleasant clients. The company educates owners of properties like townhouses, manufactured homes, and condominiums through the mortgage refinancing process. It offers an online calculator that breaks down how refinancing impacts their long-term financial situation. The company also provides conventional mortgage programs, as well as loans backed by government agencies like the VA, FHA, and USDA, for aspiring homeowners. Greg Schoonover, its president, previously worked under various firms, including Ikon Financial Group and Residential Home Funding.

PMC Mortgage Corporation serves residents in Mount Pleasant who need refinancing and loan solutions. The team delivers conventional and jumbo loans and has government-backed programs for members of the military sector. It works with debtors who wish to take advantage of more favorable terms and conditions of compliance. The company is licensed to operate across three states. Founder Henry Savage established the corporation in 1992 and was the Mortgage Q&A columnist for The Washington Times for over ten years.

Carolina Lending Group caters to borrowers in Mount Pleasant who are seeking financing options. It provides a variety of programs, such as FHA, jumbo, conventional, VA, and reverse mortgages. It has a correspondent lending program for qualified clients who were refused loans by banks. The company also supports various charities, including one that provides meals to those in need, and gives a fixed amount for every loan. Founder Jason Myers, a certified lender for Military.com, has been in the industry since 2002.

The Southern Coast Team of Direct Mortgage Loans addresses the home refinancing needs of its clients in Mount Pleasant. The company assists its clients in paying off their debts, maximizing their equity, and getting lower rates through various refinancing options. It offers conventional, construction/renovation, and government-backed loans. The company strives to deliver on its commitment to transparency by providing its step-by-step home-buying process on its website and mortgage guides. It has been recognized as one of the top 100 companies in the Mortgage Executive Magazine.

Derek Goulette, who works at American Pacific Mortgage, provides services throughout Mount Pleasant and the surrounding areas. Derek serves individuals needing to apply for their first or repeat mortgage refinancing matters, helping them minimize their monthly payments, change their terms, or lower their rates. He also assists potential home buyers in choosing loan options suitable for their needs. These options include jumbo and super jumbo, conforming, adjustable, and fixed. Derek also carries government loans, such as USDA, VA, and FHA.

Christa Votaw discusses mortgage refinancing options to help clients make informed decisions in Mount Pleasant. She caters to homeowners who plan to refinance their homes to take some cash out or save money with lower interest rates. She also handles reverse mortgage services for seniors. Additionally, she assists buyers who plan to purchase real estate properties for investment purposes and strives to secure low-rate financing to maximize their ROI. Votaw is a senior loan officer at Clear Mortgage.

The McClarty Mortgage Team is committed to offering Mount Pleasant-based clients the ideal financing solution for their mortgage needs. As an education-based mortgage company, it informs residential property owners planning to refinance their homes about its benefits, including reduced monthly payments and interest rates. Its team also assists homeowners in applying for a cash-out refinance to consolidate debt. Additionally, The McClarty Mortgage Team offers home buyers with USDA, FHA, and VA loan options. The company is a division of Lending Path Mortgage.