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Best Mortgage Refinance Companies in Pittsburgh, PA

Our Recommended Top 16

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Pittsburgh Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

177Reviewed

112Curated

16Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

5915 Baum Blvd, Pittsburgh, PA 15206

Expertise.com Rating

Review Sources

Google
5.0 (159)
Facebook
5.0 (133)

Why choose this provider?

Serving Pittsburgh and nearby areas, AJM Mortgage, Inc., offers assistance to individuals who want to refinance their home loans. The company has been helping people achieve their dream of homeownership since 2004. It works with various wholesale lenders to connect borrowers to the product that fits their needs. The team guides clients in evaluating their options and comparing different mortgage strategies. Founders Todd Stainbrook and David Simon both have more than a decade of industry experience.

5825 Darlington Rd., Pittsburgh, PA 15217

Expertise.com Rating

Review Sources

Google
5.0 (38)

Why choose this provider?

Locally owned and operated Forest Hills Mortgage serves clients in Pittsburgh. It offers mortgage refinancing solutions for homebuyers and homeowners, which allow them to consolidate high-interest debt and reduce the term on their mortgages. The home loan refinancing options include cash-out, fixed-rate mortgage, USDA, FHA, and VA loans. The brokerage also provides a mortgage calculator to help clients project their potential expenses. After learning and working in the mortgage industry for 19 years, the owner founded Forest Hills Mortgage in 2020.

  • Multi-Family Loans

681 Andersen Drive BLDG 6, Suite 500, Pittsburgh, PA 15220

Expertise.com Rating

Review Sources

Google
4.7 (50)
Yelp
4.0 (7)

Why choose this provider?

Reliance First Capital, LLC, offers mortgage and refinance options to customers living in Pittsburgh and the surrounding areas. These products include the firm's own ADVANTAGE program, which is targeted at self-employed borrowers who want to acquire family homes or investment properties. The firm delivers industry-standard choices such as conventional, FHA, and jumbo loans. It also refinances existing arrangements and consolidates debts to obtain terms more favorable to clients. Reliance First Capital has a client base that includes military personnel.

  • Purchase and Refinance
  • New Construction

554 Washington Avenue, Suite 5, Carnegie, PA 15106

Expertise.com Rating

Review Sources

Google
5.0 (9)
Facebook
5.0 (6)

Why choose this provider?

Tara Mortgage Services, LLC, delivers loan and refinancing solutions to clients in Pittsburgh and the surrounding areas. These options include products offered by the FHA and USDA, plus conventional, commercial, and jumbo loans. The firm delivers fixed, adjustable rate, and interest-only arrangements. It also restructures existing payment schemes. Tara Mortgage Services was established in 2015, and its owner has more than 19 years of experience in the lending sector. Its clientele extends to military personnel.

  • Multi-Family Loans

1384 Old Freeport Road, Suite 3F, Pittsburgh, PA 15238

Expertise.com Rating

Review Sources

Facebook
5.0 (5)
Google
4.0 (4)
Yelp
5.0 (2)

Why choose this provider?

Veritas Mortgage Services caters to clients in Pittsburgh and the surrounding areas. It offers mortgage refinance loans, which help homebuyers to properly budget and repay debts on a specific date. The program also allows clients to take advantage of their homes' equity and use it for renovations and repairs. The firm provides other types of mortgages, such as conventional, fixed-rate, jumbo, FHA, USDA, and VA loans. Veritas Mortgage Services has been serving the community for nearly 15 years.

Pittsburgh, PA
WebsiteLicense: 1951574

Expertise.com Rating

Review Sources

Google
5.0 (597)
Facebook
5.0 (91)
Yelp
5.0 (6)

Why choose this provider?

Agave Home Loans is an independent mortgage broker serving clients in Pittsburgh. It offers a wide range of mortgage refinancing options for homebuyers and homeowners, including conventional, FHA, VA, and non-qualifying mortgage loans. Its mortgage experts help veterans, service members, military families, and self-employed buyers in navigating the mortgage loan process. Co-owners Marshall Gottlieb and Doug Wang practice open communication with clients to meet their unique needs and goals. Marshall has seven years of hospitality industry experience, while Doug has seven years of mortgage industry experience.

  • Multi-Family Loans

3336 Maple Road, Pittsburgh, PA 15237

Expertise.com Rating

Review Sources

Facebook
5.0 (21)
Google
4.2 (5)

Why choose this provider?

American Mortgage Finance works with clients from Pittsburgh and the surrounding areas. Since 2006, the company has been a source of various loan programs, including mortgage refinancing. Its team of loan officers furnishes home purchase mortgages, such as FHA, VA, and USDA. Additionally, it provides solutions to first-time home buyers and people looking to construct and renovate their properties. American Mortgage Finance's staff members use electronic technology to sign and send secure documents, allowing them to accommodate busy clients.

  • New Construction

4640 Campbells Run Rd, Pittsburgh, PA 15205

Expertise.com Rating

Review Sources

Google
4.8 (111)
Facebook
5.0 (40)
Yelp
4.0 (8)

Why choose this provider?

Holland Mortgage Advisors is a Pennsylvania-based mortgage lender with decades of combined industry experience. The company partners with reputable local and national lending institutions to offer its clients the most competitive services. As a 100% referral-based company, HMA depends solely on its reputation for providing professional, quality, and superior offerings to generate confidence and referrals from other professionals such as realtors, attorneys, insurance agents, and financial planners. The company also relies on recommendations from satisfied clients who refer family, friends, and co-workers. HMA has multiple-year winners of the Five Star Mortgage Professional Award. It is also a member of the National Mortgage Bankers Association.

651 Holiday Drive, Pittsburgh, PA 15220
WebsiteLicense: 1149774

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

PA Capital Mortgage is a mortgage company that helps Pittsburgh residents buy, sell, refinance, or build their homes. The company's experienced loan officers provide their clients with a variety of loan options. These include fixed mortgages, ARMs, FHA, VA, and USDA loans. Reverse mortgages and jumbo loans are also available. Their clients can browse the company's website to check out the different loan programs, use their decision-making tools, or secure an online application.

  • Reverse Mortgages

2250 Babcock Blvd, Pittsburgh, PA 15237

Expertise.com Rating

Review Sources

Facebook
4.7 (25)
Google
3.9 (23)

Why choose this provider?

West Penn Financial Service Center Inc. is a mortgage lender serving clients in Pittsburgh. It offers mortgage refinancing options for homeowners that include conventional, USDA, FHA, and VA loans. The brokerage guides clients through the loan process covering multi-family, primary residence, and non-owner occupied homes. It works with investors and lenders all over the country, allowing it to provide loan options that are tailored to the specific needs of its clients. The brokerage also provides a mortgage calculator to help clients project their potential expenses.

  • New Construction

428 Allegheny River Blvd, Oakmont, PA 15139

Expertise.com Rating

Review Sources

Google
4.8 (162)
Facebook
5.0 (51)

Why choose this provider?

Lending Heights provides a variety of services in the Pittsburgh area and nearby locations. It helps home buyers acquire investment properties through its refinancing solutions. The company offers fixed-rate and adjustable-rate, conforming, and jumbo and super jumbo mortgages. Its agents also process FHA, USDA, VA loan programs. They assist clients in filing their home analysis requests and comparing various types of mortgage interests and rates. President Jason Cecco has been in the mortgage services industry for over eight years.

  • New Construction

3001 Village Run Road, Wexford, PA 15090
WebsiteLicense: 132492

Expertise.com Rating

Review Sources

Yelp
5.0 (22)
Google
5.0 (2)

Why choose this provider?

US Mortgage Network is a company near Pittsburgh that has been helping clients obtain home loans and refinance existing mortgages since 1997. The team can assist clients who want to refinance their loans in finding the best options for their unique situation. Whether a client wants to lower their monthly payments, reduce their current interest rate, pay off their mortgage sooner, convert an adjustable-rate mortgage (ARM) to a fixed-rate mortgage, or use funds from their home for a special event or purchase, US Mortgage Network can help them achieve their goals. Loans for construction and commercial property purchases are also available.

  • Reverse Mortgages
  • NMLS #: 39166

322 South Main Street, Zelienople, PA 16063
WebsiteLicense: 21193

Expertise.com Rating

Review Sources

Yelp
5.0 (1)

Why choose this provider?

Northern States Mortgage LLC is a lender serving clients from all over Pittsburgh and the surrounding neighborhoods. It offers a range of mortgage refinancing and purchasing solutions, helping clients find the right answer to their financial needs and goals. The lending team is experienced in all matters mortgage refinancing and can help evaluate a client's mortgage obligations and draft a plan to help them save time and money. Loans available for refinancing include conventional, VA, FHA, USDA, and jumbo loans. With refinancing, clients can get lower monthly rates and pay less over the life of their mortgage. They can also switch from an unfavorable adjustable-rate to a fixed-rate.

  • Reverse Mortgages
  • NMLS #: 39166

4 Penn Center West Suite 203, Pittsburgh, PA 15276

Expertise.com Rating

Review Sources

Google
4.9 (134)
Facebook
5.0 (7)

Why choose this provider?

Red Tree Mortgage was founded in 2019. It caters to clients from all over Pittsburgh and the surrounding areas. The company helps customers with their mortgage refinancing needs, whether they seek to lower monthly payments or pay off high-interest debts through cashing out. In addition, it offers various loan options for new home purchases, such as FHA, VA, and USDA. It also provides solutions to first-time home buyers. Alex Reinig, the founder and owner, has been in the mortgage and banking industries since 2004.

  • Reverse Mortgages

1301 Grandview Avenue, Pittsburgh, PA 15211
WebsiteLicense: 101475

Expertise.com Rating

Review Sources

Google
4.6 (91)
Yelp
5.0 (5)
Facebook
5.0 (1)

Why choose this provider?

Federated Mortgage Corp. is a team of mortgage refinance lenders in Pittsburgh, offering clients a variety of conventional and government mortgage programs. The company works with clients to find low mortgage interest rates and provides a team of experienced professionals to guide them through the entire transaction. Loan options available for refinancing include VA and conventional home loans. Refinancing can help clients to reduce their monthly mortgage payments, lessen the loan term, and free up cash for other purposes. Mortgage solutions available include loans with 15- and 30-year terms, and jumbo, FHA, and condo financing options. Clients can call for all mortgage inquiries.

  • Reverse Mortgages
  • NMLS #: 39166

808 Walnut Street, Pittsburgh, PA 15221

Expertise.com Rating

Review Sources

Google
5.0 (12)
Facebook
5.0 (12)
Yelp
5.0 (1)

Why choose this provider?

Lend Financial Mortgage is a Pittsburgh-based company that extends its services to homeowners looking to refinance current home loans. It offers mortgage options for clients looking to consolidate debt, shorten loan terms, and lower monthly payments. It also provides loans for homebuyers. One of them is the Home Path program, which offers flexible term options, including adjustable-rate, fixed-rate, and interest-only. Lend Financial Mortgage also helps clients apply for HomeStyle Renovation mortgage, which allows clients to purchase houses that need repair.

  • New Construction

Compare our Top Mortgage Refinance Companies

NameExpertise RatingAddressPromotionsLearn more
AJM Mortgage, Inc.
5915 Baum Blvd, Pittsburgh, PA 15206
Forest Hills Mortgage
5825 Darlington Rd., Pittsburgh, PA 15217
Reliance First Capital, LLC.
681 Andersen Drive BLDG 6, Suite 500, Pittsburgh, PA 15220
Tara Mortgage Services, LLC
554 Washington Avenue, Suite 5, Carnegie, PA 15106
Veritas Mortgage Services
1384 Old Freeport Road, Suite 3F, Pittsburgh, PA 15238
Agave Home Loans
Pittsburgh, PA
American Mortgage Finance
3336 Maple Road, Pittsburgh, PA 15237
Holland Mortgage Advisors
4640 Campbells Run Rd, Pittsburgh, PA 15205
PA Capital Mortgage
651 Holiday Drive, Pittsburgh, PA 15220
West Penn Financial Service Center Inc.
2250 Babcock Blvd, Pittsburgh, PA 15237
Lending Heights
428 Allegheny River Blvd, Oakmont, PA 15139
US Mortgage Network
3001 Village Run Road, Wexford, PA 15090
Northern States Mortgage, LLC
322 South Main Street, Zelienople, PA 16063
Red Tree Mortgage
4 Penn Center West Suite 203, Pittsburgh, PA 15276
Federated Mortgage Corp.
1301 Grandview Avenue, Pittsburgh, PA 15211
Lend Financial Mortgage
808 Walnut Street, Pittsburgh, PA 15221

FAQs

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • What are the current annual percentage rates for Pittsburgh properties?

    As of August 2023, the annual percentage rate for a 30-year fixed-rate mortgage in Pittsburgh is 7.080%. Meanwhile, the rate for a 15-year fixed mortgage is 6.151% and 6.255% for 10-year fixed mortgages. These are lower than the rates for adjustable-rate mortgages, which is 7.777% for both 7-year and 5-year ARMs.

  • How much of one’s home equity can be used in Pittsburgh?

    Lenders in Pittsburg typically allow only 80% of one’s home equity to be made available for a refinance loan. In order to determine one’s equity, one’s current remaining mortgage must be subtracted from the appraised value of the home. Borrowing against one’s equity allows homeowners to pay for large expenses such as home remodeling, a car, or college tuition.

  • Can Pittsburgh homeowners refinance if they have a second mortgage?

    Homeowners in Pittsburgh who have a second mortgage are still permitted to refinance, as both loans will typically be consolidated into one new first mortgage for more streamlined monthly payments. However, those who wish to keep their second mortgage intact will have to go through the subordination process and pay additional fees.

  • What are the fees associated with Pittsburgh mortgage refinancing?

    Those in Pittsburgh who wish to refinance their mortgages will have to pay standard third-party fees such as credit report, title, escrow, notary, and recording fees. They will also have to cover appraisal and lender fees for processing and underwriting. In addition, there are also prorated pre-paid costs for property taxes, interest, and homeowners insurance.

  • How long does the Pittsburgh mortgage refinancing process take?

    Depending on the complexity of one’s loan, refinancing a mortgage in Pittsburgh typically takes up to 45 to 60 days. At the closing, one’s loan documents will be reviewed and signed in the presence of the signing authority such as an escrow agent or attorney. After this, the loan will officially close in three to five days.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.