Best Mortgage Refinance Companies in Salem, OR

Fairway's First Team is a lending company that serves homebuyers, builders, and real estate professionals located in and around the Salem area. It has mortgage refinancing in its portfolio, as well as reverse mortgages. FHA, VA, and jumbo loans are also available, at both fixed and adjustable rates. Established in 1996, it has since grown to employ over 1,500 employees in more than 100 branches. Through the American Warrior Initiative, Fairway's First Team finds a way to give back to the nation's veterans.

Capitol Mortgage Company is a locally owned and operated firm that serves families and individuals in Salem. It offers mortgage refinancing options that help clients access equity for cash out, save money through lower interest rates, and change loan programs. In addition to the conventional, jumbo, FHA, VA, and USDA programs, the firm provides construction-to-permanent, Alt-A, rehab, and private money loans. Capitol Mortgage Company has been in the business since 1993. Its staff is available for consultations 24 hours a day.

Mortgage First Corporation delivers refinancing and loan options to house buyers in Salem. The crew rearranges current obligations to facilitate payments under more favorable terms and conditions. It has mortgages ranging from 15 to 30-year fixed-rate contracts to adjustable rate choices. Products supported by the USDA and VA are also available. Mortgage First Corporation started in 1989 and was led by Todd Allen, who has since passed down the business to his daughter Claire Mahoney in 2022.

Lighthouse Home Loans offers financing options to locals across the Salem metro. It helps homeowners get new financial opportunities by giving them a chance to lower their monthly payments, change from adjustable rates to fixed rates, or end their payments for private mortgage insurance through refinancing loans. It also provides conventional, FHA, VA, and USDA loans, as well as reverse mortgages and commercial lending. Lighthouse Home Loans uses online calculators and tools to help speed up its application process.

Mann Mortgage Salem serves clients throughout the metro. It offers home loan refinancing programs, assisting homeowners in navigating various loan options and selecting the one that meets their needs and preferred interest rate. Its loan experts assist clients in locating a loan program that reduces their payments, shortens their loan term, or provides them with a cash-out. The team also offers conventional, FHA, USDA, VA, and reverse mortgage loans. This company has been serving customers for more than three decades.

Mighty Mortgage is a Salem-based service provider catering to borrowers in the metro. Its staff helps mortgage holders with refinancing needs such as eliminating mortgage insurance, cashing out, and lowering monthly payments. The staff assists clients in assessing their finances, crunching the numbers, and navigating the refinancing process, from pre-qualification and processing to closing. Founder Richard Gessford started his lending career in 1984 and previously served in the army. His company employs green practices through paperless services.

Landmark Professional Mortgage Company serves clients in Salem and the surrounding areas who need various loan options. The team handles the nitty-gritty details of the mortgage process including the undewriting, and processing of documents. Refinancing is available for buyers with existing contracts who wish to obtain less burdensome terms and conditions of payment. The company is led by Cindy Crowley and David Hafner and was formed out of a merger in 2011. It is associated with the Central Oregon Builders Association.

Mortgage Marketplace serves residents of Salem who need a variety of loans and refinance options. These choices include government-supported programs fit for members of the national defense establishment and farmland investors. The team has products for home renovation and construction projects. Refinancing is also available to make use of reduced rates. Mortgage Marketplace is owned by broker Mike Gillett, who has been in the home financing sector since 1995. He caters to seasoned and first-time homeowners.

Kim Chichester is a branch manager and loan officer at Geneva Financial assisting clients in the Salem metro. The firm has mortgage refinancing solutions and loan options, such as FHA, USDA, VA, 203k, and jumbo loans. It also provides adjustable rate, 30-year, and 15-year fixed mortgages. Chichester has been in the finance and mortgage industry since 1987. Her client base includes firefighters, teachers, healthcare professionals, military members, and veterans. She is a member of organizations like Habitat for Humanity and the Mid-Valley Association of Realtors.

Rock River Financial is a full-service lending firm that caters to locals in the Salem area. Its mortgage refinancing services include an online refinancing break-even point calculator that clients can use themselves. It also assists clients in matters involving payment amortization, annual percentage rate, tax savings, early payoff, debt consolidation, and pre-payment savings. Rock River Financial has over 30 years of combined industry experience among its staff. The company is led by Mathew Stewart, who has been a mortgage consultant since 1997.