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Best Mortgage Refinance Companies in Gresham, OR

Our Recommended Top 12

We did the research for you!

  • Licensing
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Our goal is to connect people with the best local professionals. We scored Gresham Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

67Reviewed

45Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

10121 SE Sunnyside Rd Ste 300, Clackamas, OR 97015
WebsiteLicense: 1834787

Expertise.com Rating

Review Sources

Google
4.5 (16)
Facebook
5.0 (14)

Why choose this provider?

Northwest Reverse Mortgage focuses on elderly clients in and around Gresham. It helps them establish their eligibility through an assessment and then educates them on the fine points of a reverse mortgage. Afterward, the loan officer helps them apply for various programs that include Reverse for Purchase, Traditional Reverse Mortgage or HECM, and Proprietary Reverse Mortgage Loan. Jeff Foody, the president and owner of Northwest Reverse Mortgage, has appeared on local news outlets discussing the advantage of loan programs.

  • Reverse Mortgages

3384 SW Miller Dr, Gresham, OR 97080
WebsiteLicense: 42102

Expertise.com Rating

Review Sources

Google
4.8 (38)
Facebook
5.0 (9)
Yelp
5.0 (1)

Why choose this provider?

Stonebridge Mortgage Group, Inc., is a family-owned mortgage company helping Gresham homeowners with their refinancing needs. Its loan officers assist clients in obtaining lower interest rates and monthly payments through strategies such as cash-out refinances. They guide them throughout the mortgage process to ensure they are meeting their goals and needs. Owner David Steinbrugge, who has been in the industry since 1996, opened his firm in 1999. His team also assists clients seeking home equity loans.

  • New Construction
  • Reverse Mortgages

1585 W Main St, Suite S, Molalla, OR 97038
WebsiteLicense: 49290

Expertise.com Rating

Why choose this provider?

Oregon Home Mortgage is an independently owned and operated brokerage company that has been serving the Gresham community since 2003. It helps homeowners decrease their interest rates or reduce their loan terms through refinance mortgage programs. Its team also assists with converting adjustable-rate mortgages to fixed-rate mortgages. The brokerage offers mortgage loans such as FHA, VA, and jumbo loans. Oregon Home Mortgage's top producing loan officer, Julie Jorgenson, has more than a decade of industry experience.

Portland, OR
WebsiteLicense: 1603801

Expertise.com Rating

Review Sources

Google
5.0 (72)
Facebook
5.0 (11)

Why choose this provider?

Arete Mortgage NW LLC provides solutions to customers in Gresham and its surrounding areas. It offers refinancing services to individuals who are planning to change the current terms of their loan programs and reduce interest rates. Its team also guides first-time home buyers throughout the whole process, helping them qualify for a loan program based on their situation and needs. Arete Mortgage has been helping clients with their mortgage needs since it was established in 2017.

  • Reverse Mortgages

1111 Main St #210, Vancouver, WA 98660
WebsiteLicense: 1773532

Expertise.com Rating

Review Sources

Google
5.0 (66)
Facebook
5.0 (31)
Yelp
5.0 (4)

Why choose this provider?

DC Lending offers comprehensive loaning opportunities for individuals and families in the Gresham metro. Its team strategizes with applicants to create a refinancing plan that involves VA, FHA, conventional, and jumbo loans. It uses its knowledge of local property values and marketing trends to negotiate terms and rates that fit each client's financial goals. Lisa Pogue, the firm's managing broker, is also involved in charitable efforts in the local community as an affiliate of Homes for Heroes.

  • Reverse Mortgages

135 NW 1st St Suite #1, Gresham, OR 97030
WebsiteLicense: 2248303

Expertise.com Rating

Review Sources

Google
5.0 (16)

Why choose this provider?

Maddux Mortgage offers refinancing assistance to clients in Gresham and the surrounding metros. The firm aims to make the home refinance process easier through the use of tools and knowledge, which include a comprehensive home refinance analysis followed by an array of options based on the client's particular needs and requirements. Its loan officer and founder, Mike Maddux, is a Marine Corps veteran with considerable experience as a Financial Advisor. He has been in the finance industry for 10 years.

3636 NE Broadway Street, Portland, OR 97232
WebsiteLicense: 57785

Expertise.com Rating

Review Sources

Google
5.0 (120)
Yelp
5.0 (44)
Facebook
5.0 (8)

Why choose this provider?

Mortgage Monkey provides refinancing options to its clients in Gresham and the surrounding communities. Its mortgage lender, Gary Boyer, dedicates himself to putting his customers first in getting home financing and purchasing, loan refinancing, and saving for the estate they want to acquire. He connects people with loans that are appropriate for their situation and goals and accepts clients with various credit histories. Boyer is a Certified Mortgage Planner who has over 20 years of experience in the industry.

  • Reverse Mortgages

1300 SE Stark St Suite 111,, Portland, OR 97214
WebsiteLicense: 2611

Expertise.com Rating

Why choose this provider?

Guaranteed Rate is a mortgage provider helping the Gresham senior community with their refinancing needs. Led by VP Tony Meuers, its team assists homeowners in applying for reverse mortgage refinancing programs. Meuers and his team develop refinancing solutions for clients with properties such as townhomes, single-family residences, and manufactured homes. Meuers has been providing loan services for more than 10 years and is a Certified Mortgage Advisor. He is licensed in Washington, Florida, Arizona, and California.

  • Reverse Mortgages

752 NE Burnside, Gresham, OR 97030
WebsiteLicense: 881325

Expertise.com Rating

Review Sources

Google
5.0 (14)

Why choose this provider?

Soldier 4 Soldiers serves the mortgage refinancing needs of veterans and active military members in Gresham. Its owner, Joseph W. Stuart, is a loan officer from Central Source Mortgage Banking. He started his career in the mortgage industry after serving in the United States Military for 19 years. He provides different refinancing options, including the VA streamline and cash-out VA refinance loan programs. He also offers a rehab loan option for home repair and improvement purposes.

  • New Construction

10121 SE Sunnyside Rd Suite 300, Clackamas, OR 97015
WebsiteLicense: 1647999

Expertise.com Rating

Review Sources

Google
5.0 (39)
Facebook
5.0 (5)

Why choose this provider?

Two Rivers Mortgage serves clients throughout the Gresham area. It guides residential property owners through the refinancing process. It also helps clients looking to fulfill their goal of homeownership through a range of loan options, from conventional and jumbo programs to FHA and VA mortgages. The company uses paperless technology like electronic signatures in its work to promote sustainability. It supports various organizations, including the domestic violence shelter Raphael House of Portland and the affordable housing advocacy firm Human Solutions.

  • New Construction

10151 SE Sunnyside Rd #220, Clackamas, OR 97015
WebsiteLicense: 1830982

Expertise.com Rating

Review Sources

Google
5.0 (548)
Facebook
5.0 (167)

Why choose this provider?

Root Mortgage is a locally owned and operated business that caters to residents in Gresham and the surrounding areas. It addresses the mortgage needs of individuals and families who want to purchase or refinance different types of residential spaces. The company offers jumbo, USDA, FHA, and conventional loans to increase clients' credit scores up to 680. These loan programs also include permanent or optional mortgage insurance. Root Mortgage has been in the industry since 2014.

  • New Construction

320 N Main Ave, Ste 216, Gresham, OR 97080
WebsiteLicense: 471691

Expertise.com Rating

Review Sources

Google
5.0 (8)

Why choose this provider?

Brigitte Erickson is a senior advisor with Advantage Mortgage who serves individuals and families in Gresham and the rest of Oregon. She helps clients get cash out or consolidate debt through mortgage refinancing programs. She also offers refinancing options for self-employed individuals, as well as those who have experienced bankruptcy or property foreclosures. Brigitte Erickson has been working in the mortgage industry for more than a decade. She is also licensed in the state of Washington.

  • New Construction

Compare our Top Mortgage Refinance Companies

NameExpertise RatingAddressPromotionsLearn more
Northwest Reverse Mortgage
10121 SE Sunnyside Rd Ste 300, Clackamas, OR 97015
Stonebridge Mortgage Group, Inc
3384 SW Miller Dr, Gresham, OR 97080
Oregon Home Mortgage
1585 W Main St, Suite S, Molalla, OR 97038
Arete Mortgage NW LLC
Portland, OR
DC Lending
1111 Main St #210, Vancouver, WA 98660
Maddux Mortgage
135 NW 1st St Suite #1, Gresham, OR 97030
Mortgage Monkey
3636 NE Broadway Street, Portland, OR 97232
Guaranteed Rate
1300 SE Stark St Suite 111,, Portland, OR 97214
Soldier 4 Soldiers
752 NE Burnside, Gresham, OR 97030
Two Rivers Mortgage
10121 SE Sunnyside Rd Suite 300, Clackamas, OR 97015
Root Mortgage
10151 SE Sunnyside Rd #220, Clackamas, OR 97015
Brigitte Erickson
320 N Main Ave, Ste 216, Gresham, OR 97080

FAQs

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • What are the requirements to apply for agricultural loans in Gresham?

    Gresham applicants must have a minimum credit score of 680 and a maximum loan-to-value ratio of 60% for loans over $5 million and 70% for loans under $5 million. To be eligible for agricultural loans, their land or property must be at least five acres in size, including executive estates. These loans are limited to $30 million in Gresham and can be paid monthly, annually, or semi-annually over terms of 7, 10, 15, or 30 years.

  • How to avoid foreclosure in Gresham?

    Gresham offers the Foreclosure Avoidance Program, which assists eligible participants, lenders, and financial counselors in reaching an agreement on a foreclosure avoidance measure. Participants include homeowners who are behind or unable to make their mortgage payments, individuals experiencing financial hardship, and those who have received a resolution conference notice. Through this program, Gresham homeowners can receive assistance from a housing counselor in modifying their loans, creating a new repayment plan, and negotiating an extension to pay their missed mortgage bills.

  • How much is the entitlement for VA loans in Gresham?

    In Gresham, the basic entitlement for VA loans is $36,000. For those with more than $144,000 in loans to build or buy a single-family home, an additional entitlement equal to 25% of the $726,200 VA loan limit in Gresham may be available. Additionally, an eligible veteran with full entitlement may borrow up to the loan limit without making a down payment.

  • What can affect the interest rates of mortgages in Gresham?

    Mortgage interest rates are affected by property location; for example, mortgage debt in Gresham increased 27% from 2019 to 2022 based on home affordability and prices. A down payment of 20% or more can influence mortgage interest rates because a larger down payment equals a lower interest rate. Mortgage interest rates in Gresham vary depending on the loan type, amount, and term, as well as the borrower's credit score, personal income, and financial ability.

  • How to qualify for jumbo loan in Gresham?

    In Gresham, jumbo loan applicants must have a credit score of 680 or higher and submit required documents such as retirement accounts, two years of pay stubs and Form W2, two months of savings, and two years of tax returns. First-time and experienced homebuyers can apply for jumbo loans if they have sufficient income, liabilities, and assets. With a 25% down payment, jumbo loans can finance townhouses, condominiums, and single-family homes, as well as investment properties such as vacation rentals.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.