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Best Mortgage Refinance Companies in Broken Arrow, OK

Our Recommended Top 13

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Broken Arrow Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

68Reviewed

46Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

6670 S. Lewis Ave # 200, Tulsa, OK 74136
WebsiteLicense: 193207

Expertise.com Rating

Review Sources

Google
5.0 (354)
Facebook
4.5 (118)

Why choose this provider?

ZFG Mortgage is a residential lending company serving homeowners and first-time buyers in Broken Arrow and the surrounding areas since 2003. It assists clients in determining the most suitable refinancing options and strategies for them, such as converting an adjustable loan to a fixed loan, lowering mortgage and interest rates, and debt consolidation. It also offers FHA, USDA, conventional, VA, and non-conventional home loans. The loan officers at ZFG Mortgage have a combined lending experience of 33 years.

  • New Construction
  • Reverse Mortgages

9404 S. Delaware Ave, Tulsa, OK 74137
WebsiteLicense: 305952

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Raystar Mortgage is a Tulsa-based company that extends its services in Broken Arrow. It caters to individuals and families seeking refinancing solutions. The full-service business offers conventional mortgage programs to help buyers and investors achieve their dream residential spaces like single- and multi-family homes, townhouses, manufactured houses, and condominiums. Its team also processes hybrid ARM, fixed- and adjustable-rate, FHA, VA, reverse, and balloon mortgage loans. In addition, Raystar Mortgage serves Sandsprings, Barlesville, Okmulguee, Jenks, Bristow, and Catoosa.

  • New Construction

1115 S. Lewis Ave. Suite D, Broken Arrow, OK 74104
WebsiteLicense: 644578

Expertise.com Rating

Review Sources

Google
4.6 (88)
Facebook
4.9 (66)

Why choose this provider?

Cityscape Home Mortgage addresses the real estate needs of individuals and families in and around Broken Arrow. It offers refinancing solutions to help buyers and investors obtain their dream single- and multi-family homes and condominiums. The local lending company assists clients in navigating the mortgage process, including loan application filing, document preparation, and upfront and final underwriting. Its team provides VA, FHA, conventional, and jumbo loan programs. Branch manager Howard Doak has worked in the industry for over two decades.

  • New Construction
  • Reverse Mortgages

13720 East 86th Street, Owasso, OK 74055
WebsiteLicense: 398026

Expertise.com Rating

Review Sources

Google
4.8 (125)
Facebook
5.0 (16)

Why choose this provider?

1st Capital Mortgage provides a wide range of products for clients in and around Broken Arrow. The company tailors unique financing solutions to meet a customer's exact needs, whether it's to buy their dream home, refinance an outstanding loan, or consolidate debt. Refinancing options include cash-out and streamline refinance loans. Customers can also choose between fixed and adjustable loan programs, with mortgage products such as FHA, VA, USDA rural development, and conventional loans. 1st Capital Mortgage also serves customers throughout Arkansas and Kansas.

8516 East 101st Street, Suite A, Tulsa, OK 74133
WebsiteLicense: 453957

Expertise.com Rating

Review Sources

Facebook
4.8 (1964)

Why choose this provider?

Jeff Moser is a branch manager and loan originator at Fairway Independent Mortgage Corporation. He aids in refinancing existing loans throughout Broken Arrow city. He provides guidance to customers aiming to shorten their loan term, consolidate debts or liens, or cash out on home equity to fund college tuition fees or property renovations. Adjustable-rate and fixed-rate mortgages are among the refinance options that he offers. Moser has been in the lending industry since 2003. He is a member of the Mortgage Bankers Association.

  • New Construction

300 Riverwalk Terrace Suite 220, Jenks, OK 74037
WebsiteLicense: 2379518

Expertise.com Rating

Review Sources

Facebook
5.0 (1)

Why choose this provider?

Paragon Mortgage is a loan company that provides refinance solutions to locals in Broken Arrow. It helps homeowners who want to secure better and shorter terms for their existing loans, consolidate debts, or get cash out of their equity. The team offers fixed-rate, adjustable rates, FHA, VA, USDA, and jumbo loans. It also has interest-only and graduated payments. Paragon Mortgage has a vast selection of mortgage calculators and financial resources on its website to educate potential loaners.

  • New Construction

2448 E 81st St., Ste. 5630, Tulsa, OK 74137
WebsiteLicense: 2281398

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Tiber Financial caters to Broken Arrow residents, assisting them through the mortgage refinancing or purchasing processes. It refinances and offers various lending options, such as FHA, VA, and USDA loans. Its mortgage refinancing process starts with a proprietary refinance analysis request followed by a consultation with company mortgage professionals regarding available loan restructuring options and their costs and benefits before the final application. Tiber Financial holds an affiliation with the Association of Independent Mortgage Experts.

12899 E 76th St N, Owasso, OK 74055
WebsiteLicense: 888950

Expertise.com Rating

Review Sources

Facebook
5.0 (5)

Why choose this provider?

American Mortgage Professionals, LLC has been serving the lending needs of residents in the greater Broken Arrow metro and surrounding localities for over 25 years. The team offers mortgage refinancing programs and works with clients looking to lower their loan interest rates and payment terms or take a cash-out for home improvements. In addition, the agency provides home purchase and new construction solutions to builders, developers, investors, and individual homebuyers.

  • New Construction
  • Reverse Mortgages

6966 S. Utica Ave, Tulsa, OK 74136
WebsiteLicense: 2157188
Website

Expertise.com Rating

Why choose this provider?

Harvest Mortgage serves the real estate needs of individuals and families in and around Broken Arrow. Its team helps clients acquire various types of residential properties through its refinancing solutions. The brokerage assists investors and buyers in developing strategies on how they can lower their interest rates. Its group also processes different mortgage programs to allow lenders to obtain their dream homes. Harvest Mortgage offers adjustable-rate and fixed-rate, USDA, FHA, VA, and reverse mortgage loans.

  • New Construction

10827 S. Memorial Dr., Suite C, Tulsa, OK 74133
WebsiteLicense: 391580

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Tulsa Mortgage Guy serves clients throughout Broken Arrow and its neighboring cities. It offers mortgage refinancing loans for homeowners who want to lower their interest rates, reduce their terms, consolidate their debts, and get cashouts for home improvements, medical expenses, vacation, or college tuition. It also provides loan programs such as conventional, FHA, VA, USDA, new construction, and renovation loans. Wayne Pope, the owner of the company, is a mortgage loan consultant and originator at Scissortail Financial.

  • New Construction

Tulsa, OK 74103
WebsiteLicense: 884159

Expertise.com Rating

Why choose this provider?

Dianne Shaw works as a US Mortgage Corporation loan officer serving clients in Broken Arrow. She offers mortgage refinance programs to homeowners looking to reduce monthly payments, shorten loan terms, or consolidate debt. She provides fixed-rate, ARM, FHA, and VA refinancing loans. Shaw has worked in the mortgage industry for over 10 years. She previously worked in pharmaceutical sales for over 25 years before entering the mortgage business. She uses her mortgage and sales experience to assist clients in achieving their homeownership goals.

  • New Construction

100 S. Riverfront Dr., Jenks, OK 74037
WebsiteLicense: 488324

Expertise.com Rating

Review Sources

Facebook
5.0 (15)

Why choose this provider?

Kyle Bradley Mortgage serves the residents of Broken Arrow and the surrounding areas. It assists refinancing homeowners in reducing their interest rates, taking cash out, or combining multiple loans into one. A wide array of programs is offered, including FHA, VA, Jumbo, and physician loans. Kyle Bradley has more than 15 years of mortgage industry experience. Kyle and his team leverage local administration of the whole loan process to close deals and fund loans within the required timeline.

  • New Construction

7711 E. 111th Street, Ste 115 & 116, Tulsa, OK 74133
WebsiteLicense: 1661277

Expertise.com Rating

Review Sources

Google
4.6 (19)

Why choose this provider?

Paramount Residential Mortgage Group, Inc. Tulsa serves the Broken Arrow metro. The residential lender assists customers in replacing an outstanding mortgage with another program. Its offerings range from conventional and reverse mortgages to Ginnie Mae products like USDA, FHA, and VA loans. Homestyle Renovation and 203K mortgages are also options for borrowers who are refinancing for home improvement purposes. The company, which has been operating for over two decades, supports charities locally and nationwide through PRMG Cares, its nonprofit foundation.

  • New Construction

Compare our Top Mortgage Refinance Companies

NameExpertise RatingAddressPromotionsLearn more
ZFG Mortgage
6670 S. Lewis Ave # 200, Tulsa, OK 74136
Raystar Mortgage
9404 S. Delaware Ave, Tulsa, OK 74137
Cityscape Home Mortgage
1115 S. Lewis Ave. Suite D, Broken Arrow, OK 74104
1st Capital Mortgage
13720 East 86th Street, Owasso, OK 74055
Jeff Moser
8516 East 101st Street, Suite A, Tulsa, OK 74133
Paragon Mortgage
300 Riverwalk Terrace Suite 220, Jenks, OK 74037
Tiber Financial
2448 E 81st St., Ste. 5630, Tulsa, OK 74137
American Mortgage Professionals, LLC
12899 E 76th St N, Owasso, OK 74055
Harvest Mortgage
6966 S. Utica Ave, Tulsa, OK 74136
Tulsa Mortgage Guy
10827 S. Memorial Dr., Suite C, Tulsa, OK 74133
Dianne Shaw
Kyle Bradley Mortgage
100 S. Riverfront Dr., Jenks, OK 74037
Paramount Residential Mortgage Group, Inc. Tulsa
7711 E. 111th Street, Ste 115 & 116, Tulsa, OK 74133

FAQs

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • In Broken Arrow, what are the requirements for a cash-out refinance?

    Most lenders require homeowners in Broken Arrow to have at least 20% equity in their home to be eligible for a cash-out refinance. In addition, borrowers typically need to have a credit score of 620 or higher. Some refinance loans, such as those offered by the FHA, accept credit scores as low as 600.

  • Is refinancing advisable for Broken Arrow couples going through a divorce?

    Couples in Broken Arrow who are divorcing should consider refinancing their mortgage, as it is an efficient way to take one spouse's name off the loan. However, the spouse who wishes to take sole responsibility for the mortgage must meet the income and credit score qualifications. In addition, removing one spouse's name from the mortgage does not automatically take them off the property title.

  • How soon can Broken Arrow homeowners refinance their homes after purchase?

    Homeowners in Broken Arrow with a Fannie Mae or Freddie Mac conventional mortgage are permitted to refinance immediately after their home purchase. However, most lenders enforce a six-month waiting period. Meanwhile, those who wish to take out an FHA or VA streamline refinance loan are subject to a 210-day waiting period.

  • Can USDA mortgages in Broken Arrow be refinanced into conventional mortgages?

    To refinance a USDA mortgage to a conventional loan, borrowers must have at least 3% home equity and a minimum credit score of 620. However, those who are refinancing to remove mortgage insurance will need at least 20% equity. Other USDA refinancing options include the USDA streamlined refinance, USDA streamlined-assist refinance, and USDA non-streamlined refinance.

  • What are the fees associated with Broken Arrow mortgage refinancing?

    Homeowners in Broken Arrow who wish to refinance their mortgages will have to pay for the costs of the application, loan origination, home appraisal, survey, title search and insurance, and attorney. They may also have to pay property taxes and prepayment penalties. In 2021, the average closing cost in Oklahoma was $2,918 with taxes and $2,763 without.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.