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Best Mortgage Refinance Companies in Greensboro, NC

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Greensboro Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

139Reviewed

87Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1237 South Scales Street, Reidsville, NC 27320

Expertise.com Rating

Why choose this provider?

Horizon provides mortgage services to clients in the Greensboro metro and the surrounding areas. It assists individuals wanting to change their loan terms or rates through mortgage refinance services. It guides clients who wish to purchase homes through VA, FHA, and USDA loan programs. The company also carries other loan options, such as jumbo, fixed-rate, variable, and USDA-rural homes. Horizon's president and CEO, Jennifer B. Gunn, has been working in the mortgage industry for more than 34 years.

  • Multi-Family Loans

2037 Martin Luther King Jr Dr Ste C, Greensboro, NC 27406

Expertise.com Rating

Review Sources

Google
5.0 (5)

Why choose this provider?

The Buyer Agency is a mortgage broker that serves the needs of the Greensboro metro and surrounding areas. It provides homebuyers and property investors with a variety of loan programs such as FHA, reverse, and VA loans. It also assists homeowners in refinancing mortgages through loan solutions such as conventional and VA streamline cashouts. The company guides homebuyers in securing benefits for government-sponsored initiatives such as Invest Atlanta and Dekalb County Home Downpayment Assistance Program.

  • Reverse Mortgages

335 S Swing Rd, Greensboro, NC 27409

Expertise.com Rating

Review Sources

Facebook
4.4 (41)

Why choose this provider?

Jason Cote of Peoples Home Equity is a licensed mortgage broker that offers home financing and refinancing services to clients in the Greensboro metro. The company originates government home loans (USDA, FHA, and VA) and is authorized to direct sell to Freddie Mac, Ginnie Mae, and Fannie Mae. It offers refinancing options that help homeowners lower interest rates, reduce their monthly mortgage payments, and cash out equity. The company also uses Octane, a streamlined online platform for mortgage lending.

  • New Construction

800 Green Valley Rd., Ste. 102, Greensboro, NC 27408
WebsiteLicense: 2151502

Expertise.com Rating

Review Sources

Facebook
4.8 (439)
Google
5.0 (5)

Why choose this provider?

Homestar - Greensboro is a firm that caters to the mortgage refinancing needs of clients in the metro and nearby locations. It helps customers looking for home financing by providing conventional, HARP, VA, and FHA loans. The company supports USDA rural development by offering refinancing loans to qualified recipients. Homestar has been helping the Southeast region residents settle their loans for more than 10 years. It was founded by Wes Hunt, who also serves as its CEO.

  • New Construction

204 Muirs Chapel Road, Greensboro, NC 27410
WebsiteLicense: 98786

Expertise.com Rating

Review Sources

Google
5.0 (88)
Facebook
5.0 (8)

Why choose this provider?

Don Owens is the branch manager from Hamilton Home Loans, a mortgage refinance company located in Greensboro. His clients are first-time home buyers, refinancing homeowners, seniors seeking reverse mortgages, investment buyers, and move-up and second-home buyers. He guides clients throughout the entire mortgage process and keeps them informed about the status of their loans. Don and his team work closely with clients to help them avoid common mortgage mistakes and to make sure that the loan closes on time.

  • Reverse Mortgages
  • New Construction

3352 W Friendly Ave Suite 122, Greensboro, NC 27410

Expertise.com Rating

Review Sources

Facebook
5.0 (9)

Why choose this provider?

Debbie Owens is a consultant at Prosperity Home Mortgage, LLC, serving clients in Greensboro and the surrounding localities. Owens provides assistance to homeowners looking to lower their monthly payments and long-term interest rates through mortgage refinancing. She also offers cashout refinancing, allowing clients to obtain cash from their home equity. Other mortgage products she delivers include conventional, fixed-rate and adjustable-rate, FHA, USDA, VA, Jumbo, and renovation financing. Owens and her team are certified Equal Housing Lenders.

  • Multi-Family Loans

111 Bain Street, Suite 359,, Greensboro, NC 27406
WebsiteLicense: 2239

Expertise.com Rating

Why choose this provider?

MortgageRight Greensboro offers refinance loans for homeowners looking to change their mortgage terms, lower monthly payments, and obtain cash from their home equity. Its refinancing programs include FHA, VA, and conventional loans. The team also provides mortgage options for clients seeking funds for renovation or first homes. Its home loan specialists guide clients from application to closing, whether they are looking to obtain jumbo, home renovation, or reverse mortgage loans. Branch manager Jon Ortiz is a mortgage loan originator with over two decades of experience.

  • Reverse Mortgages

2280 South Church Street, Burlington, NC 27215
WebsiteLicense: 1196172

Expertise.com Rating

Why choose this provider?

CrossCountry Mortgage has been in the mortgage industry for 16 years serving clients in the Greensboro metro area. Its branch manager, Timothy Stratton, assists both first-time homebuyers or long-time homeowners. He caters to clients interested to take loans to buy a home, refinance, or renovate. He communicates and keeps them updated on any progress, from application to closing. Timothy offers a broad spectrum of loan programs such as VA and FHA, conventional, and jumbo.

  • New Construction

341 S Swing Rd, Greensboro, NC 27409

Expertise.com Rating

Why choose this provider?

Scott Shubert, the branch manager of Benchmark Mortgage, offers home financing options for clients in the Greensboro metro. He goes by the Benchmark approach of simplifying the mortgage application process and continually monitoring loan and market patterns for existing clients. Shubert's clients commend him for being a good communicator and for being thorough. Benchmark Mortgage has been in the industry for over 20 years and each of its brokers has an average of 10 years of experience in lending.

  • New Construction

Compare our Top Mortgage Refinance Companies

NameExpertise RatingAddressPromotionsLearn more
Horizon
1237 South Scales Street, Reidsville, NC 27320
The Buyer Agency
2037 Martin Luther King Jr Dr Ste C, Greensboro, NC 27406
Jason Cote
335 S Swing Rd, Greensboro, NC 27409
Homestar - Greensboro
800 Green Valley Rd., Ste. 102, Greensboro, NC 27408
Don Owens - Hamilton Home Loans Agent
204 Muirs Chapel Road, Greensboro, NC 27410
Debbie Owens
3352 W Friendly Ave Suite 122, Greensboro, NC 27410
MortgageRight Greensboro
111 Bain Street, Suite 359,, Greensboro, NC 27406
Timothy Stratton
2280 South Church Street, Burlington, NC 27215
Scott Shubert
341 S Swing Rd, Greensboro, NC 27409

FAQs

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • Does mortgage refinancing hurt your credit score in Greensboro?

    Mortgage refinancing may hurt your credit score in Greensboro. Refinancing can lower your credit score initially, but it might help you in the long run, and it can bounce back after a few months. Hard inquiries from multiple lenders can individually affect your credit score and can remain on your report for two years.

  • What are the advantages of refinancing a loan in Greensboro?

    Some advantages of refinancing your mortgage in Greensboro include reducing your monthly mortgage payment, consolidating your debt, lowering the interest rate, and minimizing the tenure of your loan. Mortgage refinancing can also lower your financial burden and increase financial flexibility. In fact, loan refinancing may also enable you to get cash from your home's equity. .

  • How many times can you refinance your house in Greensboro?

    Although there are no set limits on how many times you can refinance a loan in Greensboro, the lender can impose a waiting period between your loan and mortgage refinance. You may also have to consider the cost of refinancing multiple times. You will have to pay fees for the application, credit check, appraisal, title search, and attorney.

  • Is it possible to terminate a fixed-rate mortgage in Greensboro before its term ends?

    While it is possible to terminate a fixed-rate mortgage in Greensboro before its term ends, remember that breaking a mortgage is a serious decision due to the legal and financial complexities involved. While a better offer might seem appealing, it's crucial to recognize that breaking a mortgage can lead to penalties. Instead of rushing into a decision, take the time to calculate the costs and benefits. If the numbers indicate potential savings, contact your lender to explore available options.

  • How can you qualify for an ARM mortgage in Greensboro?

    To qualify for an ARM mortgage in Greensboro, you generally need a credit score of 620 or higher. If you're purchasing a primary residence, the minimum down payment is usually 5%. For refinancing to buy a second home, the minimum down payment can be as low as 10%. In North Carolina, loan limits range from around $472,030 to $1,089,300 for 1-unit properties. Lastly, the maximum debt-to-income ratio is typically 45% for manually underwritten ARMs.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.