Best Mortgage Refinance Companies in Gastonia, NC

Rebecca Richardson works as a mortgage loan officer in Gastonia. She provides refinance programs to borrowers looking to lower monthly payments, shorten loan terms, or pay off their current mortgage with a new loan. She works with a wide range of clients, from first-time and experienced homebuyers to divorced individuals. She walks clients through the entire mortgage process, from the initial consultation to loan closing. Richardson—dubbed "The Mortgage Mentor"—has over two decades of mortgage experience and a passion for assisting individuals in achieving their homeownership goals.

Leverage Lending Group is a local independent brokerage firm that has been serving clients in Gastonia since 2007. It offers home purchase loans, including FHA, VA, jumbo, 203K, USDA, and HARP, with fixed and adjustable rates. It also assists with refinancing and property evaluation. Leverage Lending Group owner and broker Angelo Datseris is an Association of Independent Mortgage Experts member with over 17 years of industry experience. He has been awarded CRMS accreditation from the NAMB.

Mecklenburg Mortgage provides financial solutions for clients in Gastonia. Its loan officers draw upon more than 13 years of experience to canvass various refinancing plans that accommodate the long-term financial goals of prospective applicants. They choose each plan for different lenders based on comprehensive evaluations of local mortgage rates and marketing trends, as well as client goals like improved interest rates and reduced monthly payments. They have funded numerous loan plans that amount to at least $500 million to date.

Peak Financial Group offers residential and commercial loans to Gastonia residents. The family-owned company guides customers in purchasing their first homes through a VA, FHA, USDA, adjustable-rate, or 10-year to 30-year fixed-rate mortgage. It offers bank statement loans to self-employed individuals and real estate programs to those investing in multi-family or office properties. Peak Financial Group was formed after the 2008 financial crisis, which created a market gap for people who had lost their homes. Its loan officers have over 40 years of combined experience.

QC Lending provides mortgage services to clients in Gastonia and the surrounding areas. It strives to assist individuals and families in achieving their financial goals and obtaining their desired homes through mortgage refinancing and purchasing loans. One of its loan options includes HARP 2.0, which helps clients acquire loans that value more than their home's worth. Its team also assists individuals in choosing adjustable or fixed mortgage rates. The agency has been in the industry for more than 120 years.

uMortgage Solutions, LLC., serves clients in Gastonia who are seeking purchase and refinancing options. It has products for residential asset buyers and debtors with existing debts that need restructuring. The team has amassed over 25 years of combined lending industry experience and has worked with more than 1,600 families. Mortgage officer Matthew Nixdorf has completed studies in accounting and has been in the loan sector for over two decades. He is joined by Robert Robinson, who joined the company more than four years ago.

MVR Mortgage Company LLC serves locals in Gastonia who need lending and refinancing programs. The team refinances current obligations to take advantage of subsequent favorable terms and conditions. Some of its loan options include fixed mortgages with lengths ranging from 15 years to three decades. FHA-backed choices are also on hand for those from less ideal credit contexts. MVR Mortgage Company has online tools and resources to facilitate the valuation of houses before formally meeting with a consultant.

Loan Pronto helps with the mortgage refinance needs of individuals and families in Gastonia. Its loan programs include USDA, VA, FHA, and jumbo loans. It aims to streamline the mortgage refinance process by enabling clients to accomplish all the necessary steps in securing a loan from the comfort of their own devices. Its consultants strive to deliver personalized service and a satisfactory mortgage experience by providing people with the guidance and support they need to achieve their financial goals.

DHL Mortgage caters to residents in and around the Gastonia area who need refinancing and loan arrangements. The team has options for first-time homebuyers and delivers government-backed loans for individuals with challenging credit ratings and military veterans. It offers refinancing loans for existing debts with onerous terms and conditions. The company also has online calculators that deliver preliminary information before formal consultations. DHL Mortgage has two offices across the Carolinas and operates across five states.

On Point Home Loans is a locally owned and operated business that helps clients in the area of Gastonia make the right decision for their purchasing and refinancing needs. The independent mortgage firm offers its borrowers various options such as VA, USDA, jumbo, adjustable rate, and fixed mortgage. It has loan officers who closely work with its customers and keep them informed throughout the process. The company's team has more than 30 years of combined industry experience.

Grow Mortgage provides services to clients in Gastonia and the neighboring cities. It specializes in helping first-time home buyers or seasoned investors wishing to apply for mortgage loan programs to purchase homes and achieve their financial goals. It carries various loan types, including FHA, and VA. The company is available to serve individuals with over 620 credit scores wishing to apply for conventional loan programs. Grow Mortgage brings more than 46 years of experience in the field. They are primarily a purchase-focused company and specialize in new home purchases.

States Mortgage is a loan brokerage company that serves customers in Gastonia and the surrounding areas. It assists clients planning to get pre-approved for a new home mortgage or those getting a second home. It provides financial services for individuals and families seeking to refinance their current mortgage to consolidate debt, get lower interest rates, or receive cash from equity. The firm also offers loan options for self-employed customers. In addition, States Mortgage has home improvement loans available.

Neighborhood Lender serves clients across the Gastonia area. The company takes on homeowners aiming to refinance their mortgages and helps them reach financial goals like lowered program terms and decreased interest rates. It has experience assisting clients in qualifying for the government's Home Affordable Refinance Program. It also provides mortgage programs backed by various government agencies—including FHA and VA—for individuals looking to acquire properties. To further guide aspiring homeowners with their decision-making, the company offers online mortgage calculators.