Best Mortgage Refinance Companies in Concord, NC

Lane Lending Inc. provides solutions to residents in Concord. It offers mortgage refinancing services to clients that are planning to reduce their monthly payments or change the terms of their current home loan. Its options include both fixed-rate and adjustable-rate mortgages. The company has FHA, HARP, USDA, VA, and 203k loan programs on hand. It also assists clients in comparing mortgage terms and interest rates. Adam Lane, the president of Lane Lending Inc., has over 15 years of lending experience.

Empower Home Loans serves residents in the Concord metro seeking to purchase properties. It offers refinancing options with various benefits, including consolidating debts, accessing equity of homes, reducing monthly payments, and converting between fixed and adjustable-rate mortgages. It aims to assist borrowers throughout the loan process by educating them on various refinancing-related terms and providing a refinance checklist containing documents they must obtain. The company also has the Foreign National Loan Program for non-US citizens.

Gateway Financial Group provides refinancing solutions to credit-challenged individuals in Concord. It targets to find refinancing programs with interest rates, monthly payments, loan terms, and equity cashouts favorable to specific financial situations of borrowers. The company streamlines the mortgage process through its refinance analysis, online estimation tools, home valuation, customized quotes, and rate comparison. It recommends different new home loan and debt restructuring alternatives, including fixed-rate, adjustable-rate, government-supported, jumbo, and HARP mortgages. It also connects homebuyers to local real property listings.

Scott Hastings, a mortgage loan originator with Homebridge, has over 18 years of experience in the home loan and banking industries. He works with clients in Concord who need advice and assistance with homeownership or refinancing matters. Some of the loan types offered are adjustable-rate and 15- or 30-year fixed-rate mortgages. Borrowers may check their mortgage status through Homebridge's MyHomeLoan mobile application. Hastings takes the time to meet with clients to assess their financial standings and discuss their specific goals.

Fairway Custom Mortgage Group caters to investors and buyers in the Concord metro and nearby areas. Its loan officers assist lenders or borrowers in purchasing their dream residential spaces. They determine clients' property needs and provide them with personalized mortgage solutions. They help customers develop refinancing strategies to reduce interest rates and pay off debts. The team also processes reverse, conventional, USDA, FHA, and VA loans. The company has been in the industry for over 25 years.

QC Lending delivers a variety of mortgage and refinancing options to clients in Concord. The team has home purchase programs with adjustable and fixed rates, as well as government-backed options for military veterans. It refinances current loans into more manageable forms. The company is staffed by crew members who have over 120 years of collective house financing industry experience. It began as a two-man enterprise operating out of Charlotte and has since expanded to 12 states.

Loan Pronto is a mortgage company serving Concord. Its team members serve customers who are refinancing or purchasing a home by providing loan options, including jumbo, USDA, FHA, and VA loans. The firm's refinancing solutions enable clients to shorten their mortgage term, use home equity to take on home improvements, and switch from a fixed to an adjustable rate. It navigates customers throughout the process, which incorporates a technological approach that allows clients to sign and deliver documents from the comfort of their own devices.

On Point Home Loans is open to mortgage applications from individuals and families from Concord. Its branch manager is Levi Santos, who has been securing custom loans for homebuyers and helping clients refinance their mortgages for more than 15 years. He and his fellow loan officers expedite application processes by providing access to online platforms for the submission of inquiries and documents. They also guide clients in adjusting their chosen loan plans by providing in-depth marketing reports and interest rate assessments.

Advantage Rate Mortgage is a team of loan advisors that caters to clients in the greater Concord metro. The business offers refinancing solutions to customers who are looking to pay off debts, change loan terms, withdraw cash from equity, and obtain lower rates and monthly payments. Its refinance options include FHA, VA, USDA RD, and conventional loans. In addition, the company offers jumbo and first-time homebuyer loans. Advantage Rate Mortgage is certified by the NMLS.

Home Town Mortgage Loans, LLC, helps Concord individuals search for a loan that would allow them to realize their homeownership dreams, lower interest rates and monthly payments, or change term length. Its refinancing options come with varying rates and terms, from fixed and adjustable rates to five to 30-year terms. It also delivers conforming, jumbo, FHA, VA, and USDA loans. The company assists clients in comparing rates and terms and picking an offer that matches their needs and guides them throughout the refinancing process.

Primeline Capital addresses the real estate concerns of individuals and families in and around Concord. Its team assists clients in refinancing their loans to achieve their preferred residential properties. The company helps buyers and investors create refinancing solutions to consolidate their debts and reduce their monthly payments and interest rates. It also provides a wide selection of mortgage programs, including jumbo, conventional, FHA, and VA loans. Primeline Capital has been in the industry since 2019.

States Mortgage is a team of loan officers providing home financing solutions for residents in and around the Concord area. It caters to different types of clients, including homeowners who are refinancing to either consolidate debt or lower mortgage interest rates. To meet clients' unique needs, it offers a variety of programs such as home purchase loans for self-employed individuals. States Mortgage also has products for clients looking to cash out of home equity and individuals who have filed for bankruptcy.

Serghei Dragni is a loan officer at Nexa Mortgage, helping the residents of Concord with their mortgage rate goals through refinancing. He guides first-time homebuyers, people who are purchasing new primary residences or second vacation homes, and real estate investors, as well as clients 62 years of age or older looking for reverse mortgages. In addition, Serghei offers special service arrangements for veterans, health care workers, and police officers. He is a member of the Association of Independent Mortgage Experts.