Best Mortgage Refinance Companies in Asheville, NC

Fairway Asheville Team provides locals with mortgage programs and guidance at different stages of their lives. It helps homeowners obtain funds for college tuition, retirement, or elderly care by refinancing their outstanding loans. It also assists first-time borrowers, investors, and seniors seeking HECMs or reverse lines of credit. Fairway Asheville Team operates under Fairway Independent Mortgage Corporation. David Kanis, its manager, deals directly with move-up buyers to understand their financial circumstances. He has been working in the industry for more than 25 years.

GoPrime Mortgage is an LGBTQ-supporting company that accommodates clients in Asheville. It helps individuals manage their mortgages through refinancing schemes, which entail consultations and financial assessments. Additionally, it offers conventional, jumbo, renovation, FHA, USDA, and VA loans. It also assists with down payments, debt consolidation, affordable homes, and modular home financing. Some of GoPrime Mortgage's agents donate a part of their commissions to Homeward Bound to combat homelessness in Buncombe County. It is also affiliated with the Green Building Alliance.

For the last eight years, Lucid Lending has been responding to the mortgage needs of property owners in Asheville and the surrounding areas. The company provides various loan programs, such as VA, USDA, 203k, FHA, and 30- and 15-year fixed mortgages. It helps clients throughout the home refinancing process, including comparing mortgage terms and rates and analyzing home value. It collaborates with several lenders to shop products, like jumbo, conventional, and conforming loans. Lucid Lending is a Freddie Mac and FannieMae direct lender.

Mountain Lifestyles Mortgage is a locally owned and operated company that provides home loan options to residents in Asheville, Hendersonville, and the surrounding areas. Its loan programs include HARP 2.0, a refinance option for underwater homeowners. The mortgage lender also handles FHA, VA, USDA, and jumbo purchase loans. Its loan officers assist clients seeking fixed-rate, adjustable-rate, hybrid ARMs, interest-only, and balloon mortgages as well. Mountain Lifestyles Mortgage has been in business for nearly 20 years.

Kim Winters is a senior loan officer with Movement Mortgage, providing personalized home loan services to residential clients in the Asheville area. She offers mortgage refinancing solutions with custom options based on the unique needs and goals of each customer, like reducing interest rates and monthly payments or taking cash out of equity. Her home loan options include jumbo, super jumbo, conforming, FHA, VA, and USDA with fixed and adjustable rates. Winters has been in the industry for over 20 years.

Steve Clark, branch manager of Radius Financial Group, helps homeowners in Asheville with their mortgage refinancing needs. This professional looks for loan programs with lower interest rates and guides clients with cashing out equity for other purposes. He also helps investment buyers secure low-rate financing for real estate purchases. One of Clark's previous clients shared how he was able to close a VA loan process in three weeks. Another client commended him for being communicative.

Anchor Mortgage, LLC, accommodates refinancing applications from individuals and families in the Asheville metro. Drawing options from more than 50 different lenders, its staff has a varied selection of comprehensive financial programs that help clients consolidate their debts and fund personal and domestic endeavors. Its refinancing analyses involve the evaluation of each refinancer's credit history and financial capabilities, as well as interest rates in the mortgage market. Since its establishment in 2004, the firm has catered to thousands of applicants in the state.

Holly Johnson Home Loans helps individuals and families in Asheville with their homeownership goals. Johnson, with her affiliation with Thrive Mortgage, assists in applying for refinancing to secure lower interest rates and obtain lower monthly payment amounts. She and her team keep mortgage borrowers informed throughout the refinancing process, from consultation and pre-approval to closing. Johnson holds a degree in Finance and Banking and has experience with jumbo products, conventional loans, government mortgages, and down payment assistance programs.