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Best Mortgage Refinance Companies in Yonkers, NY

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Yonkers Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

109Reviewed

67Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2 Robbie Road, Cortlandt, NY 10567
WebsiteLicense: 84535

Expertise.com Rating

Review Sources

Yelp
5.0 (20)
Facebook
5.0 (4)

Why choose this provider?

Sun Mortgage can assist its Yonkers clients with their home purchasing and mortgage refinancing needs. It lets clients contact its brokers via its website's Quick Quote to receive an assessment on whether refinancing the mortgage is necessary. Through consultations, clients can learn the rate they most qualify for and obtain a pre-approval notification. The site also has a refinance calculator that can compute the monthly payment and the period that closing costs will break even.

  • Reverse Mortgages
  • Commercial Loans
  • Multi-Family Loans

2 South Division Street, Peekskill, NY 10566
WebsiteLicense: 4368

Expertise.com Rating

Review Sources

Facebook
5.0 (50)
Yelp
5.0 (23)
Google
5.0 (1)

Why choose this provider?

A.S.A.P. Mortgage Corp. is a full-service mortgage refinance company that services clients of Yonkers. The company offers a wide range of services such as mortgage refinancing and home loan financing. Its team of brokers is well-versed in handling a wide range of products such as the 15-year FHA or VA loan. The founder of the company is Irene Amato who has three children namely Alexa, Stephanie, and Peter. They are the reason behind the brokerage firm's name.

  • Reverse Mortgages
  • Commercial Loans
  • Multi-Family Loans

460 Bergen Boulevard, Palisades Park, NJ 07650
WebsiteLicense: 1477465

Expertise.com Rating

Review Sources

Google
5.0 (82)
Facebook
5.0 (4)

Why choose this provider?

Prime Mortgage Company is a mortgage refinancing company serving the Yonkers metro. The company provides a wide range of financial and lending solutions for both residential and commercial clients. Prime Mortgage Company specializes in every aspect of mortgage lending, including the purchase and refinancing of residential and commercial mortgages. Included in its loan products are adjustable-rate and fixed-rate mortgages, as well as no-closing-cost programs and no-income-doc programs. The company also provides the fixed or ARM program for commercial properties.

  • Reverse Mortgages
  • Commercial Loans
  • Multi-Family Loans

244 Pettit Avenue, Bellmore, NY 11710
WebsiteLicense: 30334

Expertise.com Rating

Review Sources

Yelp
5.0 (22)
Facebook
4.2 (5)

Why choose this provider?

Bliss Home Funding is a mortgage broker that has been serving both residential and commercial clients from Yonkers for more than 15 years. It offers mortgage refinancing services that allow clients to obtain certain benefits, such as mortgage consolidation, loan-term reduction, cash-out refinancing, and the conversion of fixed-rate loans to adjustable-rate loans and vice versa. It also provides conventional loans, reverse mortgages, and VA mortgages. Bliss Home Funding has handled more than 3,000 residential and commercial mortgages.

  • Reverse Mortgages
  • Multi-Family Loans

100 Cedarhurst Avenue, Cedarhurst, NY 11516
WebsiteLicense: 132830

Expertise.com Rating

Review Sources

Yelp
5.0 (44)

Why choose this provider?

Block Financial Resources has been assisting with the mortgage needs of its clients in Yonkers. Some of the products it offers include first-time homebuyer mortgages, Fannie Mae homestyle loans, conventional 97% financing, and non-warrantable condo and coop projects. The business also handles commercial mortgages and financing for foreign nationals. Sean Bloch, who started the company in March of 2008 to help residential homeowners experience financial freedom, has a degree in Economics.

  • Reverse Mortgages

Compare our Top Mortgage Refinance Companies

NameExpertise RatingAddressPromotionsLearn more
Sun Mortgage Company, Inc.
2 Robbie Road, Cortlandt, NY 10567
A.S.A.P. Mortgage Corp.
2 South Division Street, Peekskill, NY 10566
Prime Mortgage Company
460 Bergen Boulevard, Palisades Park, NJ 07650
Bliss Home Funding
244 Pettit Avenue, Bellmore, NY 11710
Block Financial Resources
100 Cedarhurst Avenue, Cedarhurst, NY 11516

FAQs

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • What refinancing options are available to the residents of Yonkers?

    The refinancing options available to the residents of Yonkers are similar to those for a normal loan since refinancing is essentially paying off an old loan with a newer and usually less burdensome one. The borrower remains able to select between adjustable-rate, FHA, HARP, and VA options to finance the purchase of a home.

  • What is the necessary paperwork when refinancing in Yonkers?

    When refinancing in Yonkers, the borrower has to have copies of the most current tax returns, proof of income, and pay stubs. Lenders need to know how much money the debtor has and whether or not there is a chance of being repaid in full. Documents pertaining to savings and related assets may also be demanded.

  • What measures should a mortgage holder in Yonkers take when looking for favorable refinance options?

    When looking for favorable mortgage refinance options in Yonkers, holders should look not only at interest rates but at the fees and terms of the new loan. Even if the interest appears cheaper on paper the fees and penalties paid on the old loan might make the new one more expensive in the long run.

  • When refinancing a property in Yonkers, what impact does one's credit score have?

    When refinancing a property in Yonkers, the credit score is the most influential controllable factor that affects the interest rate one will receive. Lenders are likelier to give favorable interest rates to a borrower who has a good FICO rating because this indicates a tendency to pay obligations in full and on time.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.