Best Mortgage Refinance Companies in Albany, NY

Maple Tree Funding is a locally owned and operated mortgage company serving clients across Albany. It caters to homeowners needing assistance to refinance their current loans to take out cash from their home's equity. It also serves home buyers wanting to obtain their first homes while achieving their financial goals and family needs by applying for mortgage loan programs. Maple Tree Funding extends its services throughout various counties, including Madison, Warren, Broome Fulton, Saratoga, and Washington.

Empower Mortgage, LLC, is an Albany-based firm that offers different loans and refinancing plans to local clients. Its mortgage products provide a variety of opportunities for people to fund property improvements and pay their outstanding debts. Its pre-qualification process, which involves credit evaluations and property appraisals, matches applicants with specific programs that suit their financial goals. Empower Mortgage's consultants work alongside a diverse roster of real estate agents from various companies, like Krutz Properties, Empire Homes, and CMK & Associates.

Northeast Funding Services is a mortgage company that serves borrowers in the Albany metro. It aims to help clients who want to tap into their home equity, refinance their current mortgage, or buy a new house. Its team provides a selection of refinancing solutions, such as conventional, VA, FHA, USDA, cash-out refinance, and reverse mortgages. It also offers debt consolidation programs. Northeast Funding Services is a local, family-owned business that has been in the industry for over 20 years.

Founded in 2010, Homeowners Advantage is a mortgage banker in Albany that provides real estate loan options to homebuyers, homeowners, credit unions, real estate professionals, investors, and builders. The agency assists homeowners looking to reduce their monthly payments, increase their cash flow, shorten their loan term, or pay less in interest overall through cash-out refinancing. Homeowners Advantage also provides financing for purchase loans including fixed-rate mortgage, USDA Rural, FHA, and VA. Clients can manage and monitor their mortgages through its online platform.

Home Choice Capital, Inc., has mortgage refinancing services that cater to Albany residents. Its goal is to give clients choices that fit their needs. The team explains mortgage processes and options to first-time buyers, people looking for their ideal home, and those who seek refinancing programs. Its offerings include Freddie Mac and Fannie Mae mortgage, VA, FHA, and USDA loans. The company also provides first-time home buyer and investment property loan opportunities. Home Choice Capital is owned by Nancy Herrmann, who has been in service for over 15 years.

Capital New York Home Advantage LLC is a mortgage broker that offers refinance solutions to clients in Albany and the surrounding areas. The team looks for mortgage financing options that would lower monthly amortizations or consolidate debt into one account. It handles loan programs covering properties like single and multi-family houses, condominiums, modular, and mobile homes. The firm is owned by Michael Albano, who has been in the industry for more than 15 years.

First Hudson Mortgage Company provides loan options for Albany residents and businesses from local, national, and private lenders. It helps borrowers change the duration of their mortgage loans and lower their fixed interest rates through refinancing. The brokerage's owner, Janet Marsh Ebel, is a loan originator with more than 25 years of industry experience. She offers various mortgage options, such as jumbo, reverse, and FHA loans. Janet works with banks, law firms, and real estate companies in the area to streamline the mortgage process.

Great Home Mortgage of New York supports homebuyers facing trouble paying their debt obligations in Albany. Loan officer David Stickles practices a customer-centered approach by helping clients qualify for mortgage plans that fit their needs. He recommends refinancing and cash-out options, where struggling borrowers enjoy a breathing space to recover from monthly payments and high-interest rates. The lender provides personalized quotes and processes pre-qualification screening and loan approval. It also caters to first-time homebuyers and property investors by offering fixed-rate, rehab, jumbo, low-downpayment, and government-insured loans.

Fort Orange Funding LLC offers a selection of mortgage refinancing programs for clients in Albany. It provides fixed-rate and adjustable-rate options with loan terms ranging from five to 30 years. The company provides VA, FHA, jumbo, conventional, and construction loans. Additionally, its refinancing programs work to consolidate debts or convert adjustable to fixed loans. The firm serves various clients, including veterans, military members, investors, and homeowners. Its website includes a number of payment calculators and tools for calculating amortization and the APR.

Prosper First Capital is a mortgage brokerage firm that caters to individual homebuyers, builders, and real estate professionals in the Albany metro and nearby areas. It offers traditional and non-traditional financing options, helping clients who are looking to purchase or refinance their homes. Its refinancing programs allow homeowners to utilize their equity to pay off high-interest credit cards or invest it. Peter A. Prosper, III, the owner, brings over 30 years of experience in the industry.